SYSTEMS AND METHODS FOR CODE DISPLAY AND USE

    公开(公告)号:US20170221054A1

    公开(公告)日:2017-08-03

    申请号:US15421891

    申请日:2017-02-01

    摘要: Embodiments of the present invention relate to systems and methods that allow users to use their communication devices to perform transactions (e.g., payment transactions, access transactions, etc.). To complete a transaction, a resource provider electronically generates a code representing transaction data and displays it on an access device. The user scans the code with his or her communication device using a camera associated with the communication device, for example. The code is interpreted by an application on the communication device. The user may request and receive a token at the communication device corresponding to sensitive information selected to perform the transaction (e.g., a primary account number). The user may then provide the token and the transaction data via the communication device to a server computer, which may facilitate completion of the transaction between the user and the resource provider using the transaction data and the token.

    SYSTEMS AND METHODS FOR GENERATING AND USING A TOKEN FOR USE IN A TRANSACTION
    4.
    发明申请
    SYSTEMS AND METHODS FOR GENERATING AND USING A TOKEN FOR USE IN A TRANSACTION 审中-公开
    用于生产和使用TOKEN在交易中使用的系统和方法

    公开(公告)号:US20140143146A1

    公开(公告)日:2014-05-22

    申请号:US13931702

    申请日:2013-06-28

    IPC分类号: G06Q20/40

    摘要: Systems and methods are provided for generating and using a token for authorizing a payment to satisfy an agreement for goods and/or services. The token may be generated based on information related to the agreement, as well as a specified validity period and token type. The generated token may then be used within the specified validity period to authorize a payment to satisfy the agreement. The token may be a limited-use token having a predetermined number of uses, such that after the token has been used the predetermined number of times, the token may be destroyed such that the payment is not authorized more than the predetermined number of uses.

    摘要翻译: 提供了系统和方法,用于生成和使用用于授权付款以满足商品和/或服务协议的令牌。 可以基于与协议相关的信息以及指定的有效期和令牌类型来生成令牌。 所产生的令牌然后可以在指定的有效期内使用以授权支付以满足协议。 令牌可以是具有预定数量的使用的有限使用令牌,使得在令牌已经被使用预定次数之后,令牌可能被破坏,使得支付不被授权超过预定数量的使用。