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    DATA MINING FRAMEWORK FOR SEGMENT PREDICTION
    62.
    发明公开
    DATA MINING FRAMEWORK FOR SEGMENT PREDICTION 审中-公开

    公开(公告)号：US20240095738A1

    公开(公告)日：2024-03-21

    申请号：US18050241

    申请日：2022-10-27

    申请人： PAYPAL, INC.

    发明人： Suraj Arulmozhi ,  Ashok Subash ,  Deepak Mohanakumar Chandramouli ,  Gayathri Baskaran ,  Romil Varadkar

    IPC分类号： G06Q20/40 ,  G06Q20/38

    CPC分类号： G06Q20/401 ,  G06Q20/382 ,  G06Q20/389

    摘要： Methods and systems are presented for mining data in association with predicting occurrences of events. Upon detecting an occurrence of an event associated with a transaction, a data mining system accesses data associated with different transactions, and generates a decision tree for predicting occurrences of the event based on the data. Using a classification specification, the data mining system traverses the decision tree and prunes at least a portion of the decision tree that does not satisfy the classification specification. The data mining system then extracts data relevant to predicting occurrences of the event from the pruned decision tree. The extracted data includes attributes and/or criteria that are relevant to predicting occurrences of the event. Based on the extracted data, one or more actions can be performed to improve the event prediction process and/or reduce the frequency of the occurrences of the event.

    Contact lookup operations during inoperability of mobile devices
    64.
    发明授权
    Contact lookup operations during inoperability of mobile devices 有权

    公开(公告)号：US11934499B2

    公开(公告)日：2024-03-19

    申请号：US17307867

    申请日：2021-05-04

    申请人： PAYPAL, INC.

    发明人： Venkatesh Gnanasekaran

    IPC分类号： G06F21/31 ,  H04L9/40 ,  H04M3/493

    CPC分类号： G06F21/313 ,  H04L63/0861 ,  H04M3/493 ,  G06F2221/2103 ,  H04M2203/60

    摘要： There are provided systems and methods for contact lookup operations during inoperability of mobile devices. A service provider, such as an online transaction processor, may provide additional services for secure contact lookup when a computing device of a user is nonoperational or unavailable. The user may establish a contact identifier and authentication mechanism with the service provider and allow access to the user's contacts. Once established, when the user's device is unable to access contacts and/or communication with other devices, the user may utilize the service provider for contact access through a contact lookup system. The user may utilize a different device to access a communication system or application and retrieve a data structure representing the user's contacts. The data structure may then be passed to the corresponding communication system or application interface system, which may then be output to the user.

    Online decentralized identity verification for a multi-sided network
    65.
    发明授权
    Online decentralized identity verification for a multi-sided network 有权

    公开(公告)号：US11922410B2

    公开(公告)日：2024-03-05

    申请号：US17660231

    申请日：2022-04-22

    申请人： PayPal, Inc.

    发明人： Anita Paul Rao ,  Sargis Dudaklyan ,  Matt Wyman

    IPC分类号： G06Q20/00 ,  G06Q20/38 ,  G06Q20/40 ,  H04L9/32

    CPC分类号： G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/4014 ,  H04L9/3213 ,  H04L2209/56

    摘要： Techniques are disclosed relating to facilitating secure communication of private user data between different entities for a verification process conducted during an electronic interaction between the user and a verifier entity. In disclosed embodiments, a verification service executing on a server computer system for a verification session for verifying a holder entity on behalf of a verifier entity receives a verification request from a remote computer system. The verification request includes an attestation proof generated from one or more credentials and the verification service communicates with a holder service that manages an identity storage storing credentials for the holder entity. The verification service transmits, to the verifier service, the attestation proof and then receives, from the verifier service based on the proof, verification results that are usable by the verifier to determine whether to process an action requested by the holder prior to requesting verification.

    BROWSER EXTENSIONS AND APPLICATIONS FOR CROSS-PLATFORM ITEM DATA IDENTIFICATIONS
    68.
    发明公开
    BROWSER EXTENSIONS AND APPLICATIONS FOR CROSS-PLATFORM ITEM DATA IDENTIFICATIONS 审中-公开

    公开(公告)号：US20240062259A1

    公开(公告)日：2024-02-22

    申请号：US17893064

    申请日：2022-08-22

    申请人： PAYPAL, INC.

    发明人： Anna McTygue

    IPC分类号： G06Q30/06

    CPC分类号： G06Q30/0601

    摘要： There are provided systems and methods for browser extensions and applications for cross-platform item data identifications. A service provider server may provide website and application tools that may track user navigations, inputs and selections, and other operations with merchant websites and/or online merchant marketplaces. Further, the service provider may provide discounts and offers during purchases and transactions with the online merchants, which may further provide reward points or value based on use of the service provider's services. However, transactions may be canceled by the user and/or merchant, which may prevent distribution of such rewards. The service provider may provide operations to detect canceled transactions and thereafter determine the same or similar item from the transaction with different online merchants. The service provider may then automatically provide links and navigations to such items with the different online merchants using a browser extension and/or software application.

    Currency detection on merchant websites
    69.
    发明授权
    Currency detection on merchant websites 有权

    公开(公告)号：US11907979B2

    公开(公告)日：2024-02-20

    申请号：US17562786

    申请日：2021-12-27

    申请人： PAYPAL, INC.

    发明人： Michael Brawer ,  David Phillips ,  Anthony Le ,  Kaan Erdener

    IPC分类号： G06Q30/0601

    CPC分类号： G06Q30/0603 ,  G06Q30/0629 ,  G06Q30/0641

    摘要： Methods and systems are presented for enhancing a merchant product webpage by providing additional content associated with a product being displayed on the merchant product webpage. A product catalog stores product records corresponding to data associated with different products. As a webpage is accessed by a user device, data is extracted from the merchant product webpage. The extracted data is used to identify one or more product records in the product catalog that are potential matches to the webpage. When multiple product records are identified, a remote server is used to access and interact with the webpage separate from the user device. Additional data is extracted from the webpage based on interactions by the remote server with the webpage. The additional data is used to determine a single product record for the webpage. The webpage is modified based on the single product record.