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公开(公告)号:US20250054594A1
公开(公告)日:2025-02-13
申请号:US18929138
申请日:2024-10-28
Inventor: Eric Allyn Finley , Jennifer L. Crawford , Corin Rebekah Chapman , Edward W. Breitweiser , Gregory Wong
IPC: G16H20/00 , B60S5/00 , G06T7/20 , G06T11/00 , G06V20/20 , G07C5/08 , G08B21/04 , G08B21/18 , G08B21/22 , G08B31/00 , G16H40/67 , G16H50/20
Abstract: Techniques for generating alerts related to unsafe/unhealthy home conditions may include monitoring sensor data associated with a home environment over a period of time; analyzing the sensor data associated over the period in order to identify an unsafe/unhealthy condition associated with the home environment over the period; obtaining sensor data associated with a resident of the home environment over the period; determining that the resident of the home environment is not physically present at the home environment over the period; upon identifying an unsafe/unhealthy condition associated with the home environment over the period and determining that the resident of the home environment is not physically present at the home environment over the period, generating an alert indicating the identified unsafe or unhealthy condition associated with the home environment over the period; and transmitting the alert to a computing device associated with the resident of the home environment.
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公开(公告)号:US12141328B1
公开(公告)日:2024-11-12
申请号:US15877027
申请日:2018-01-22
Inventor: Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations. A node may receive a transaction indicative of a settlement condition of a smart contract being satisfied. Accordingly, the transaction may be compiled into a block of a blockchain and routed to the smart contract. The smart contract may direct a node to transfer funds in accordance with the payment obligations.
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公开(公告)号:US20240257282A1
公开(公告)日:2024-08-01
申请号:US18590687
申请日:2024-02-28
Inventor: Edward W. Breitweiser , Brian A. Steigerwald , Larry Ingrum , Shreeti Banerjee
IPC: G06Q50/18 , G06F21/62 , G06N20/00 , G06Q10/10 , G06Q10/20 , G06Q30/0203 , G06Q40/02 , G06Q40/08 , G06Q40/12 , G06Q50/00 , G06Q50/16 , G07C5/00 , G16H10/60 , G16H40/67 , H04L51/02 , H04L51/04 , H04L67/12
CPC classification number: G06Q50/186 , G06F21/6245 , G06N20/00 , G06Q10/10 , G06Q10/20 , G06Q30/0203 , G06Q40/02 , G06Q40/08 , G06Q40/12 , G06Q50/01 , G06Q50/16 , G07C5/008 , G16H10/60 , G16H40/67 , H04L51/02 , H04L51/04 , H04L67/12
Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
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公开(公告)号:US12008671B2
公开(公告)日:2024-06-11
申请号:US18074555
申请日:2022-12-05
Inventor: Edward W. Breitweiser , Brian A. Steigerwald , Shreeti Banerjee , Larry Ingrum
CPC classification number: G06Q50/186 , G06Q40/08 , H04L51/02 , H04L51/04
Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
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公开(公告)号:US20240169601A1
公开(公告)日:2024-05-23
申请号:US18099877
申请日:2023-01-20
Inventor: Eric Allyn Finley , Jennifer L. Crawford , Corin Rebekah Chapman , Edward W. Breitweiser , Gregory Wong
CPC classification number: G06T11/00 , B60S5/00 , G06T7/20 , G06V20/20 , G07C5/0808 , G06T2200/24 , G06T2207/30268
Abstract: Systems and methods for providing augmented reality overlay displays related to repairs may include obtaining sensor data associated with a home or vehicle and analyzing the sensor data associated to identify a vehicle component and/or home appliance that is not functioning properly. Repairs for the vehicle component and/or home appliance that is not functioning properly may be identified, and a determination may be made as to whether it is safe for a vehicle operator and/or home resident to perform the repair. If so, an augmented reality overlay display may be presented upon images/video of the vehicle/home captured in real time, identifying vehicle/home components that must be manipulated in order to perform the repair. If not, the augmented reality display may identify portions of the vehicle or home of which the vehicle operator must capture images in order to request a professional repair or submit an insurance claim.
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公开(公告)号:US20240161120A1
公开(公告)日:2024-05-16
申请号:US18114811
申请日:2023-02-27
Inventor: Edward W. Breitweiser , Brian N. Harvey , Joseph Robert Brannan , Joseph Harr
IPC: G06Q30/015 , G06N3/006 , G06N20/00
CPC classification number: G06Q30/015 , G06N3/006 , G06N20/00
Abstract: Systems and methods for generating a virtual synthetic representative based upon a person or user are disclosed. Personal data associated with a person is collected, including personal data regarding a past communication of the person. One or more attributes indicative of personal mannerisms of the individual person are identified from the personal data. A synthetic virtual representative profile is then created from the identified personal mannerisms, and a synthetic virtual representative is virtually constructed based upon the virtual representative profile. The synthetic representative construction including a visual representation of the representative in a virtual environment.
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公开(公告)号:US20240143806A1
公开(公告)日:2024-05-02
申请号:US18411495
申请日:2024-01-12
Inventor: Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L67/104
CPC classification number: G06F21/6209 , G06F21/602 , G06F21/604 , G06F21/6245 , G06Q20/10 , G06Q20/102 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829 , G06Q20/401 , G06Q20/4014 , G06Q40/08 , H04L9/0637 , H04L9/0825 , H04L9/0861 , H04L9/0894 , H04L9/14 , H04L9/30 , H04L9/3236 , H04L9/3247 , H04L63/0428 , H04L63/10 , H04L67/104 , G06Q20/223 , G06Q2220/10
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.
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公开(公告)号:US20240112242A1
公开(公告)日:2024-04-04
申请号:US18124402
申请日:2023-03-21
Inventor: Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
IPC: G06Q30/0601 , G06Q30/0283 , G06Q40/08
CPC classification number: G06Q30/0631 , G06Q30/0283 , G06Q30/0633 , G06Q30/0643 , G06Q40/08
Abstract: The following relates generally to assisting with replacement of a physical item. In some embodiments, one or more processors: receive an indication of an insurance claim including an indication of a physical item to be replaced; determine a set of potential replacement items for the physical item to be replaced; retrieve virtual data of the set of potential replacement items; and present, in a virtual environment, the set of potential replacement items to a user.
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公开(公告)号:US20240087038A1
公开(公告)日:2024-03-14
申请号:US18124168
申请日:2023-03-21
Inventor: Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
CPC classification number: G06Q40/08 , G06Q20/3821 , G06Q20/3829 , G06Q20/40145 , G06Q2220/00
Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.
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公开(公告)号:US20230281743A1
公开(公告)日:2023-09-07
申请号:US18111218
申请日:2023-02-17
Inventor: Edward W. Breitweiser
IPC: G06Q50/18 , G06F3/04815
CPC classification number: G06Q50/186 , G06F3/04815
Abstract: A computer-implemented method may include: (1) obtaining one or more extended reality (XR) preferences for a person; (2) generating, using one or more processors, an XR environment in accordance with the one or more XR preferences; (3) identifying, using one or more processors, one or more estate assets associated with a deceased person for which the person is a legal executor or beneficiary; (4) determining, using or more processors, one or more possible dispositions for the one or more assets; and/or (5) providing, in the XR environment using an XR device associated with the person, one or more user interfaces that include displaying the one or more possible disposition options such that the person can view, modify, select, or approve disposition options.
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