System and method for determining driving patterns using telematics data

    公开(公告)号:US10319159B1

    公开(公告)日:2019-06-11

    申请号:US15980892

    申请日:2018-05-16

    Abstract: A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.

    System and method for determining driving patterns using telematics data

    公开(公告)号:US10032320B1

    公开(公告)日:2018-07-24

    申请号:US15670272

    申请日:2017-08-07

    Abstract: A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.

    SYSTEM AND METHOD FOR IDENTIFYING PRIMARY AND SECONDARY MOVEMENT USING SPECTRAL DOMAIN ANALYSIS
    28.
    发明申请
    SYSTEM AND METHOD FOR IDENTIFYING PRIMARY AND SECONDARY MOVEMENT USING SPECTRAL DOMAIN ANALYSIS 审中-公开
    使用光谱域分析识别初级和次级运动的系统和方法

    公开(公告)号:US20150332408A1

    公开(公告)日:2015-11-19

    申请号:US14277848

    申请日:2014-05-15

    CPC classification number: G06Q40/08 G07C5/00 G07C5/008 G07C5/085

    Abstract: A computer implemented method for determining a primary movement window from a vehicle trip is presented. A data server may receive a plurality of telematics data originating from a client computing device and summarize the plurality of telematics data at a specified sample rate. The data server may also select one or more data points from the plurality of telematics data and determine that the selected data points meets a threshold value. The data server may further identify a first primary movement and constant speed windows including the data points and associate the first primary movement and constant speed windows with a customer account and auto insurance risk.

    Abstract translation: 提出了一种用于从车辆行程确定主要运动窗口的计算机实现方法。 数据服务器可以接收来自客户端计算设备的多个远程信息处理数据,并以指定的采样率对多个远程信息处理数据进行汇总。 数据服务器还可以从多个远程信息数据中选择一个或多个数据点,并确定所选择的数据点满足阈值。 数据服务器还可以识别包括数据点的第一主要运动和恒定速度窗口,并将第一主要运动和恒定速度窗口与客户账户和汽车保险风险相关联。

    SYSTEMS AND METHODS FOR IDENTIFYING AND ASSESSING LOCATION-BASED RISKS FOR VEHICLES
    30.
    发明申请
    SYSTEMS AND METHODS FOR IDENTIFYING AND ASSESSING LOCATION-BASED RISKS FOR VEHICLES 审中-公开
    用于识别和评估基于位置的车辆风险的系统和方法

    公开(公告)号:US20150324923A1

    公开(公告)日:2015-11-12

    申请号:US14273093

    申请日:2014-05-08

    CPC classification number: G06Q40/08 G06Q10/0635 G06Q30/0266

    Abstract: Methods and systems for improving vehicular safety by notifying vehicle operators of location-based risks are provided. According to embodiments, a processing server may receive an initial location of a vehicle. Based on location data associated with the initial location, the processing server can determine the risk of an incident. The processing server can generate a notification to communicate to the vehicle operator, and the vehicle operator can assess the risk and take action to mitigate the risk, for example by relocating the vehicle. The processing server can receive updated location data for the vehicle and can determine, based on the updated location data, that the risk has been mitigated.

    Abstract translation: 提供了通过车辆运营商通报基于位置的风险来改善车辆安全的方法和系统。 根据实施例,处理服务器可以接收车辆的初始位置。 基于与初始位置相关联的位置数据,处理服务器可以确定事件的风险。 处理服务器可以产生通知以与车辆操作者通信,并且车辆操作者可以评估风险并采取行动来减轻风险,例如通过重新定位车辆。 处理服务器可以接收车辆的更新的位置数据,并且可以基于更新的位置数据来确定风险已被减轻。

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