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    APPARATUS AND METHODS FOR SECURE ELEMENT TRANSACTIONS AND MANAGEMENT OF ASSETS
    21.
    发明申请
    APPARATUS AND METHODS FOR SECURE ELEMENT TRANSACTIONS AND MANAGEMENT OF ASSETS 有权
    安全资产交易和资产管理的手段和方法

    公开(公告)号：US20140222688A1

    公开(公告)日：2014-08-07

    申请号：US14174791

    申请日：2014-02-06

    Applicant: APPLE INC.

    Inventor： David T. Haggerty ,  Ahmer A. Khan ,  Christopher B. Sharp ,  Jerrold Von Hauck ,  Joakim Linde ,  Kevin P. McLaughlin ,  Mehdi Ziat ,  Yousuf H. Vaid

    IPC: G06Q20/36 ,  G06Q20/38

    CPC classification number: G06Q20/36 ,  G06Q20/1235 ,  G06Q20/3227 ,  G06Q20/3552 ,  G06Q20/382

    Abstract: Methods and apparatus for the deployment of financial instruments and other assets are disclosed. In one embodiment, a security software protocol is disclosed that guarantees that the asset is always securely encrypted, that one and only one copy of an asset exists, and the asset is delivered to an authenticated and/or authorized customer. Additionally, exemplary embodiments of provisioning systems are disclosed that are capable of, among other things, handling large bursts of traffic (such as can occur on a so-called “launch day” of a device).

    Abstract translation: 披露部署金融工具和其他资产的方法和手段。 在一个实施例中，公开了一种安全软件协议，其保证资产始终被安全地加密，存在资产的仅一个和仅一个副本，并且该资产被传递给认证的和/或授权的客户。 此外，公开供应系统的示例性实施例，其能够处理大量业务突发（例如可能发生在设备的所谓“启动日”）。

    Generating transaction identifiers
    24.
    发明授权
    Generating transaction identifiers 有权

    公开(公告)号：US12086769B2

    公开(公告)日：2024-09-10

    申请号：US17341711

    申请日：2021-06-08

    Applicant: Apple Inc.

    Inventor： George R. Dicker ,  Christopher B. Sharp ,  Ahmer A. Khan ,  Yousuf H. Vaid ,  Glen W. Steele ,  Christopher D. Adams ,  David T. Haggerty

    IPC: G06Q20/38 ,  G06Q20/04 ,  G06Q20/32

    CPC classification number: G06Q20/047 ,  G06Q20/322 ,  G06Q20/385

    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.

    Disabling mobile payments for lost electronic devices
    25.
    发明授权
    Disabling mobile payments for lost electronic devices 有权

    公开(公告)号：US11580518B2

    公开(公告)日：2023-02-14

    申请号：US14474773

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： David T. Haggerty ,  George R. Dicker ,  Ahmer A. Khan ,  Christopher B. Sharp ,  Timothy S. Hurley ,  Vineet Chadha

    IPC: G06Q20/32 ,  G06Q20/40 ,  H04W8/22

    Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.

    Management systems for multiple access control entities
    27.
    发明授权
    Management systems for multiple access control entities 有权

    公开(公告)号：US11051159B2

    公开(公告)日：2021-06-29

    申请号：US16267160

    申请日：2019-02-04

    Applicant: Apple Inc.

    Inventor： Stephan V. Schell ,  David T. Haggerty

    IPC: H04W8/20 ,  H04W12/30 ,  H04W12/43

    Abstract: Methods and apparatus for managing multiple user access control entities or clients. For example, in one embodiment, a “wallet” of electronic subscriber identity modules (eSIMs) may be stored and used at a user device and/or distributed to other devices for use thereon. In another embodiment, a networked server may store and distribute eSIM to a plurality of user devices in communication therewith. A database of available eSIM is maintained at the wallet entity and/or at the network which enables request for a particular eSIM to be processed and various rules for the distribution thereof to be implemented. Security precautions are implemented to protect both user and network carrier specific data as the data is transmitted between networked entities. Solutions for eSIM backup and restoration are also described.

    Electronic subscriber identity module (eSIM) eligibility checking
    28.
    发明授权
    Electronic subscriber identity module (eSIM) eligibility checking 有权

    公开(公告)号：US10574465B2

    公开(公告)日：2020-02-25

    申请号：US15598232

    申请日：2017-05-17

    Applicant: Apple Inc.

    Inventor： Li Li ,  Clark P. Mueller ,  Avinash Narasimhan ,  Arun G. Mathias ,  David T. Haggerty ,  Najeeb M. Abdulrahiman ,  Jean-Marc Padova

    IPC: H04W8/18 ,  H04L9/32 ,  H04L29/08 ,  H04W36/00

    Abstract: Embodiments provided herein determine if an electronic subscriber identity module (eSIM) associated with a requested service can be installed in a secure element (SE) housed in a wireless device. Before requesting deployment of an eSIM suitable for the requested service from an eSIM delivery server, a carrier server asks that an original equipment manufacturer (OEM) server validate that an eSIM corresponding to a customer request should be deployed. The OEM server obtains information about the wireless device and information about the SE. When the carrier server requests validation, the OEM server evaluates the wireless device information and/or the SE information. If the OEM server indicates that deployment of the eSIM should proceed, the OEM server also indicates the eSIM type that is compatible with the wireless device and with the SE housed in the device.

    Apparatus and methods for distributing and storing electronic access clients
    29.
    发明授权
    Apparatus and methods for distributing and storing electronic access clients 有权
    用于分发和存储电子访问客户端的装置和方法

    公开(公告)号：US09438600B2

    公开(公告)日：2016-09-06

    申请号：US14257971

    申请日：2014-04-21

    Applicant: Apple Inc.

    Inventor： David T. Haggerty ,  Jerrold Von Hauck ,  Kevin McLaughlin

    IPC: H04L29/06 ,  H04W4/00 ,  H04W8/26 ,  H04L9/30 ,  H04W4/02 ,  H04W12/02 ,  H04W12/06

    CPC classification number: H04L63/10 ,  H04L9/30 ,  H04L63/0428 ,  H04L63/062 ,  H04L63/0853 ,  H04L2209/24 ,  H04W4/02 ,  H04W4/60 ,  H04W8/265 ,  H04W12/02 ,  H04W12/06

    Abstract: Apparatus and methods for efficiently distributing and storing access control clients within a network. In one embodiment, the access clients include electronic Subscriber Identity Modules (eSIMs), and an eSIM distribution network infrastructure is described which enforces eSIM uniqueness and conservation, distributes network traffic to prevent “bottle necking” congestion, and provides reasonable disaster recovery capabilities. In one variant, eSIMs are securely stored at electronic Universal Integrated Circuit Card (eUICC) appliances which ensure eSIM uniqueness and conservation. Access to the eUICC appliances is made via multiple eSIM depots, which ensure that network load is distributed. Persistent storage is additionally described, for among other activities, archiving and backup.

    Abstract translation: 用于在网络内高效地分发和存储访问控制客户端的装置和方法。 在一个实施例中，访问客户端包括电子订户身份模块（eSIM），并且描述了实施eSIM​​唯一性和保存的eSIM分发网络基础设施，分发网络流量以防止“瓶颈缩小”拥塞，并提供合理的灾难恢复能力。 在一个变体中，eSIM被安全地存储在电子通用集成电路卡（eUICC）设备中，确保eSIM的独特性和保存性。 通过多个eSIM仓库访问eUICC设备，确保网络负载分布。 另外描述了持久存储，用于其他活动中的归档和备份。

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