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公开(公告)号：US11374926B2
公开(公告)日：2022-06-28
申请号：US16780621
申请日：2020-02-03
Applicant: Apple Inc.
Inventor： Li Li , Yousuf H. Vaid , Christopher B. Sharp , Arun G. Mathias , David T. Haggerty , Jerrold Von Hauck
IPC: H04L29/06 , H04L9/40 , H04B1/3816 , H04B1/3827 , H04L41/0806 , H04W8/18 , H04W8/20 , H04W12/06 , H04W12/069
Abstract: Representative embodiments described herein set forth techniques for optimizing large-scale deliveries of electronic Subscriber Identity Modules (eSIMs) to mobile devices. Specifically, instead of generating and assigning eSIMs when mobile devices are being activated—which can require significant processing overhead—eSIMs are pre-generated with a basic set of information, and are later-assigned to the mobile devices when they are activated. This can provide considerable benefits over conventional approaches that involve generating and assigning eSIMs during mobile device activation, especially when new mobile devices (e.g., smartphones, tablets, etc.) are being launched and a large number of eSIM assignment requests are to be fulfilled in an efficient manner.
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公开(公告)号：US10861090B2
公开(公告)日：2020-12-08
申请号：US14475273
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： David T. Haggerty , George R. Dicker , Joakim Linde , Ahmer A. Khan , Timothy S. Hurley
Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, detect a selection of a particular commerce credential, access communication mechanism data indicative of at least one communication mechanism of the device, where the at least one mechanism is configured to receive a communication on the device, transmit information to the financial subsystem, where the information includes the mechanism data and the selection of the particular commerce credential, and instruct the financial subsystem to provision the particular commerce credential in a disabled state on the device and communicate credential enablement data to the device using a particular communication mechanism of the at least one communication mechanism indicated by the communication mechanism data.
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公开(公告)号：US20200302425A1
公开(公告)日：2020-09-24
申请号：US16827202
申请日：2020-03-23
Applicant: Apple Inc.
Inventor： Michael Artemiw , Aaron M. Melim , Ashish C. Nagre , Christine A. Franco , David T. Haggerty , Fadi S. Obeid , Glen W. Steele , Katie M. McIndoe , Mischa K. McLachlan , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US10554487B2
公开(公告)日：2020-02-04
申请号：US15157332
申请日：2016-05-17
Applicant: Apple Inc.
Inventor： Li Li , Yousuf H. Vaid , Christopher B. Sharp , Arun G. Mathias , David T. Haggerty , Jerrold Von Hauck
IPC: H04L29/06 , H04L12/24 , H04B1/3816 , H04B1/3827
Abstract: Representative embodiments described herein set forth techniques for optimizing large-scale deliveries of electronic Subscriber Identity Modules (eSIMs) to mobile devices. Specifically, instead of generating and assigning eSIMs when mobile devices are being activated—which can require significant processing overhead—eSIMs are pre-generated with a basic set of information, and are later-assigned to the mobile devices when they are activated. This can provide considerable benefits over conventional approaches that involve generating and assigning eSIMs during mobile device activation, especially when new mobile devices (e.g., smartphones, tablets, etc.) are being launched and a large number of eSIM assignment requests are to be fulfilled in an efficient manner.
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公开(公告)号：US10397771B2
公开(公告)日：2019-08-27
申请号：US16244035
申请日：2019-01-09
Applicant: Apple Inc.
Inventor： Li Li , Clark P. Mueller , Avinash Narasimhan , Arun G. Mathias , Najeeb M. Abdulrahiman , David T. Haggerty
Abstract: Representative embodiments described herein set forth techniques for provisioning bootstrap electronic Subscriber Identity Modules (eSIMs) to mobile devices. According to some embodiments, a mobile device can be configured to issue, to an eSIM selection server, a bootstrap eSIM request that includes (i) metadata associated with the mobile device, and (ii) metadata associated with an electronic Universal Integrated Circuit Card (eUICC) included in the mobile device. In turn, the eSIM selection server selects and binds a particular bootstrap eSIM to the mobile device, and provides information to the mobile device that enables the mobile device to obtain the particular bootstrap eSIM from one or more eSIM servers. When the mobile device obtains the particular bootstrap eSIM, the mobile device can interface with a mobile network operator (MNO) and obtain a complete eSIM that enables the mobile device to access services provided by the MNO.
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Patent Agency Ranking
公开(公告)号：US09686076B2
公开(公告)日：2017-06-20
申请号：US15091424
申请日：2016-04-05
Applicant: Apple Inc.
Inventor： Jerrold Von Hauck , David T. Haggerty , Kevin McLaughlin
CPC classification number: H04L9/32 , H04L9/08 , H04L9/12 , H04L9/30 , H04L63/06 , H04L63/0853 , H04W12/04 , H04W12/06
Abstract: Apparatus and methods for storing and controlling access control clients. In one embodiment, transmitting and receiving devices ensure that only one copy of an eSIM is active at any time. Specifically, each transferred eSIM is encrypted for the destination device; the eSIM from the source device is deleted, deactivated, or otherwise rendered unusable. Various aspects of network infrastructure are also described, including electronic Universal Integrated Circuit Card (eUICC) appliances, and mobile devices. Various scenarios for transfer of eSIMs are also disclosed.
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7.发明申请PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE USING PASSWORDS COMMUNICATED OVER VERIFIED CHANNELS 审中-公开使用通过经过验证通道传播的通讯录在电子设备上提供证书公开(公告)号：US20150149336A1
公开(公告)日：2015-05-28
申请号：US14475273
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： David T. Haggerty , George R. Dicker , Joakim Linde , Ahmer A. Khan , Timothy S. Hurley
IPC: G06Q40/02
CPC classification number: G06Q40/02 , G06F21/42 , G06Q20/3278 , G06Q20/354 , G06Q20/425 , H04L9/3215 , H04L2209/56 , H04L2209/80
Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, detect a selection of a particular commerce credential, access communication mechanism data indicative of at least one communication mechanism of the device, where the at least one mechanism is configured to receive a communication on the device, transmit information to the financial subsystem, where the information includes the mechanism data and the selection of the particular commerce credential, and instruct the financial subsystem to provision the particular commerce credential in a disabled state on the device and communicate credential enablement data to the device using a particular communication mechanism of the at least one communication mechanism indicated by the communication mechanism data.
Abstract translation: 提供了用于在电子设备上提供凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，安全平台系统可以与电子设备和金融机构子系统通信。 安全平台系统可以被配置为特别地检测对特定商业凭证的选择，指示设备的至少一个通信机制的访问通信机制数据，其中所述至少一个机制被配置为在其上接收通信 设备，将信息传送到财务子系统，其中信息包括机构数据和特定商业凭证的选择，并且指示财务子系统将设备上的特定商业凭证设置为禁用状态，并将凭证启用数据传送到 使用由通信机构数据指示的至少一个通信机制的特定通信机制的设备。
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公开(公告)号：US20150142671A1
公开(公告)日：2015-05-21
申请号：US14475113
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： George R. Dicker , Christopher B. Sharp , Ahmer A. Khan , Yousuf H. Vaid , Glen W. Steele , Christopher D. Adams , David T. Haggerty
IPC: G06Q20/38
CPC classification number: G06Q20/382 , G06Q20/02 , G06Q20/0453 , G06Q20/327 , G06Q20/3827 , G06Q20/385
Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.
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公开(公告)号：US20150058191A1
公开(公告)日：2015-02-26
申请号：US14092205
申请日：2013-11-27
Applicant: Apple Inc.
Inventor： Ahmer A. Khan , David T. Haggerty , George R. Dicker , Jerrold V. Hauck , Joakim Linde , Mitchell D. Adler , Zachary A. Rosen , Yousuf H. Vaid , Christopher Sharp
CPC classification number: G06Q20/42 , G06F21/35 , G06Q20/32 , G06Q20/3226 , G06Q20/40 , G06Q20/4016
Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided.
Abstract translation: 提供了用于在电子设备上提供凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，安全平台系统可以与电子设备和金融机构子系统通信。 安全平台系统可以被配置为特别地从电子设备接收用户帐户信息，使用接收到的用户帐户信息向商业实体验证用户帐户，检测与经认证的用户帐户相关联的商业凭证，运行商业广告 实体欺诈检查检测到的商业凭证，委托金融机构子系统根据商业实体欺诈检查的结果对检测到的商业凭证进行金融实体欺诈检查，并促进在电子设备上提供检测到的商业凭证 关于金融实体欺诈检查的结果。 还提供了另外的实施例。
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公开(公告)号：US11769141B2
公开(公告)日：2023-09-26
申请号：US17947929
申请日：2022-09-19
Applicant: Apple Inc.
Inventor： Aaron M. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
CPC classification number: G06Q20/343 , G06Q20/24 , G06Q20/389
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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