-
11.发明申请公开(公告)号：US20150149219A1
公开(公告)日：2015-05-28
申请号：US14589618
申请日：2015-01-05
Inventor： Benjamin F. Bowne , Jufeng "James" Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, SR. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
CPC classification number: G06Q40/08 , B60W40/09 , G01C21/3676 , G01C21/3697 , G01S19/13 , G06Q10/0639 , G06Q10/0833 , G06Q30/0283 , G06Q40/04 , G07C5/008 , G07C5/08 , G07C5/0858 , H04L67/12 , H04W4/026 , H04W4/40
Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
-
公开(公告)号：US20240161201A1
公开(公告)日：2024-05-16
申请号：US18423146
申请日：2024-01-25
Inventor： Nicholas U. Christopulos , Nicholas R. Baker , Eric Bellas , Benjamin F. Bowne
IPC: G06Q40/08 , G06Q30/0201
CPC classification number: G06Q40/08 , G06Q30/0201 , G01C21/3697
Abstract: A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.
-
公开(公告)号：US10949925B2
公开(公告)日：2021-03-16
申请号：US15623171
申请日：2017-06-14
Inventor： Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinik , Matthew Eric Riley , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
IPC: G06Q40/08 , G06Q10/06 , G06Q10/08 , B60W40/09 , G06Q40/04 , G07C5/08 , G01S19/13 , G06Q30/02 , G07C5/00 , H04W4/02 , G01C21/36 , H04W4/40 , H04L29/08
Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
-
14.发明授权公开(公告)号：US10410288B2
公开(公告)日：2019-09-10
申请号：US14589618
申请日：2015-01-05
Inventor： Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
IPC: G06Q40/08 , G06Q10/06 , G06Q10/08 , B60W40/09 , G06Q40/04 , G07C5/08 , H04W4/04 , G01S19/13 , G06Q30/02 , G07C5/00 , H04W4/02 , G01C21/36 , H04W4/40 , H04L29/08
Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
-
公开(公告)号：US20170132712A1
公开(公告)日：2017-05-11
申请号：US15414157
申请日：2017-01-24
Inventor： Benjamin F. Bowne , Jufeng "James" Peng , Nicholas R. Baker , Duane Lee Marzinik , Matthew Eric Riley , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
-
Patent Agency Ranking
16.发明授权Methods using a mobile device to provide data for insurance premiums to a remote computer 有权使用移动设备向远程计算机提供保险费数据的方法公开(公告)号：US08930231B2
公开(公告)日：2015-01-06
申请号：US13763050
申请日：2013-02-08
Inventor： Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
CPC classification number: G06Q40/08 , B60W40/09 , G01C21/3676 , G01C21/3697 , G01S19/13 , G06Q10/0639 , G06Q10/0833 , G06Q30/0283 , G06Q40/04 , G07C5/008 , G07C5/08 , G07C5/0858 , H04L67/12 , H04W4/026 , H04W4/046
Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
Abstract translation: 一种用于至少部分地基于收集的车辆操作数据向远程计算机或服务器提供车辆操作数据一段时间的计算车辆保险费的方法，其中所述方法包括以下步骤：经由移动站收集车辆操作数据 所述移动设备与操作车辆相关联，其中所述车辆操作数据具有保险风险预测能力; 以及将所收集的车辆操作数据从所述移动设备发送到远程计算机。 远程计算机或服务器接收收集的车辆操作数据，将收集的车辆操作数据存储在数据库中，至少部分地基于收集的车辆操作数据，经由评级引擎来确定车辆保险费。
-
公开(公告)号：US10402907B2
公开(公告)日：2019-09-03
申请号：US13763231
申请日：2013-02-08
Applicant: State Farm Mutual Automobile Insurance Company , Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
Inventor： Benjamin F. Bowne , Jufeng “James” Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley, Sr. , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
IPC: G06Q40/00 , G06Q40/08 , G06Q10/06 , G06Q10/08 , B60W40/09 , G06Q40/04 , G07C5/08 , H04W4/04 , G01S19/13 , G06Q30/02 , G07C5/00 , H04W4/02 , G01C21/36 , H04W4/40 , H04L29/08
Abstract: A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.
-
公开(公告)号：US20170287076A1
公开(公告)日：2017-10-05
申请号：US15623171
申请日：2017-06-14
Inventor： Benjamin F. Bowne , Jufeng "James" Peng , Nicholas R. Baker , Duane Lee Marzinik , Matthew Eric Riley , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
-
19.发明申请公开(公告)号：US20170132713A1
公开(公告)日：2017-05-11
申请号：US15414268
申请日：2017-01-24
Inventor： Benjamin F. Bowne , Jufeng "James" Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley , Nick U. Christopulos , Brian Mark Fields , J Lynn Wilson , Brian T. Wilkerson , David W. Thurber
Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
-
20.发明申请Methods Using a Mobile Device to Provide Data for Insurance Premiums to a Remote Computer 审中-公开使用移动设备向远程计算机提供保险费数据的方法公开(公告)号：US20150170290A1
公开(公告)日：2015-06-18
申请号：US14630808
申请日：2015-02-25
Inventor： Benjamin F. Bowne , Jufeng "James" Peng , Nicholas R. Baker , Duane Lee Marzinzik , Matthew Eric Riley , Nick U. Christopulos , Brian Mark Fields , J. Lynn Wilson , Bryan T. Wilkerson , David W. Thurber
IPC: G06Q40/08
Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
Abstract translation: 一种用于至少部分地基于收集的车辆操作数据向远程计算机或服务器提供车辆操作数据一段时间的计算车辆保险费的方法，其中所述方法包括以下步骤：经由移动站收集车辆操作数据 所述移动设备与操作车辆相关联，其中所述车辆操作数据具有保险风险预测能力; 以及将所收集的车辆操作数据从所述移动设备发送到远程计算机。 远程计算机或服务器接收收集的车辆操作数据，将收集的车辆操作数据存储在数据库中，至少部分地基于收集的车辆操作数据，经由评级引擎来确定车辆保险费。
-
-
-
-
-
-
-
-
-
Search Results
22
records
(took 0.035 seconds)
