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公开(公告)号：US20150161587A1
公开(公告)日：2015-06-11
申请号：US14475260
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： Ahmer A. Khan , Joakim Linde , Zachary A. Rosen , Timothy S. Hurley
CPC classification number: G06Q20/3226 , G06Q20/02 , G06Q20/20 , G06Q20/3223 , G06Q20/3278 , G06Q20/352 , G06Q20/385 , G06Q20/40
Abstract: Systems, methods, and computer-readable media for provisioning and/or authenticating credentials are provided. In one example embodiment, a financial institution system may be in communication with an electronic device and a merchant subsystem. The financial institution system may be configured to, inter alia, create a link between an actual commerce credential and a virtual commerce credential, provision the virtual commerce credential on the electronic device, after the virtual commerce credential is provisioned on the electronic device, receive a transaction request from the merchant subsystem, identify the virtual commerce credential from the received transaction request, and, in response to the identification of the virtual commerce credential, determine if the link between the actual commerce credential and the virtual commerce credential is authenticated for use in a financial transaction. Additional embodiments are also provided.
Abstract translation: 提供用于供应和/或验证凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，金融机构系统可以与电子设备和商务子系统通信。 金融机构系统可以被配置为除了在电子设备上提供虚拟商业凭证之后，在实际的商业凭证和虚拟商业凭证之间建立链接，在电子设备上提供虚拟商业凭证， 来自商务子系统的交易请求，从接收的交易请求中识别虚拟商业凭证，并且响应于虚拟商业凭证的识别，确定实际商业凭证与虚拟商业凭证之间的链接是否被认证用于 金融交易。 还提供了另外的实施例。
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12.发明申请PROVISIONING OF CREDENTIALS ON AN ELECTRONIC DEVICE USING PASSWORDS COMMUNICATED OVER VERIFIED CHANNELS 审中-公开使用通过经过验证通道传播的通讯录在电子设备上提供证书公开(公告)号：US20150149336A1
公开(公告)日：2015-05-28
申请号：US14475273
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： David T. Haggerty , George R. Dicker , Joakim Linde , Ahmer A. Khan , Timothy S. Hurley
IPC: G06Q40/02
CPC classification number: G06Q40/02 , G06F21/42 , G06Q20/3278 , G06Q20/354 , G06Q20/425 , H04L9/3215 , H04L2209/56 , H04L2209/80
Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, detect a selection of a particular commerce credential, access communication mechanism data indicative of at least one communication mechanism of the device, where the at least one mechanism is configured to receive a communication on the device, transmit information to the financial subsystem, where the information includes the mechanism data and the selection of the particular commerce credential, and instruct the financial subsystem to provision the particular commerce credential in a disabled state on the device and communicate credential enablement data to the device using a particular communication mechanism of the at least one communication mechanism indicated by the communication mechanism data.
Abstract translation: 提供了用于在电子设备上提供凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，安全平台系统可以与电子设备和金融机构子系统通信。 安全平台系统可以被配置为特别地检测对特定商业凭证的选择，指示设备的至少一个通信机制的访问通信机制数据，其中所述至少一个机制被配置为在其上接收通信 设备，将信息传送到财务子系统，其中信息包括机构数据和特定商业凭证的选择，并且指示财务子系统将设备上的特定商业凭证设置为禁用状态，并将凭证启用数据传送到 使用由通信机构数据指示的至少一个通信机制的特定通信机制的设备。
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公开(公告)号：US20240422505A1
公开(公告)日：2024-12-19
申请号：US18814149
申请日：2024-08-23
Applicant: Apple Inc.
Inventor： Raghu Pai , Timothy S. Hurley , Patrice Olivier Gautier , Karthik Narayanan , Murthy Parthasarathi , Maxime Veron
Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
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公开(公告)号：US11941620B2
公开(公告)日：2024-03-26
申请号：US17135876
申请日：2020-12-28
Applicant: Apple Inc.
Inventor： Manoj K. Thulaseedharan Pillai , Ahmer A. Khan , Thomas Elliott , Timothy S. Hurley , Jennifer J. Bailey , David E. Brudnicki
CPC classification number: G06Q20/3829 , G06F21/45 , G06Q20/102 , G06Q20/12 , G06Q20/3226 , G06Q20/3227 , G06Q20/325 , G06Q20/3278 , G06Q20/382 , G06Q20/3823 , G06Q20/40 , G06Q20/4016 , H04W12/069 , G06Q2220/00
Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.
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公开(公告)号：US11263617B2
公开(公告)日：2022-03-01
申请号：US14960279
申请日：2015-12-04
Applicant: Apple Inc.
Inventor： Timothy S. Hurley , David Brudnicki , Ahmer Khan , Manoj Thulaseedharan Pillai , Rupamay Saha , Lorraine Meere
Abstract: In some implementations, a mobile device can receive identification information for a merchant store location. The mobile device can receive the identification information when the mobile device is proximate to the store location, for example. The mobile device can obtain graphical user interface (GUI) configuration data for the merchant store location based on the store location identification information. For example, the mobile device can obtain GUI content that has been customized for the merchant store location. The mobile device can configure a GUI of an application installed on the mobile device based on the obtained GUI configuration data. The mobile device can make the proximity application accessible to a user of the mobile device when the mobile device is near the store location.
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Patent Agency Ranking
公开(公告)号：US11068875B2
公开(公告)日：2021-07-20
申请号：US14502135
申请日：2014-09-30
Applicant: Apple Inc.
Inventor： Ahmer A. Khan , Timothy S. Hurley
Abstract: Using electronic devices (such as cellular telephones) that communicate wirelessly, two individuals can make person-to-person payments. In particular, an individual using an electronic device may identify another proximate electronic device of a counterparty in a financial transaction, and may provide an encrypted payment packet to the other electronic device that includes: a financial credential for a financial account of the individual, a payment amount, and a payment sign. When the other electronic device receives the encrypted payment applet, the counterparty may accept the payment in the financial transaction specified by the encrypted payment packet. Then, the other electronic device may provide the encrypted payment packet and another encrypted payment packet (with a financial credential for a financial account of the counterparty, the payment amount and the opposite payment sign) to a third party that completes the financial transaction.
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公开(公告)号：US20200036695A1
公开(公告)日：2020-01-30
申请号：US16436690
申请日：2019-06-10
Applicant: Apple Inc.
Inventor： Christopher Sharp , David T. Haggerty , George R. Dicker , Glen W. Steele , Matthew R. Murphy , Timothy S. Hurley
Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
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公开(公告)号：US09888058B2
公开(公告)日：2018-02-06
申请号：US15043225
申请日：2016-02-12
Applicant: Apple Inc.
Inventor： Timothy S. Hurley , Guido Neitzer , Joshua B. Dickens , John K. Herbold , Patrice O. Gautier
CPC classification number: H04L67/06 , G06F17/30165 , H04L67/18 , H04L67/26 , H04L67/2814 , H04L67/2823 , H04L67/2857 , H04L67/303 , H04L67/306
Abstract: Techniques are provided for causing a file to be sent from a source device over a network to one or more destination devices. An intermediary receives a notification of a file and determines which destination device(s) are to retrieve the file. The intermediary may determine the destination device(s) based on one or more attributes of the file. The intermediary may cause the file to be stored in persistent storage that is maintained by a separate storage service. The intermediary may cause the file to be deleted after a particular period of time. The source device may send multiple versions of a file to the intermediary, which determines which destination device is to receive which version. The file may be a digital image and a destination device may be a device that displays a slideshow of digital images while the destination device receives the digital image over a network.
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19.发明申请MANAGEMENT OF RELOADABLE CREDENTIALS ON AN ELECTRONIC DEVICE USING AN ONLINE RESOURCE 审中-公开使用在线资源管理电子设备上的可靠证书公开(公告)号：US20150371226A1
公开(公告)日：2015-12-24
申请号：US14502109
申请日：2014-09-30
Applicant: Apple Inc.
Inventor： Timothy S. Hurley , Ahmer A. Khan , George R. Dicker , Christopher Sharp
CPC classification number: G06Q20/40 , G06Q20/108 , G06Q20/3223 , G06Q20/3229 , G06Q20/3672 , G06Q20/382 , H04L63/08
Abstract: Systems, methods, and computer-readable media for using an online resource to manage reloadable credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving selection data via an online resource, where the selection data may be indicative of a particular credential applet stored on a secure element of the electronic device, in response to the receiving the selection data, accessing validation data from the particular credential applet on the secure element, transmitting initialization results comprising the accessed validation data to a remote subsystem associated with the online resource, in response to the transmitting, receiving reload data from the remote subsystem, and adjusting a balance of the particular credential applet based on the received reload data. Additional embodiments are also provided.
Abstract translation: 提供了用于使用在线资源来管理电子设备上的可重新加载凭证的系统，方法和计算机可读介质。 在一个示例性实施例中，电子设备的方法尤其包括经由在线资源接收选择数据，其中选择数据可以指示存储在电子设备的安全元件上的特定凭证小应用程序 为了接收选择数据，从安全元件上的特定证书小应用程序访问验证数据，响应于发送，接收来自远程的重新加载数据，将包括访问的验证数据的初始化结果发送到与在线资源相关联的远程子系统 子系统，并且基于接收到的重新加载数据调整特定凭证小应用程序的平衡。 还提供了另外的实施例。
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20.发明申请公开(公告)号：US20150350177A1
公开(公告)日：2015-12-03
申请号：US14475301
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： Christopher Sharp , David T. Haggerty , George R. Dicker , Glen W. Steele , Matthew R. Murphy , Timothy S. Hurley
CPC classification number: H04L63/08 , G06Q20/322 , G06Q20/3227 , G06Q20/3552 , G06Q20/3572 , G06Q20/3821 , H04L63/0823 , H04W12/06
Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
Abstract translation: 提供了用于使用在线资源管理电子设备上的凭证的系统，方法和计算机可读介质。 在一个示例实施例中，电子设备的方法尤其包括经由在线资源接收帐户数据，从电子设备的安全元件访问商业凭证状态数据，经由在线资源提供初始凭证管理选项数据 基于所接收的帐户数据并且基于所访问的商业凭证状态数据，响应于所述提供，经由所述在线资源接收初始凭证管理选项的选择，以及基于所述安全元件改变所述安全元件上的凭证的状态 收到选择。 还提供了另外的实施例。
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