公开(公告)号：US11677731B2

公开(公告)日：2023-06-13

申请号：US16861905

申请日：2020-04-29

申请人： Wells Fargo Bank, N.A.

发明人： Harlan H. Bloom ,  Lizmari Brignoni ,  Mark David Castonguay ,  Lisa Munter Clarke ,  Upul D. Hanwella ,  Traci H. Nguyen ,  Erica Ulrich

IPC分类号： H04L29/06 ,  H04L9/40 ,  H04W12/06 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/10

CPC分类号： H04L63/08 ,  G06Q20/1085 ,  G06Q20/3276 ,  G06Q20/4012 ,  H04W12/06

摘要： Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.

公开(公告)号：US20230283599A1

公开(公告)日：2023-09-07

申请号：US18316570

申请日：2023-05-12

申请人： Wells Fargo Bank, N.A.

发明人： Harlan H. Bloom ,  Lizmari Brignoni ,  Mark David Castonguay ,  Lisa Munter Clarke ,  Upul D. Hanwella ,  Traci H. Nguyen ,  Erica Ulrich

IPC分类号： H04L9/40 ,  H04W12/06 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/10

CPC分类号： H04L63/08 ,  H04W12/06 ,  G06Q20/4012 ,  G06Q20/3276 ,  G06Q20/1085

摘要： Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.

公开(公告)号：US20240259363A1

公开(公告)日：2024-08-01

申请号：US18633190

申请日：2024-04-11

申请人： Wells Fargo Bank, N.A.

发明人： Harlan H. Bloom ,  Lizmari Brignoni ,  Mark David Castonguay ,  Lisa Munter Clarke ,  Upul D. Hanwella ,  Traci H. Nguyen ,  Erica Ulrich

IPC分类号： H04L9/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/40 ,  H04W12/06

CPC分类号： H04L63/08 ,  G06Q20/1085 ,  G06Q20/3276 ,  G06Q20/4012 ,  H04W12/06

摘要： Systems and techniques for an system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.

公开(公告)号：US11973747B2

公开(公告)日：2024-04-30

申请号：US18316570

申请日：2023-05-12

申请人： Wells Fargo Bank, N.A.

发明人： Harlan H. Bloom ,  Lizmari Brignoni ,  Mark David Castonguay ,  Lisa Munter Clarke ,  Upul D. Hanwella ,  Traci H. Nguyen ,  Erica Ulrich

IPC分类号： H04L9/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/40 ,  H04W12/06

CPC分类号： H04L63/08 ,  G06Q20/1085 ,  G06Q20/3276 ,  G06Q20/4012 ,  H04W12/06

摘要： Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.

公开(公告)号：US20210365922A1

公开(公告)日：2021-11-25

申请号：US16879588

申请日：2020-05-20

申请人： Wells Fargo Bank, N.A.

发明人： Harlan H. Bloom ,  Lizmari Brignoni ,  Mark David Castonguay ,  Lisa Munter Clarke ,  Upul D. Hanwella ,  Traci H. Nguyen ,  Erica Ulrich

IPC分类号： G06Q20/32 ,  G06Q20/40 ,  G06N20/00

摘要： Systems and techniques for a device controls system are described herein. In an example, a device control system for managing access to personal account data is adapted to receive, from a user device, a set of personalized transaction rules for an account of a user. Each personalized transaction rule may indicate a set of transactional parameters for permitting transactions with a service. The system may be further adapted to receive a transaction request from the service. The transaction request may include contextual data related to the transaction request. The system may be further adapted to determine that the contextual data meets the respective transactional parameters of a personalized transaction rule of the set of personalized transaction rules. The system may be further adapted to transmit, to the service, an indication of permission for the transaction request.