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公开(公告)号：US11758039B1
公开(公告)日：2023-09-12
申请号：US17523625
申请日：2021-11-10
CPC分类号： H04M3/2281 , G10L15/26 , H04M3/382 , H04M3/436
摘要： Embodiments described herein disclose methods and systems for providing selective data access to representatives. In some embodiments, the system can monitor a call between a user and a representative regarding a subject matter. The user can have an associated profile with data, and the data can be locked such that the representative cannot access the data. During the conversation between the representative and the user, the system can continuously convert both parties' speech into text. The system can determine an intent of the call based on the text and unlock a portion of the data about the user based on the determined intent of the call. Only the unlocked portion of the data is displayed to the representative.
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公开(公告)号：US11924201B1
公开(公告)日：2024-03-05
申请号：US17463953
申请日：2021-09-01
CPC分类号： H04L63/0861 , H04L9/3226 , H04L63/0853 , H04L63/102 , H04L63/108 , H04L63/126 , H04L67/34
摘要： Embodiments described herein disclose technology for verifying authorization of an application download. The system can receive from a device associated with a user, a request to download an application. In response to a first instance of the application being downloaded on the device, the system can assign a unique identifier to the first instance of the application. After the application is downloaded and prior to granting the person requesting the application download access to the first instance of the application, the system can request via the first instance of the application identification information and particular authentication information to verify that the person requesting the application download is authorized to do so. In response to verifying that the person requesting the application download is authorized, the unique identifier can be associated with the account, user and/or device to result in a verified download of the first instance of the application.
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公开(公告)号：US11206329B1
公开(公告)日：2021-12-21
申请号：US17143737
申请日：2021-01-07
摘要： Embodiments described herein disclose methods and systems for providing selective data access to representatives. In some embodiments, the system can monitor a call between a user and a representative regarding a subject matter. The user can have an associated profile with data, and the data can be locked such that the representative cannot access the data. During the conversation between the representative and the user, the system can continuously convert both parties' speech into text. The system can determine an intent of the call based on the text and unlock a portion of the data about the user based on the determined intent of the call. Only the unlocked portion of the data is displayed to the representative.
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公开(公告)号：US12118561B1
公开(公告)日：2024-10-15
申请号：US17691979
申请日：2022-03-10
发明人： Patrick Adam
CPC分类号： G06Q20/4016 , G06Q20/3823 , G06Q20/4093 , G06Q20/32 , G06Q20/34
摘要： Embodiments described herein disclose methods and systems for authorizing a payment card transaction using dynamic codes. The system can receive a request for authorization of a transaction using the payment card. The request can identify a verification code associated with the payment card and an identifier of the payment card, and the payment card can have an associated dynamic code accessible to a user via a channel. The verification code can be compared with a value of the dynamic code at the time of the transaction. The system can determine whether the user of the payment card accessed the channel within a time period prior to receiving the request for authorization. In response to the verification code matching the dynamic code at the time of the transaction and determining that the user accessed the channel within the time period prior to receiving the request, the system can authorize the transaction.
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公开(公告)号：US12118547B1
公开(公告)日：2024-10-15
申请号：US17864301
申请日：2022-07-13
发明人： Patrick Adam
CPC分类号： G06Q20/401 , G06Q20/356 , G06Q20/409
摘要： Embodiments described herein disclose methods and systems for authorizing a payment card transaction using dynamic codes. The system can issue a payment card to a user. The payment card can be associated with a verification application accessible by a device associated with the user. The verification application can include a dynamic code associated with the payment card. The system can receive a request for authorization for a transaction using the payment card from a remote computing device, and the request can include an identifier of the payment card and a verification code. The system can identify the payment card using the identifier of the payment card and can compare the verification code with a value of the dynamic code at the time of the transaction. The system can authorize the transaction when the verification code matches the value of the dynamic code at the time of the transaction.
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