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公开(公告)号：US11055708B2
公开(公告)日：2021-07-06
申请号：US17014973
申请日：2020-09-08
Inventor： Jing Zang , Zhenyu Xu , Wa Ye , Peiku Li , Jingwei Chen , Sicheng Huang , Cunjin Li , Zheng Wang , Mengsha Zhou , Jiongchao Lin , Cunliang Li
Abstract: The present disclosure belongs to the field of network technologies, and discloses a resource deduction method and apparatus, an intelligent terminal, and a deduction server. The method includes: sending a rule obtaining request for a deduction rule of a user-specified deduction item to the deduction server; receiving the deduction rule returned by the deduction server; calculating a second resource value that is obtained after applying the deduction rule to a first resource value associated with the user-specified deduction item; and sending a resource transfer request carrying the second resource value to the deduction server. The present disclosure resolves a problem that a merchant needs to manually calculate expense that is obtained after applying the deduction rule to the first resource, and payment efficiency is relatively low. Expense that is obtained after applying the deduction rule to the first resource is automatically calculated by using an intelligent terminal, and payment efficiency is improved.
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公开(公告)号：US11263627B2
公开(公告)日：2022-03-01
申请号：US16194651
申请日：2018-11-19
Inventor： Wa Ye , Jun Zhang , Yingchao Liu , Zhenyu Xu , Yadi Xiao , Liqiang Wang , Chengwei Lin , Kangyi Lin , Dacheng Zhuo , Zeqi Lian , Haixia Rao , Rui Tang , Junxian Zhang , Yong Lin , Jiandong Lin , Mengsha Zhou , Hongyang Wang , Xin Huang , Weifeng Zhu , Zheng Wang , Cunjin Li
Abstract: A card use system includes a first client configured to send a card use request including card information of a card, and display a payment code including a first resource account number corresponding to the first client; a second client configured to send a payment request to transfer a first quantity of resources from the first resource account number to a second resource account number corresponding to the second client; a card server configured to validate the card according to the card information; and in response to successfully validating the card, send a confirmation indication to the payment server; and a payment server configured to, in response to receiving the confirmation indication from the card server, transfer a second quantity of resources in the first resource account number corresponding to the first client to the second resource account number corresponding to the second client.
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公开(公告)号：US10990766B2
公开(公告)日：2021-04-27
申请号：US16353644
申请日：2019-03-14
Inventor： Hongcheng Xu , Junwei Zheng , Hao Chen , Xing Lin , Hongqiang Chen , Weijian Chen , Wei Li , Xialun Lai , Tianzhi Liang , Zehao Zhang , Cunjin Li , Zhaowei Wang , Haitian Peng
IPC: G06F40/56 , H04L29/08 , G06F9/451 , G06F16/335 , G06F40/174 , G06F40/186
Abstract: The present disclosure relates to template data processing, template data requesting, and template data presenting methods and devices, and a storage medium. The method includes obtaining a template subject and template key words matching the template subject and generating, according to the template key words, a first template message matching the template subject. The first template message includes the template key words. The method also includes generating a template identifier corresponding to the first template message and associating the template identifier with the corresponding first template message. The method further includes storing the template identifier and the corresponding first template message into a template library.
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公开(公告)号：US10803455B2
公开(公告)日：2020-10-13
申请号：US15709830
申请日：2017-09-20
Inventor： Jing Zang , Zhenyu Xu , Wa Ye , Peiku Li , Jingwei Chen , Sicheng Huang , Cunjin Li , Zheng Wang , Mengsha Zhou , Jiongchao Lin , Cunliang Li
Abstract: The present disclosure belongs to the field of network technologies, and discloses a resource deduction method and apparatus, an intelligent terminal, and a deduction server. The method includes: sending a rule obtaining request for a deduction rule of a user-specified deduction item to the deduction server; receiving the deduction rule returned by the deduction server; calculating a second resource value that is obtained after applying the deduction rule to a first resource value associated with the user-specified deduction item; and sending a resource transfer request carrying the second resource value to the deduction server. The present disclosure resolves a problem that a merchant needs to manually calculate expense that is obtained after applying the deduction rule to the first resource, and payment efficiency is relatively low. Expense that is obtained after applying the deduction rule to the first resource is automatically calculated by using an intelligent terminal, and payment efficiency is improved.
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