-
公开(公告)号：US10540658B2
公开(公告)日：2020-01-21
申请号：US14962365
申请日：2015-12-08
Applicant: Samsung Electronics Co., Ltd.
Inventor： Kunal M. Patel , Abraham J. Kang , Bulent Kasman , Peng Ning , Michael C. Grace
Abstract: A user device comprising: i) transmit path circuitry and receive path circuitry configured to communicate with a payment server; and ii) processing circuitry configured to control the transmit path circuitry and receive path circuitry. The processing circuitry is further configured to: a) receive a user input related to a payment process; b) calculate a risk score indicative of a likelihood of fraudulent activity associated with the payment process, wherein the risk score calculation is based on confidential information associated with the user that is stored on the user device; and c) transmit to the payment server a payment action and the risk score associated with the payment action without disclosing the confidential information. The confidential information comprises personally identifiable information and/or private information of the user. The processing circuitry calculates the risk score using a risk base model received from a model server.
-
公开(公告)号：US10607226B2
公开(公告)日：2020-03-31
申请号：US14962365
申请日：2015-12-08
Applicant: Samsung Electronics Co., Ltd.
Inventor： Kunal M. Patel , Abraham J. Kang , Bulent Kasman , Peng Ning , Michael C. Grace
Abstract: A user device comprising: i) transmit path circuitry and receive path circuitry configured to communicate with a payment server; and ii) processing circuitry configured to control the transmit path circuitry and receive path circuitry. The processing circuitry is further configured to: a) receive a user input related to a payment process; b) calculate a risk score indicative of a likelihood of fraudulent activity associated with the payment process, wherein the risk score calculation is based on confidential information associated with the user that is stored on the user device; and c) transmit to the payment server a payment action and the risk score associated with the payment action without disclosing the confidential information. The confidential information comprises personally identifiable information and/or private information of the user. The processing circuitry calculates the risk score using a risk base model received from a model server.
-
Search Results
2
records
(took 0.012 seconds)
