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    ENABLING SYNCHRONIZATION BETWEEN DISPARATE PAYMENT ACCOUNT SYSTEMS
    1.
    发明申请
    ENABLING SYNCHRONIZATION BETWEEN DISPARATE PAYMENT ACCOUNT SYSTEMS 审中-公开
    在不同的付款账户系统之间启用同步

    公开(公告)号：US20150095225A1

    公开(公告)日：2015-04-02

    申请号：US14504615

    申请日：2014-10-02

    申请人： MasterCard International Incorporated

    发明人： Venu Appana ,  Maurice David Liscia ,  Patrick Killian

    IPC分类号： G06Q20/36 ,  G06Q20/40 ,  G06Q20/32

    CPC分类号： G06Q20/3674 ,  G06Q20/027 ,  G06Q20/227 ,  G06Q20/363

    摘要： Systems and methods that synchronize consumer accounts between disparate payment account systems. In some embodiments, a payment network receives an authorization request for a consumer transaction from a merchant acquirer processor including original payment credentials. The process includes transmitting a query to credential mapping database, receiving a response including a primary account number (PAN) and a multi-entity flag, transmitting the authorization request to an issuer financial institution (FI), receiving an approval response from the issuer FI. The process also includes routing the authorization request and the multi-entity flag to a payment gateway to forward to an appropriate stored value account (SVA) processor, receiving a disposition message indicating approval of the transaction by the SVA processor, and transmitting an authorization response to the merchant acquirer processor.

    摘要翻译： 在不同的支付账户系统之间同步消费者帐户的系统和方法。 在一些实施例中，支付网络从包括原始支付凭证的商家获取者处理器接收消费者交易的授权请求。 该过程包括将查询发送到凭证映射数据库，接收包括主帐号（PAN）和多实体标志的响应，将授权请求发送给发行者金融机构（FI），从发行方FI接收批准响应 。 该过程还包括将授权请求和多实体标志路由到支付网关以转发到适当的存储值帐户（SVA）处理器，接收指示由SVA处理器批准交易的处置消息，以及发送授权响应 到商家收单处理器。

    DIGITAL WALLET FOR THE PROVISIONING AND MANAGEMENT OF TOKENS
    3.
    发明申请
    DIGITAL WALLET FOR THE PROVISIONING AND MANAGEMENT OF TOKENS 有权

    公开(公告)号：US20230113739A1

    公开(公告)日：2023-04-13

    申请号：US18080465

    申请日：2022-12-13

    申请人： Mastercard International Incorporated

    发明人： Jeehoon Joshua Cho ,  Sowmya Reddy Lakka ,  Gerardo Cardone ,  Matthew James Miller ,  Maurice David Liscia

    IPC分类号： G06Q20/36 ,  G06Q20/32 ,  G06Q20/22 ,  G06Q20/40

    摘要： Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user. The process next includes displaying a selection screen comprising one of an icon identifying the IoT device or an icon identifying the companion application and a list of payment card accounts, receiving a selection of a payment card account, transmitting payment account credentials of the selection to a wallet server computer, receiving a companion token from the wallet server computer, associating the companion token with the companion application, and transmitting the companion token to the IoT device associated with the companion application.

    SYSTEMS AND METHODS FOR USE IN IMPOSING A COMMON DOMAIN
    10.
    发明公开
    SYSTEMS AND METHODS FOR USE IN IMPOSING A COMMON DOMAIN 审中-公开

    公开(公告)号：US20230222246A1

    公开(公告)日：2023-07-13

    申请号：US18079798

    申请日：2022-12-12

    申请人： MASTERCARD INTERNATIONAL INCORPORATED

    发明人： Tomasz Blachowicz ,  Harjender Singh ,  Edward Neil Livingston ,  Holger Kunkat ,  Ryan Watkins ,  Michael D. McCarthy ,  Maurice David Liscia

    IPC分类号： G06F21/62 ,  H04L9/40

    CPC分类号： G06F21/6263 ,  H04L63/102

    摘要： Systems and methods are provided for use in implementing a common domain to provide recognition of users. One example computer-implemented method includes receiving a recognition token associated with a profile and setting, via a browser accessing a common domain, a cookie in the browser where the cookie includes a recognition token. The method also includes, in response to a request for a service, via a user, through the browser accessing an entity domain associated with an entity, accessing the common domain and accessing, via the browser accessing the common domain, the cookie and submitting the cookie to a common domain server. The method further includes receiving, from the common domain server, a federated ID token associated with the recognition token for the service and retrieving, via the browser, the profile associated with the user based on the federated ID token.