- 专利标题: DIGITAL WALLET FOR THE PROVISIONING AND MANAGEMENT OF TOKENS
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申请号: US18080465申请日: 2022-12-13
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公开(公告)号: US20230113739A1公开(公告)日: 2023-04-13
- 发明人: Jeehoon Joshua Cho , Sowmya Reddy Lakka , Gerardo Cardone , Matthew James Miller , Maurice David Liscia
- 申请人: Mastercard International Incorporated
- 申请人地址: US NY Purchase
- 专利权人: Mastercard International Incorporated
- 当前专利权人: Mastercard International Incorporated
- 当前专利权人地址: US NY Purchase
- 主分类号: G06Q20/36
- IPC分类号: G06Q20/36 ; G06Q20/32 ; G06Q20/22 ; G06Q20/40
摘要:
Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user. The process next includes displaying a selection screen comprising one of an icon identifying the IoT device or an icon identifying the companion application and a list of payment card accounts, receiving a selection of a payment card account, transmitting payment account credentials of the selection to a wallet server computer, receiving a companion token from the wallet server computer, associating the companion token with the companion application, and transmitting the companion token to the IoT device associated with the companion application.
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