公开(公告)号：US20150073986A1

公开(公告)日：2015-03-12

申请号：US14368722

申请日：2012-12-28

Applicant: MY PARTNERS AND GLOBAL STARS INVESTMENTS (MP&GS) LTD

Inventor： Ilya Vladimirovich Kligman

IPC: G06Q20/04 ,  G06Q20/10 ,  G06Q20/42 ,  G06Q20/40

CPC classification number: G06Q20/0425 ,  G06Q20/10 ,  G06Q20/40 ,  G06Q20/40145 ,  G06Q20/42 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/02

Abstract: The invention relates to the sphere of information technologies, in particular, to electronic systems and monetary-fund circulation methods and can be used for solving problems of mutual settlements between participants of the electronic payment system in real-time mode. In doing so, the analogue of monetary funds in the invention presented are electronic bank bearer checks complying with bank regulations and the requirements of applicable legislation. The client application units are rendered as grouped into modules by categories corresponding to the user status determined by the unit of authorization of the client and server applications, with provision of the possibility of pre-setting a group of check circulation parameters for each category. The issue of checks is accompanied by the creation of legally-valid documents and reflection of transactions in the check register.

Abstract translation: 本发明涉及信息技术领域，特别涉及电子系统和货币资金流通方式，可以用于实时地解决电子支付系统参与者之间的相互处理问题。 在这样做时，提出的发明中的货币资金类似物是符合银行法规的电子银行承兑支票和适用立法的要求。 客户端应用单元通过由客户机和服务器应用的授权单元确定的用户状态对应的类别被分组成模块，并且提供了为每个类别预设一组检查循环参数的可能性。 检查的问题伴随着在检查登记册中创建合法有效的文件和反映交易。