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公开(公告)号:US12008543B2
公开(公告)日:2024-06-11
申请号:US17531464
申请日:2021-11-19
Applicant: Mitek Systems, Inc.
Inventor: Grigori Nepomniachtchi , James DeBello , Michael Strange , Michael E. Diamond
IPC: G06Q20/32 , G06Q20/04 , G06Q20/40 , G06V30/10 , G06V30/12 , G06V30/224 , G06V30/413 , G06V30/418
CPC classification number: G06Q20/3276 , G06Q20/042 , G06Q20/4014 , G06V30/133 , G06V30/2253 , G06V30/413 , G06V30/418 , G06V30/10
Abstract: Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.
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公开(公告)号:US11694499B2
公开(公告)日:2023-07-04
申请号:US17839117
申请日:2022-06-13
Applicant: MITEK SYSTEMS, INC.
Inventor: Matthew S. Kriegsfeld , William T. Walker , Yuriy B. Okrugin , Michael E. Diamond
CPC classification number: G07D7/2083 , G06Q20/042 , G06Q20/4016 , G07D7/206
Abstract: A system comprising: a check image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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公开(公告)号:US12039823B2
公开(公告)日:2024-07-16
申请号:US18198353
申请日:2023-05-17
Applicant: MITEK SYSTEMS, INC.
Inventor: Matthew S. Kriegsfeld , William T. Walker , Yuriy B. Okrugin , Michael E. Diamond
CPC classification number: G07D7/2083 , G06Q20/042 , G06Q20/4016 , G07D7/206
Abstract: A system comprising: a check Image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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公开(公告)号:US20210090372A1
公开(公告)日:2021-03-25
申请号:US16582695
申请日:2019-09-25
Applicant: MITEK SYSTEMS, INC.
Inventor: Matthew S. Kriegsfeld , William T. Walker , Yuriy B. Okrugin , Michael E. Diamond
Abstract: A system comprising: a check Image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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5.
公开(公告)号:US20240290158A1
公开(公告)日:2024-08-29
申请号:US18658727
申请日:2024-05-08
Applicant: MITEK SYSTEMS, INC.
Inventor: Matthew S. Kriegsfeld , William T. Walker , Yuriy B. Okrugin , Michael E. Diamond
CPC classification number: G07D7/2083 , G06Q20/042 , G06Q20/4016 , G07D7/206
Abstract: A system comprising: a check Image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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公开(公告)号:US11210509B2
公开(公告)日:2021-12-28
申请号:US17064465
申请日:2020-10-06
Applicant: Mitek Systems, Inc.
Inventor: Grigori Nepomniachtchi , James Debello , Michael Strange , Michael E. Diamond
Abstract: Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.
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7.
公开(公告)号:US20230290210A1
公开(公告)日:2023-09-14
申请号:US18198353
申请日:2023-05-17
Applicant: MITEK SYSTEMS, INC.
Inventor: Matthew S. Kriegsfeld , William T. Walker , Yuriy B. Okrugin , Michael E. Diamond
CPC classification number: G07D7/2083 , G06Q20/4016 , G07D7/206 , G06Q20/042
Abstract: A system comprising: a check Image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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公开(公告)号:US20220309856A1
公开(公告)日:2022-09-29
申请号:US17839117
申请日:2022-06-13
Applicant: MITEK SYSTEMS, INC.
Inventor: Matthew S. Kriegsfeld , William T. Walker , Yuriy B. Okrugin , Michael E. Diamond
Abstract: A system comprising: a check image Record (CIR) database configured to store, for each of a plurality of accounts, a CIR, wherein each CIR comprises feature information related to features extracted from a plurality of reference checks associated with the associated account of the plurality of accounts; memory configured to store instructions; and a processor coupled with the CIR database and the memory, the processor configured to run the instructions, which cause the processor to: receive an image of a test check associated with an account of the plurality of accounts, extract feature information from the image, compare the features with the feature information stored in the CIR database for the account associated with the test check, generate a fraud score, and update each CIR by determining.
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公开(公告)号:US10891475B2
公开(公告)日:2021-01-12
申请号:US16282250
申请日:2019-02-21
Applicant: Mitek Systems, Inc.
Inventor: Grigori Nepomniachtchi , James Debello , Michael Strange , Michael E. Diamond
Abstract: Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.
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