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公开(公告)号:US20240346492A1
公开(公告)日:2024-10-17
申请号:US18755184
申请日:2024-06-26
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Tyrone D LOBBAN , Karthik SUBRAMANIAN , George KASSIS , Scott Andrew LUCAS , Christine MOY
CPC classification number: G06Q20/38215 , G06Q20/405 , H04L9/0894 , H04L9/3213 , H04L9/50
Abstract: Systems and methods for distributed ledger-based collateral movement are disclosed. According to an embodiment, a method for distributed ledger-based collateral movement may include: (1) receiving, at a first collateral custodian computer system for a collateral custodian and from a client of the first collateral custodian, a collateral asset for a target asset held by a client of a second collateral custodian; and (2) tokenizing the collateral asset and writing a collateral token to a distributed ledger platform. The second collateral custodian receives, from the distributed ledger platform, the collateral token and releases the target asset to the first collateral custodian in response to receiving the collateral token.
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公开(公告)号:US20230351353A1
公开(公告)日:2023-11-02
申请号:US18308528
申请日:2023-04-27
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Sanjay SARAF , Adit GADGIL , Umar FAROOQ , Ratnavelsamy KALYANASUNDARAM , Tyrone LOBBAN , Giacinto COSENZA , George KASSIS , Abbas ALI , Jodie CASTON , Arulsenthilkumar SHANMUGAM , Kirsten JONES , Nicole PARINA , Nancy NUGENT , Aditya Mayur TADAY
CPC classification number: G06Q20/123 , G06Q20/36 , G06Q20/381 , G06Q20/3821 , G06Q20/389 , G06Q2220/00
Abstract: Systems and methods for frictionless payments in Web 3.0 and the Metaverse are disclosed. A method may include a buyer bot: monitoring a buyer interaction with a merchant of a digital collectable via a buyer vault/digital wallet, the digital collectable having a cryptocurrency price in a cryptocurrency; determining a fiat currency price in a fiat currency for the cryptocurrency price; receiving, from the buyer vault/digital wallet, conformation of a purchase of the digital collectable at the fiat currency price; executing payment for the digital collectable in the fiat currency at the fiat currency price; transforming the payment in the fiat currency to a digital collectable concierge service designated account; engaging a fiat-to-crypto on-ramp to convert the fiat currency to the cryptocurrency; and providing the payment in the cryptocurrency to a digital collectable smart contract that mints or delivers the digital collectable to the buyer.
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公开(公告)号:US20210264407A1
公开(公告)日:2021-08-26
申请号:US17185629
申请日:2021-02-25
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Keerthi MOUDGAL , George KASSIS , Tyrone LOBBAN , Christine MOY , Umar FAROOQ
Abstract: Systems and methods for space-based transactions are disclosed. A method for conducting a space-based transaction may include: (1) a first space-based device determining that it is incapable or will be incapable of providing the service; (2) the first space-based device identifying a second space-based device; (3) the first space-based device requesting capability information for the second space-based device; (4) the first space-based device that the second space-based device is capable of providing the service based on the capability information; and (5) the first space-based device executing a transaction with the second space-based device, wherein the first space-based device pays the second space-based device for the service by transferring payment from an electronic wallet for the first space-based device to an electronic wallet for the second space-based device on the distributed ledger network, and the second space-based device provides the service to the user.
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公开(公告)号:US20210350358A1
公开(公告)日:2021-11-11
申请号:US17317502
申请日:2021-05-11
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Catherine D. FAULK , Matthew C. TAYLOR , Christine MOY , George KASSIS , Tyrone LOBBAN
Abstract: According to another embodiment, a method for invoicing and payments in an integrated supplier network may include: (1) receiving, at a supplier interface for a payments computer program, an invoice from a supplier; (2) receiving, at a buyer interface for the payments computer program, a payment allocation for the invoice, wherein the payment allocation may be associated with a supplier attestation for the supplier; (3) transferring, by the payments computer program, funds for the payment allocation to a liquidity pool, wherein the funds are commingled with other funds in the liquidity pool; (4) receiving, at the supplier interface, the supplier attestation, and a request to withdraw at least a portion of the funds for the payment allocation; and (5) retrieving, by the payments computer program, the portion of the payment allocation to a supplier account with the integrated supplier network.
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公开(公告)号:US20210272112A1
公开(公告)日:2021-09-02
申请号:US17185149
申请日:2021-02-25
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Tyrone LOBBAN , George KASSIS , Karthik SUBRAMANIAN , Christine MOY
Abstract: Systems and methods for distributed ledger-based collateral movement are disclosed. According to an embodiment, a method for distributed ledger-based collateral movement may include: (1) receiving, at a first collateral custodian computer system for a collateral custodian and from a client of the first collateral custodian, a collateral asset for a target asset held by a client of a second collateral custodian; and (2) tokenizing the collateral asset and writing a collateral token to a distributed ledger platform. The second collateral custodian receives, from the distributed ledger platform, the collateral token and releases the target asset to the first collateral custodian in response to receiving the collateral token.
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公开(公告)号:US20230421386A1
公开(公告)日:2023-12-28
申请号:US18342450
申请日:2023-06-27
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: George KASSIS , Kirsten JONES , Tyrone D LOBBAN , Nikhil SHARMA , Keerthi MOUDGAL , Stoyan H DJOUROV , Angela PRATT , Jitendra BHURAT , Manmeet AHLUWALIA , VISHAKH . , Bhaskar KISHORE
CPC classification number: H04L9/3247 , H04L9/0819 , H04L9/50
Abstract: Systems and methods for using digital identity frameworks to access and interact with decentralized applications are disclosed. A method may include a proxy smart contract: receiving a trade from an authorized trader and an on-chain format of a verifiable credential, wherein the on-chain format of the verifiable credential comprises a flattened array of an authorized trader verifiable credential, a trusted entity verifiable credential, and root issuer verifiable credential; verifying, using a verifier smart contract, the on-chain format of the verifiable credential, wherein the verifier smart contract queries a digital identifier registry to verify that an authorized trader digital identifier, a trusted entity digital identifier, and a root issuer digital identifier associated with the root issuer verifiable credential are active; and in response to the authorized trader digital identifier, the trusted entity digital identifier, and root issuer digital identifier being active, executing, with a decentralized finance smart contract, the trade.
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公开(公告)号:US20210407002A1
公开(公告)日:2021-12-30
申请号:US17362579
申请日:2021-06-29
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Christine MOY , George KASSIS , Alex PRAGER-MILLER , Stuart HUNTER , Scott Andrew LUCAS
Abstract: A method may include: receiving, at a marketplace, a buyer submission from a buyer comprising an identification of a first currency, an identification of a target currency, an amount of the target currency, a target annual percentage yield, a maturity, and a buyer attestation; receiving, at the marketplace, a lender submission identifying an amount of tokens in the target currency for exchange, a fee, and a lender attestation; matching, by a matching engine for the marketplace, the buyer to the lender based on the buyer submission and the lender submission; verifying, by a smart contract at the marketplace, the buyer attestation and the lender attestation; transferring, by the marketplace, the tokens in the target currency to the buyer, wherein the buyer submits the tokens in the target currency to a staking smart contract; and transferring, by the marketplace, the tokens in the target currency to the lender at maturity.
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公开(公告)号:US20210256508A1
公开(公告)日:2021-08-19
申请号:US17174650
申请日:2021-02-12
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Christine MOY , Tyrone LOBBAN , George KASSIS , . VISHAKH , Bhaskar KISHORE , Navkiran ARNEJA
Abstract: Systems and methods for distributed ledger-based identity management are disclosed. In one embodiment, a computer-based method for managing attestations may include: (1) receiving, by a computer program executed by an electronic device for an identity consumer and from an identity provider, a notification from an identity provider server that an attestation is available, wherein the attestation may be generated by the identity provider based on authorization from a system operator and may include a chain of trust comprising an identification of the system operator and the identity provider; (2) requesting, by the computer program, the attestation from the identity provider; and (3) downloading, by the computer program, the attestation to an identity consumer electronic wallet for the identity consumer. The identity provider may commit the downloading of the attestation to a distributed ledger, wherein the distributed ledger maintains a current status for the attestation.
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公开(公告)号:US20250014083A1
公开(公告)日:2025-01-09
申请号:US18765842
申请日:2024-07-08
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Aditya Mayur TADAY , Alexandra PRAGER MILLER , Alexandros MYLONAS , Angela PRATT , Angelo ARATAN , Dylan PAUL , George KASSIS , Haijing ZHANG , Jitendra BHURAT , Manmeet AHLUWALIA , Patricia Jaimez GÓMEZ , Renuka BELWALKAR , Shawn M. ROLING , Sophia WASSERMAN , Tyrone D. LOBBAN
IPC: G06Q30/0601 , G06Q50/06 , H04L67/104
Abstract: Systems and methods for tokenization, recordation, payment, settlement, instruction, retirement, data management, and output of intelligent data related to assets and asset attributes are disclosed. A method may include: (1) generating or receiving, by a computer program for an asset producer or seller, an asset; (2) storing, by the computer program for the asset producer or seller, the asset; (3) tokenizing, by the computer program for the asset producer or seller, the asset on a distributed ledger network; (4) making, by the computer program for the asset producer or seller, the asset available to a consumer on a marketplace; (5) purchasing, by a computer program for the consumer, the asset with tokenized currency; (6) exchanging, by a smart contract executed on the distributed ledger network, the tokenized asset for the tokenized currency; and (7) causing, by the smart contract, the stored asset to be transferred to the consumer.
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公开(公告)号:US20250014019A1
公开(公告)日:2025-01-09
申请号:US18894827
申请日:2024-09-24
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor: Catherine D. FAULK , Matthew C. TAYLOR , Christine MOY , George KASSIS , Tyrone LOBBAN
IPC: G06Q20/36 , G06Q10/0835 , G06Q20/38 , G06Q20/40 , G06Q20/42
Abstract: According to another embodiment, a method for invoicing and payments in an integrated supplier network may include: (1) receiving, at a supplier interface for a payments computer program, an invoice from a supplier; (2) receiving, at a buyer interface for the payments computer program, a payment allocation for the invoice, wherein the payment allocation may be associated with a supplier attestation for the supplier; (3) transferring, by the payments computer program, funds for the payment allocation to a liquidity pool, wherein the funds are commingled with other funds in the liquidity pool; (4) receiving, at the supplier interface, the supplier attestation, and a request to withdraw at least a portion of the funds for the payment allocation; and (5) retrieving, by the payments computer program, the portion of the payment allocation to a supplier account with the integrated supplier network.
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