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公开(公告)号：US20210350358A1
公开(公告)日：2021-11-11
申请号：US17317502
申请日：2021-05-11
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor： Catherine D. FAULK , Matthew C. TAYLOR , Christine MOY , George KASSIS , Tyrone LOBBAN
Abstract: According to another embodiment, a method for invoicing and payments in an integrated supplier network may include: (1) receiving, at a supplier interface for a payments computer program, an invoice from a supplier; (2) receiving, at a buyer interface for the payments computer program, a payment allocation for the invoice, wherein the payment allocation may be associated with a supplier attestation for the supplier; (3) transferring, by the payments computer program, funds for the payment allocation to a liquidity pool, wherein the funds are commingled with other funds in the liquidity pool; (4) receiving, at the supplier interface, the supplier attestation, and a request to withdraw at least a portion of the funds for the payment allocation; and (5) retrieving, by the payments computer program, the portion of the payment allocation to a supplier account with the integrated supplier network.
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公开(公告)号：US20250014019A1
公开(公告)日：2025-01-09
申请号：US18894827
申请日：2024-09-24
Applicant: JPMORGAN CHASE BANK, N.A.
Inventor： Catherine D. FAULK , Matthew C. TAYLOR , Christine MOY , George KASSIS , Tyrone LOBBAN
IPC: G06Q20/36 , G06Q10/0835 , G06Q20/38 , G06Q20/40 , G06Q20/42
Abstract: According to another embodiment, a method for invoicing and payments in an integrated supplier network may include: (1) receiving, at a supplier interface for a payments computer program, an invoice from a supplier; (2) receiving, at a buyer interface for the payments computer program, a payment allocation for the invoice, wherein the payment allocation may be associated with a supplier attestation for the supplier; (3) transferring, by the payments computer program, funds for the payment allocation to a liquidity pool, wherein the funds are commingled with other funds in the liquidity pool; (4) receiving, at the supplier interface, the supplier attestation, and a request to withdraw at least a portion of the funds for the payment allocation; and (5) retrieving, by the payments computer program, the portion of the payment allocation to a supplier account with the integrated supplier network.
