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    Extracting card data from multiple cards
    1.
    发明授权
    Extracting card data from multiple cards 有权

    公开(公告)号：US10262201B2

    公开(公告)日：2019-04-16

    申请号：US15863299

    申请日：2018-01-05

    Applicant: GOOGLE LLC

    Inventor： Xiaohang Wang ,  Jeff Huber ,  Farhan Shamsi ,  Yakov Okshtein ,  Sanjiv Kumar ,  Henry Allan Rowley ,  Marcus Quintana Mitchell ,  Debra Lin Repenning

    IPC: G06K9/00 ,  G06K9/32 ,  G06K9/20 ,  G06K9/62

    Abstract: Extracting financial card information with relaxed alignment comprises a method to receive an image of a card, determine one or more edge finder zones in locations of the image, and identify lines in the one or more edge finder zones. The method further identifies one or more quadrilaterals formed by intersections of extrapolations of the identified lines, determines an aspect ratio of the one or more quadrilateral, and compares the determined aspect ratios of the quadrilateral to an expected aspect ratio. The method then identifies a quadrilateral that matches the expected aspect ratio and performs an optical character recognition algorithm on the rectified model. A similar method is performed on multiple cards in an image. The results of the analysis of each of the cards are compared to improve accuracy of the data.

    Loyalty account identification
    3.
    发明授权
    Loyalty account identification 有权

    公开(公告)号：US11861648B2

    公开(公告)日：2024-01-02

    申请号：US16995578

    申请日：2020-08-17

    Applicant: Google LLC

    Inventor： Mark William Andrews ,  Richard Tsuwen Hung ,  Robin Dua ,  Marcus Quintana Mitchell

    IPC: G06Q30/00 ,  G06Q30/0226 ,  G06Q30/0238 ,  G06Q20/32 ,  G06Q20/36

    CPC classification number: G06Q30/0226 ,  G06Q20/325 ,  G06Q20/36 ,  G06Q30/0229 ,  G06Q30/0238

    Abstract: Using identifiers on user payment instruments to identify user loyalty accounts comprises a method to store a loyalty account list associated with a user, the loyalty account list comprising one or more user loyalty accounts; associate an identifier with the loyalty account list; receive information identifying a user loyalty account associated with a merchant, the information comprising an account number for the user loyalty account and an identity of the merchant; associate the user loyalty account with the loyalty account list; receive a request for information identifying a user loyalty account associated with a merchant, the request comprising the identifier received by the merchant from a user payment instrument and an identity of the merchant; determine the user loyalty account associated with the merchant; and provide the information identifying a user loyalty account associated with a merchant.

    Loyalty Account Identification
    4.
    发明申请
    Loyalty Account Identification 有权

    公开(公告)号：US20210035147A1

    公开(公告)日：2021-02-04

    申请号：US16995578

    申请日：2020-08-17

    Applicant: Google LLC

    Inventor： Mark William Andrews ,  Richard Tsuwen Hung ,  Robin Dua ,  Marcus Quintana Mitchell

    IPC: G06Q30/02 ,  G06Q20/32 ,  G06Q20/36

    Abstract: Using identifiers on user payment instruments to identify user loyalty accounts comprises a method to store a loyalty account list associated with a user, the loyalty account list comprising one or more user loyalty accounts; associate an identifier with the loyalty account list; receive information identifying a user loyalty account associated with a merchant, the information comprising an account number for the user loyalty account and an identity of the merchant; associate the user loyalty account with the loyalty account list; receive a request for information identifying a user loyalty account associated with a merchant, the request comprising the identifier received by the merchant from a user payment instrument and an identity of the merchant; determine the user loyalty account associated with the merchant; and provide the information identifying a user loyalty account associated with a merchant.

    Comparing extracted card data using continuous scanning
    6.
    发明授权
    Comparing extracted card data using continuous scanning 有权

    公开(公告)号：US10515290B2

    公开(公告)日：2019-12-24

    申请号：US15678990

    申请日：2017-08-16

    Applicant: GOOGLE LLC

    Inventor： Xiaohang Wang ,  Marcus Quintana Mitchell

    IPC: G06K9/00 ,  G06K9/62 ,  G06K9/03 ,  G06K9/20 ,  G06K9/22 ,  G06Q20/34 ,  G06Q20/40 ,  G06Q20/32 ,  G06K9/78 ,  G06K9/18 ,  G06K9/34 ,  G06T17/00

    Abstract: Comparing extracted card data from a continuous scan comprises receiving, by one or more computing devices, a digital scan of a card; obtaining a plurality of images of the card from the digital scan of the physical card; performing an optical character recognition algorithm on each of the plurality of images; comparing results of the application of the optical character recognition algorithm for each of the plurality of images; determining if a configured threshold of the results for each of the plurality of images match each other; and verifying the results when the results for each of the plurality of images match each other. Threshold confidence level for the extracted card data can be employed to determine the accuracy of the extraction. Data is further extracted from blended images and three-dimensional models of the card. Embossed text and holograms in the images may be used to prevent fraud.

    Extracting card data from multiple cards
    7.
    发明授权
    Extracting card data from multiple cards 有权

    公开(公告)号：US10586100B2

    公开(公告)日：2020-03-10

    申请号：US16298160

    申请日：2019-03-11

    Applicant: GOOGLE LLC

    Inventor： Xiaohang Wang ,  Jeff Huber ,  Farhan Shamsi ,  Yakov Okshtein ,  Sanjiv Kumar ,  Henry Allan Rowley ,  Marcus Quintana Mitchell ,  Debra Lin Repenning

    IPC: G06K9/00 ,  G06K9/32 ,  G06K9/20 ,  G06K9/62

    Abstract: Extracting financial card information with relaxed alignment comprises a method to receive an image of a card, determine one or more edge finder zones in locations of the image, and identify lines in the one or more edge finder zones. The method further identifies one or more quadrilaterals formed by intersections of extrapolations of the identified lines, determines an aspect ratio of the one or more quadrilateral, and compares the determined aspect ratios of the quadrilateral to an expected aspect ratio. The method then identifies a quadrilateral that matches the expected aspect ratio and performs an optical character recognition algorithm on the rectified model. A similar method is performed on multiple cards in an image. The results of the analysis of each of the cards are compared to improve accuracy of the data.

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