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    Systems and Methods for Providing Value Added Services in Association with Payment Transactions
    1.
    发明申请
    Systems and Methods for Providing Value Added Services in Association with Payment Transactions 审中-公开
    提供与付款交易相关的增值服务的制度和方法

    公开(公告)号：US20130080219A1

    公开(公告)日：2013-03-28

    申请号：US13627683

    申请日：2012-09-26

    Applicant: FIRST DATA CORPORATION

    Inventor： Vijay Kumar Royyuru ,  George S. Zirkel ,  Brian G. Friedman ,  Christopher Wuhrer ,  Todd Nuzum ,  Brent Dewayne Adkisson

    IPC: G06Q30/00 ,  G06Q40/00

    CPC classification number: G06Q20/3278 ,  G06Q20/405 ,  G06Q30/00 ,  G06Q40/02

    Abstract: Embodiments of the disclosure can relate to systems and methods for providing value added services in association with the processing of payment transactions. Certain embodiments of the disclosure can relate to provision of value added services in association with the processing of payment transactions. In one embodiment, a computer-implemented method for processing proposed transactions can be provided. The method can include receiving, from a merchant device by a service provider system comprising one or more computers, information associated with a purchase transaction; identifying, by the service provider system, one or more value added services applicable to the purchase transaction; and implementing, by the service provider system, the one or more applicable value added services.

    Abstract translation: 本公开的实施例可以涉及与支付交易的处理相关联地提供增值服务的系统和方法。 本公开的某些实施例可以涉及与支付交易的处理相关联地提供增值服务。 在一个实施例中，可以提供用于处理所提议的事务的计算机实现的方法。 该方法可以包括通过包括一个或多个计算机的服务提供者系统从商家设备接收与购买交易相关联的信息; 由服务提供商系统识别适用于购买交易的一个或多个增值服务; 并且由服务提供商系统实施一个或多个适用的增值服务。

    Systems and Methods for Facilitating Card Present Transactions
    2.
    发明申请
    Systems and Methods for Facilitating Card Present Transactions 审中-公开
    促进卡片交易的系统和方法

    公开(公告)号：US20130080329A1

    公开(公告)日：2013-03-28

    申请号：US13627670

    申请日：2012-09-26

    Applicant: FIRST DATA CORPORATION

    Inventor： Vijay Kumar Royyuru ,  Todd Nuzum

    IPC: G06Q20/40

    CPC classification number: G06Q20/3278 ,  G06Q20/405 ,  G06Q30/00 ,  G06Q40/02

    Abstract: Embodiments of the disclosure can include systems and methods for facilitating card present transactions. In one embodiment, a computer-implemented method for conducting card present transactions can be provided. The method can include receiving, by a merchant system comprising one or more computers, a request for a card present electronic commerce transaction on behalf of a consumer; determining, by the merchant system, an identifier of a mobile device of the consumer; obtaining, by the merchant system from the mobile device, validation information associated with a payment application stored on the mobile device; and outputting, by the merchant system for communication to an issuer system, a proposed card present transaction and the validation information.

    Abstract translation: 本公开的实施例可以包括用于促进卡片交易的系统和方法。 在一个实施例中，可以提供用于进行卡片交易的计算机实现的方法。 该方法可以包括由代表消费者的包括一个或多个计算机的商家系统接收对存在电子商务交易的卡的请求; 由商家系统确定消费者的移动设备的标识符; 由所述商家系统从所述移动设备获取与存储在所述移动设备上的支付应用相关联的验证信息; 以及由所述商家系统向发行者系统输出所提出的卡片呈现交易和所述确认信息。

    Systems and Methods for Enrolling Consumers in Loyalty Programs
    3.
    发明申请
    Systems and Methods for Enrolling Consumers in Loyalty Programs 审中-公开
    在忠诚计划中注册消费者的系统和方法

    公开(公告)号：US20130080236A1

    公开(公告)日：2013-03-28

    申请号：US13627678

    申请日：2012-09-26

    Applicant: FIRST DATA CORPORATION

    Inventor： Vijay Kumar Royyuru ,  Todd Nuzum

    IPC: G06Q30/02

    CPC classification number: G06Q20/3278 ,  G06Q20/405 ,  G06Q30/00 ,  G06Q40/02

    Abstract: Embodiments of the disclosure can relate to systems and methods for enrolling consumers in loyalty programs. Certain embodiments of the disclosure can relate to automatic enrollment of consumers in loyalty programs. In one embodiment, a computer-implemented method for enrolling a consumer in a loyalty program can be provided. The method can include establishing, by a merchant device, communication with a consumer device; determining, by the merchant device, that loyalty information is not stored on the consumer device; and providing, by the merchant device to the consumer device, loyalty information.

    Abstract translation: 本公开的实施例可以涉及用于在消费者中注册忠诚度计划的系统和方法。 本公开的某些实施例可以涉及消费者在忠诚度计划中的自动注册。 在一个实施例中，可以提供用于将消费者注册在忠诚度程序中的计算机实现的方法。 该方法可以包括由商家设备建立与消费者设备的通信; 由所述商家设备确定所述忠诚度信息不被存储在所述消费者设备上; 以及由所述商家装置向所述消费者装置提供忠诚度信息。

    Systems and methods for facilitating card present transactions
    5.
    发明授权
    Systems and methods for facilitating card present transactions 有权

    公开(公告)号：US10089617B2

    公开(公告)日：2018-10-02

    申请号：US13627670

    申请日：2012-09-26

    Applicant: First Data Corporation

    Inventor： Vijay Kumar Royyuru ,  Todd Nuzum

    IPC: G06Q40/00 ,  G06Q20/32 ,  G06Q30/00 ,  G06Q40/02 ,  G06Q20/40

    Abstract: Embodiments of the disclosure can include systems and methods for facilitating card present transactions. In one embodiment, a computer-implemented method for conducting card present transactions can be provided. The method can include receiving, by a merchant system comprising one or more computers, a request for a card present electronic commerce transaction on behalf of a consumer; determining, by the merchant system, an identifier of a mobile device of the consumer; obtaining, by the merchant system from the mobile device, validation information associated with a payment application stored on the mobile device; and outputting, by the merchant system for communication to an issuer system, a proposed card present transaction and the validation information.

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