摘要:
A system for matching lending orders and borrowing orders as well as optional subsidizing orders and/or selling orders and generating composite loans and portfolio loans, as well as a loan manager that manages the life cycle of composite loans and portfolio loans: The system includes: a borrowing order receiver, configured to receive at least one borrowing order from at least one borrower, the borrowing order comprising borrower-requested loan terms; a lending order receiver, configured to receive at least one lending order from at least one lender, the lending order comprising lender-requested loan terms; a matcher, associated with the borrowing order receiver and the lending order receiver, and configured to automatically provide at least one match to a respective current lending order from amongst the borrowing orders, such that the matched orders are mutually satisfied with respect to the loan terms and a loan manager configured to collects information about loans, update the loans data base, issue funds transfer instructions, instruct third parties to perform tasks related to loans, and issue reports about loans.
摘要:
A system for matching lending orders and borrowing orders includes a borrowing order receiver, a lending order receiver, and a matcher. The borrowing order receiver is configured to receive borrowing orders from at least one borrower, each borrowing order including borrower-requested loan terms. The lending order receiver is configured to receive lending orders from at least one lender, each lending order comprising lender-requested loan terms. The matcher is configured to automatically identify a plurality of borrowing orders each having borrower-requested loan terms that satisfy the lender-requested loan terms of a respective current lending order, and select from amongst the identified plurality of borrowing orders a set of borrowing orders to be provided as a match of the respective current lending order, wherein the borrowing orders of the sets are selected so as to optimize said respective provided matches with respect to criteria of respective operator-definable utility functions.
摘要:
Systems, methods, and apparatus for receiving, from a lender, a lending order that specifies a desired risk profile, end term, and interest rate for a loan, the risk profile specifying a plurality of parameters used to determine a risk of a loan; and generating a portfolio loan that includes a plurality of atomic loans with a plurality of different borrowers or borrower requests that, in combination, satisfy the desired risk profile, term, and rate specified in the lending order, wherein the atomic loans each comprise a direct contractual agreement between the lender and a borrower.
摘要:
Systems, methods, and apparatus for receiving a plurality of borrowing orders from a plurality of borrowers; receiving a plurality of lending orders from a plurality of lenders; receiving at least one subsidizer order from a loan subsidizer that includes one or more loan subsidizing terms; and executing a matching algorithm to match at least some of the borrowing orders with at least some of the lending orders, wherein the result of the executed match is affected by the existence of the at least one subsidizer order.
摘要:
Systems, methods, and apparatus for receiving, from one or more lenders, lending orders that include customized loan profiles, the customized loan profiles being based on a plurality of parameters that influence a lending decision; receiving, from one or more borrowers, borrowing orders that include one more requested loan terms; generating a multi-dimensional matching matrix based on the received lending orders and the received borrowing orders; and performing a multi-dimensional matching process using the multi-dimensional matching matrix to generate loans that satisfy constraints of borrowing orders and lending orders.
摘要:
In searching medical information, problem oriented information related to a medical condition is solicited from a patient. Based at least in part on the problem oriented information, a plurality of findings are determined about the patient. Based at least in part on the plurality of findings, a plurality of queries associated with said medical condition are determined. Based at least in part on the plurality of queries, search is conducted to find information relevant to the medical condition.
摘要:
Recording content distribution information into authorized copies of content is performed by modifying an adjunct to content with content distribution information using a functional transformation each time an authorized copy of the content is generated. By thus modifying the adjunct to content, a trail of content distribution information is stored in the adjunct that is extractable from the adjunct in any of such generated copies by sequentially performing an inverse transformation on the adjunct until information of an original copy is detected.
摘要:
A computer-implemented method and system is used for formation on an electronic exchange of a wide range of contractual relationships between a holder of rights or other assets and acquirers of rights and liabilities associated with such assets based on segregated asset participation units. Such parties to the contractual relationships can equally be individuals or business entities in any combination. Furthermore, in some circumstances, the terms of the contractual relation are defined by a sponsor who defines the terms and in some instances provides or arranges for services that are referenced in the contractual terms.
摘要:
A method for copy protection includes receiving data in a recording module representing content to be recorded on a recording medium, the data including an indication that the content is to be protected from unauthorized copying. Responsive to the indication, the recording module signals a protection module to initiate a protection protocol in synchronization with the recording module. The protection module generates control information, so as to prevent the unauthorized copying of the content that is to be protected, and conveys the control information to the recording module, in accordance with the protocol. The recording module combines the control information with the data representing the content in the recording module, for recording on the recording medium.
摘要:
An application, media drive, and media are configured so as to cooperate with one another to provide secure access and copying of protected content on the media. The application cooperates with the media drive to identify the media as a cooperating component, and in the process, also identifies the media drive as a cooperating component. The media includes information facilitating such identifying activity, such as a fingerprint indicating the copy protection method used to protect the content. Also included on the media is a guard module that authenticates the application as a cooperating component, establishes secure channels respectively with the application and the media drive for communicating secret information, installs licenses included on the media, and only allows access to the protected content if the media is an original copy. The application then manages usage and/or copying of the protected content according to the installed licenses.