Networked loan market and lending management system
    1.
    发明申请
    Networked loan market and lending management system 有权
    网络贷款市场和贷款管理系统

    公开(公告)号:US20070061248A1

    公开(公告)日:2007-03-15

    申请号:US11501057

    申请日:2006-08-09

    IPC分类号: G06Q40/00

    摘要: A system for matching lending orders and borrowing orders as well as optional subsidizing orders and/or selling orders and generating composite loans and portfolio loans, as well as a loan manager that manages the life cycle of composite loans and portfolio loans: The system includes: a borrowing order receiver, configured to receive at least one borrowing order from at least one borrower, the borrowing order comprising borrower-requested loan terms; a lending order receiver, configured to receive at least one lending order from at least one lender, the lending order comprising lender-requested loan terms; a matcher, associated with the borrowing order receiver and the lending order receiver, and configured to automatically provide at least one match to a respective current lending order from amongst the borrowing orders, such that the matched orders are mutually satisfied with respect to the loan terms and a loan manager configured to collects information about loans, update the loans data base, issue funds transfer instructions, instruct third parties to perform tasks related to loans, and issue reports about loans.

    摘要翻译: 一种用于匹配贷款订单和借款订单以及可选的补贴订单和/或出售订单并产生复合贷款和投资组合贷款的系统,以及管理复合贷款和投资组合贷款生命周期的贷款经理:该系统包括: 借款订单接收器,被配置为从至少一个借款人接收至少一个借款令,所述借款订单包括借款人要求的贷款期限; 贷款单接收器,被配置为从至少一个贷款人接收至少一个贷款单,所述借出订单包括贷方请求的贷款条款; 与借款订单接收者和借出订单接收者相关联的匹配器,并且被配置为从借款订单中自动向相应的当前借出订单提供至少一个匹配,使得匹配的订单相对于贷款条款相互满意 贷款经理配置收集贷款信息,更新贷款数据库,发放资金转账指示,指示第三方履行与贷款相关的任务,并发放有关贷款的报告。

    Networked loan market and lending management system
    2.
    发明授权
    Networked loan market and lending management system 有权
    网络贷款市场和贷款管理系统

    公开(公告)号:US07716125B2

    公开(公告)日:2010-05-11

    申请号:US11501057

    申请日:2006-08-09

    IPC分类号: G06Q40/00

    摘要: A system for matching lending orders and borrowing orders includes a borrowing order receiver, a lending order receiver, and a matcher. The borrowing order receiver is configured to receive borrowing orders from at least one borrower, each borrowing order including borrower-requested loan terms. The lending order receiver is configured to receive lending orders from at least one lender, each lending order comprising lender-requested loan terms. The matcher is configured to automatically identify a plurality of borrowing orders each having borrower-requested loan terms that satisfy the lender-requested loan terms of a respective current lending order, and select from amongst the identified plurality of borrowing orders a set of borrowing orders to be provided as a match of the respective current lending order, wherein the borrowing orders of the sets are selected so as to optimize said respective provided matches with respect to criteria of respective operator-definable utility functions.

    摘要翻译: 用于匹配借出订单和借款单的系统包括借款订单接收方,借出订单接收方和匹配器。 借款订单接收方被配置为从至少一个借款人接收借款单,每个借款单包括借款人要求的贷款条款。 贷款订单接收者被配置为从至少一个贷款人接收借款订单,每个贷款单包括贷方请求的贷款条款。 匹配器被配置为自动识别多个借款单,每个借款单具有满足相应当前借出订单的借出者请求的贷款条件的借款人请求的贷款条件,并从所识别的多个借款订单中选择一组借款单 被提供为相应的当前借出订单的匹配,其中选择所述集合的借用顺序以便相对于相应的操作者可定义的效用函数的标准优化所述各个所提供的匹配。

    RISK PROFILES IN NETWORKED LOAN MARKET AND LENDING MANAGEMENT SYSTEM
    3.
    发明申请
    RISK PROFILES IN NETWORKED LOAN MARKET AND LENDING MANAGEMENT SYSTEM 审中-公开
    网络贷款市场和贷款管理系统中的风险风险

    公开(公告)号:US20080243719A1

    公开(公告)日:2008-10-02

    申请号:US12108757

    申请日:2008-04-24

    IPC分类号: G06Q40/00

    摘要: Systems, methods, and apparatus for receiving, from a lender, a lending order that specifies a desired risk profile, end term, and interest rate for a loan, the risk profile specifying a plurality of parameters used to determine a risk of a loan; and generating a portfolio loan that includes a plurality of atomic loans with a plurality of different borrowers or borrower requests that, in combination, satisfy the desired risk profile, term, and rate specified in the lending order, wherein the atomic loans each comprise a direct contractual agreement between the lender and a borrower.

    摘要翻译: 用于从贷款人接收指定贷款的期望风险简档,期限和利率的贷款单的系统,方法和装置,所述风险简档指定用于确定贷款风险的多个参数; 以及生成包括具有多个不同借款人或借款人请求的多个原子贷款的投资组合贷款,其组合满足在借出订单中指定的期望风险简档,期限和利率,其中原子贷款各自包括直接 贷款人与借款人签订合同协议。

    SUBSIDIZER FOR NETWORKED LOAN MARKET AND LENDING MANAGEMENT SYSTEM
    4.
    发明申请
    SUBSIDIZER FOR NETWORKED LOAN MARKET AND LENDING MANAGEMENT SYSTEM 审中-公开
    网络贷款市场和贷款管理系统的补贴

    公开(公告)号:US20080243664A1

    公开(公告)日:2008-10-02

    申请号:US12108781

    申请日:2008-04-24

    IPC分类号: G06Q40/00

    摘要: Systems, methods, and apparatus for receiving a plurality of borrowing orders from a plurality of borrowers; receiving a plurality of lending orders from a plurality of lenders; receiving at least one subsidizer order from a loan subsidizer that includes one or more loan subsidizing terms; and executing a matching algorithm to match at least some of the borrowing orders with at least some of the lending orders, wherein the result of the executed match is affected by the existence of the at least one subsidizer order.

    摘要翻译: 用于从多个借款人接收多个借款令的系统,方法和装置; 从多个贷款人接收多个贷款单; 从包括一个或多个贷款补贴条款的贷款资助者接收至少一个补贴单; 以及执行匹配算法以将至少一些所述借用订单与至少一些所述借出订单相匹配,其中所执行的匹配的结果受到所述至少一个补贴订单的存在的影响。

    MULTI-DIMENSIONAL MATCHING IN NETWORKED LOAN MARKET AND LENDING MANAGEMENT SYSTEM
    5.
    发明申请
    MULTI-DIMENSIONAL MATCHING IN NETWORKED LOAN MARKET AND LENDING MANAGEMENT SYSTEM 审中-公开
    网络贷款市场和贷款管理系统的多维匹配

    公开(公告)号:US20080243682A1

    公开(公告)日:2008-10-02

    申请号:US12108766

    申请日:2008-04-24

    IPC分类号: G06Q40/00

    摘要: Systems, methods, and apparatus for receiving, from one or more lenders, lending orders that include customized loan profiles, the customized loan profiles being based on a plurality of parameters that influence a lending decision; receiving, from one or more borrowers, borrowing orders that include one more requested loan terms; generating a multi-dimensional matching matrix based on the received lending orders and the received borrowing orders; and performing a multi-dimensional matching process using the multi-dimensional matching matrix to generate loans that satisfy constraints of borrowing orders and lending orders.

    摘要翻译: 用于从一个或多个贷款人接收包括定制贷款简档的贷款订单的系统,方法和装置,所述定制贷款简档基于影响贷款决定的多个参数; 从一个或多个借款人接收包含一个以上请求贷款条款的借款单; 基于接收到的借出订单和所接收的借款单产生多维匹配矩阵; 以及使用所述多维匹配矩阵来执行多维匹配处理以产生满足借用订单和借出订单的限制的贷款。

    MEDICAL SEARCH CLINICAL INTERACTION
    6.
    发明申请
    MEDICAL SEARCH CLINICAL INTERACTION 审中-公开
    医学搜索临床相互作用

    公开(公告)号:US20090076846A1

    公开(公告)日:2009-03-19

    申请号:US12233768

    申请日:2008-09-19

    IPC分类号: G06Q50/00

    摘要: In searching medical information, problem oriented information related to a medical condition is solicited from a patient. Based at least in part on the problem oriented information, a plurality of findings are determined about the patient. Based at least in part on the plurality of findings, a plurality of queries associated with said medical condition are determined. Based at least in part on the plurality of queries, search is conducted to find information relevant to the medical condition.

    摘要翻译: 在搜索医疗信息时,从患者身上征求与医疗状况相关的面向问题的信息。 至少部分地基于面向问题的信息,确定关于患者的多个发现。 至少部分地基于多个发现,确定与所述医疗状况相关联的多个查询。 至少部分地基于多个查询,进行搜索以找到与医疗状况相关的信息。

    Recording content distribution information into an adjunct to content
    7.
    发明申请
    Recording content distribution information into an adjunct to content 审中-公开
    将内容分发信息记录到内容的附件中

    公开(公告)号:US20050089190A1

    公开(公告)日:2005-04-28

    申请号:US10692259

    申请日:2003-10-23

    申请人: Eyal Shavit

    发明人: Eyal Shavit

    摘要: Recording content distribution information into authorized copies of content is performed by modifying an adjunct to content with content distribution information using a functional transformation each time an authorized copy of the content is generated. By thus modifying the adjunct to content, a trail of content distribution information is stored in the adjunct that is extractable from the adjunct in any of such generated copies by sequentially performing an inverse transformation on the adjunct until information of an original copy is detected.

    摘要翻译: 通过在每次生成内容的授权副本时使用功能变换来修改内容分发信息的内容的附件来执行将内容分发信息记录到内容的授权副本中。 通过这样修改内容的附件,通过在附件上顺序执行逆变换,将内容分发信息的踪迹存储在可以从这些生成的副本中的附件中提取的附件中,直到检测到原始副本的信息。

    Participation systems and methods
    8.
    发明授权
    Participation systems and methods 有权
    参与制度和方法

    公开(公告)号:US08417616B2

    公开(公告)日:2013-04-09

    申请号:US13368157

    申请日:2012-02-07

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/00 G06Q40/04 G06Q40/06

    摘要: A computer-implemented method and system is used for formation on an electronic exchange of a wide range of contractual relationships between a holder of rights or other assets and acquirers of rights and liabilities associated with such assets based on segregated asset participation units. Such parties to the contractual relationships can equally be individuals or business entities in any combination. Furthermore, in some circumstances, the terms of the contractual relation are defined by a sponsor who defines the terms and in some instances provides or arranges for services that are referenced in the contractual terms.

    摘要翻译: 计算机实施的方法和系统用于在权利或其他资产持有人之间的广泛的合同关系的电子交换和基于隔离的资产参与单位的与这些资产相关的权利和负债的收购方之间形成。 合同关系的这些缔约方同样可以是任何组合的个人或商业实体。 此外,在某些情况下,合同关系的条款由提供者定义,定义术语,并在某些情况下提供或安排合同条款中引用的服务。

    Dynamic copy protection of optical media
    9.
    发明授权
    Dynamic copy protection of optical media 有权
    光学媒体的动态复制保护

    公开(公告)号:US07707640B2

    公开(公告)日:2010-04-27

    申请号:US11186257

    申请日:2005-07-21

    IPC分类号: G06F7/04 G06F17/30

    摘要: A method for copy protection includes receiving data in a recording module representing content to be recorded on a recording medium, the data including an indication that the content is to be protected from unauthorized copying. Responsive to the indication, the recording module signals a protection module to initiate a protection protocol in synchronization with the recording module. The protection module generates control information, so as to prevent the unauthorized copying of the content that is to be protected, and conveys the control information to the recording module, in accordance with the protocol. The recording module combines the control information with the data representing the content in the recording module, for recording on the recording medium.

    摘要翻译: 一种用于复制保护的方法,包括在代表要记录在记录介质上的内容的记录模块中接收数据,所述数据包括要保护内容的指示以防止未经授权的复制。 响应于指示,记录模块向保护模块发出信号,以与记录模块同步地发起保护协议。 保护模块生成控制信息,以防止未经授权的复制要被保护的内容,并根据协议将控制信息传送到记录模块。 记录模块将控制信息与表示记录模块中的内容的数据组合,以便在记录介质上进行记录。

    Secure access and copy protection management system
    10.
    发明申请
    Secure access and copy protection management system 审中-公开
    安全访问和复制保护管理系统

    公开(公告)号:US20050078822A1

    公开(公告)日:2005-04-14

    申请号:US10754677

    申请日:2004-01-09

    摘要: An application, media drive, and media are configured so as to cooperate with one another to provide secure access and copying of protected content on the media. The application cooperates with the media drive to identify the media as a cooperating component, and in the process, also identifies the media drive as a cooperating component. The media includes information facilitating such identifying activity, such as a fingerprint indicating the copy protection method used to protect the content. Also included on the media is a guard module that authenticates the application as a cooperating component, establishes secure channels respectively with the application and the media drive for communicating secret information, installs licenses included on the media, and only allows access to the protected content if the media is an original copy. The application then manages usage and/or copying of the protected content according to the installed licenses.

    摘要翻译: 应用程序,媒体驱动器和媒体被配置为彼此协作以提供对媒体上受保护内容的安全访问和复制。 应用程序与媒体驱动器协作,将媒体识别为协作组件,并且在此过程中,还将媒体驱动器标识为协作组件。 媒体包括促进这种识别活动的信息,例如指示指示用于保护内容的复制保护方法的指纹。 媒体上还包括一个保护模块,将应用程序认证为协作组件,分别与应用程序和媒体驱动器建立安全通道,用于传达秘密信息,安装媒体上包含的许可证,并且只允许访问受保护的内容,如果 媒体是原件。 然后,应用程序根据安装的许可证来管理受保护内容的使用和/或复制。