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公开(公告)号:US20210374720A1
公开(公告)日:2021-12-02
申请号:US17403598
申请日:2021-08-16
申请人: Dynamics Inc.
摘要: A card is provided with a light sensor operable to receive information via light emitted from a display screen or another source of light. Accordingly, a mobile telephonic device or portable computer (e.g., tablet computer) may communicate information to a card via light pulses. Information communicated via light may include, for example, points balances, credit balances, debit balances, transaction history, software updates, coupons, promotions, advertisements or any other type of information.
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公开(公告)号:US11144909B1
公开(公告)日:2021-10-12
申请号:US14713390
申请日:2015-05-15
申请人: Dynamics Inc.
IPC分类号: G06Q20/34
摘要: A payment card is provided with a display. A card may be provided to a user with a number of inactivated products. The products may be assigned to the user at card issuance. A user may then activate these products online or via phone. Accordingly, a user may be provided with a cross-selling platform for new products. Discounts, fee waivers, and/or value may be added to an account when an inactivated product is activated.
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公开(公告)号:US20210299291A1
公开(公告)日:2021-09-30
申请号:US17215390
申请日:2021-03-29
申请人: Dynamics Inc.
摘要: An UV-C device may include several UV-C light sources (e.g., UV-C LEDs) and such UV-C LEDs may have UV-C reflecting structures arranged to direct UV-C in a particular direction and at a particular size and shape. Doing so may, for example, increase the UV-C in a particular direction or working area. A UV-C generating device may be utilized in an air duct to sterilize air through that air duct. A UV-C generating device may, for example, be utilized to increase the amount of UV-C that enters a UV-C fiber optic tube. A UV-C generating device may be utilized, for example, to inactivate one or more virus (e.g., one or more different viruses and/or one or more claves of the same virus) and a UV-C inactivated virus may be utilized as a vaccination. A facility may be provided that received strains from the same clave and/or different claves and that UV sterilizes (e.g., UV-C sterilizes) the strains and combines the strains into a combinational UV-C vaccination of multiple UV-C inactivated strains.
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公开(公告)号:US11037045B2
公开(公告)日:2021-06-15
申请号:US16244080
申请日:2019-01-09
申请人: Dynamics Inc.
发明人: Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号: G06K19/08 , G06K19/07 , G06K19/077 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/38 , G06Q30/02 , G06Q30/06 , G07F7/08 , G07F7/10 , G06K19/06 , G06K7/08 , G06K19/073 , G06K7/00 , G06F3/0488 , G06K7/10 , G06Q20/40
摘要: A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.
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公开(公告)号:US20210103917A1
公开(公告)日:2021-04-08
申请号:US17064503
申请日:2020-10-06
申请人: Dynamics Inc.
摘要: A system may include a payment card that includes one or more chips that are operable to utilize information in a payment transaction to enact different functions. For example, a payment applet in a contact chip transaction (e.g., contact EMV transaction) or contactless chip transaction (e.g., contactless EMV transaction) may utilize information that flows through the chip (e.g., country, time, date, transaction amount, approval status) to trigger pre-stored messages or functions (e.g., switch to a payment option or account). Information may be introduced into the chip during a transaction as a result of manual input from the cardholder on the cardholder's phone or other device. Thus, transaction scripting (e.g., EMV scripting) may be utilized to let a card (e.g., static or powered) know that a function (e.g., change of account) is desired by a cardholder and the chip may, if not in the proper account, reset and restart the chip in a mode associated with the desired function (e.g., in the desired account).
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公开(公告)号:US10198687B2
公开(公告)日:2019-02-05
申请号:US15225122
申请日:2016-08-01
申请人: Dynamics Inc.
发明人: Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号: G06K19/08 , G06K19/06 , G06K19/07 , G06K19/077 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/38 , G06Q30/02 , G06Q30/06 , G07F7/08 , G07F7/10 , G06K7/08 , G06K19/073 , G06K7/00 , G06F3/0488 , G06K7/10 , G06Q20/40
摘要: A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader—yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver).
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公开(公告)号:US10181097B1
公开(公告)日:2019-01-15
申请号:US15018178
申请日:2016-02-08
申请人: Dynamics Inc.
发明人: Jeffrey D. Mullen , Philip W. Yen
摘要: Advanced payment applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device (e.g., a virtual button on a capacitive touch screen). Manual input provided to this user interface may, for example, cause an item purchased on credit to be paid via one or more user accounts (e.g., bank accounts) as soon as the next credit statement posts or becomes due. A user may decide to pay for an item when the next statement becomes due at a point-of-sale magnetic stripe reader by using an interface on a card to cause information to be communicated through the infrastructure indicative of a user's desire to pay the for an item when the next statement becomes due.
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公开(公告)号:US09953255B1
公开(公告)日:2018-04-24
申请号:US15815648
申请日:2017-11-16
申请人: Dynamics Inc.
发明人: Philip W. Yen , Jeffrey D. Mullen
IPC分类号: G06K5/00 , G06K7/08 , G06K19/06 , G06K19/077
CPC分类号: G06K19/06206 , G06K19/07 , G06K19/07701 , G06Q20/341 , G06Q20/347 , G07F7/0846 , G07F7/0853
摘要: Advanced loyalty applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device (e.g., a virtual button on a capacitive touch screen). Manual input provided to this user interface may, for example, cause a non-merchant product (e.g., insurance) to be purchased with a merchant purchase. The product can be paid for with debit, credit, gift card balance, or points. A code indicative of a user's desire to purchase the product may be communicated to a payment card reader (e.g., to a magnetic stripe reader via a magnetic stripe communications device). A display may be provided next to a button to allow a user to scroll, or toggle by pressing the button repeatedly, through different products (which may be merchant or non-merchant products).
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公开(公告)号:US09704089B2
公开(公告)日:2017-07-11
申请号:US14641414
申请日:2015-03-08
申请人: Dynamics Inc.
发明人: Jeffrey D. Mullen , Philip Yen
IPC分类号: G06K19/077 , G06K19/06 , G06K19/07 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/38 , G06Q30/02 , G06Q30/06 , G07F7/08 , G07F7/10 , G06K7/08 , G06K19/073 , G06K7/00 , G06F3/0488
CPC分类号: G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要: A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.
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