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公开(公告)号：US10248935B2
公开(公告)日：2019-04-02
申请号：US14862450
申请日：2015-09-23
发明人： Brian DeLuca , Harish Chavan , Jamie Warder , Max Doerfler, III , William Grisaitis , Mayank Pande , Robert Kania
摘要： The disclosed technology includes a plurality of driverless mobile automated teller machines (ATMs), a communication interface configured to receive, from a user device, a request for a driverless mobile ATM to complete facilitate a transaction, a location processor configured to determine a first driverless mobile ATM of the plurality of driverless mobile ATMs that is closest to the user device, wherein the communication interface is further configured to transmit, to the first driverless mobile ATM, an alert including the request such that the first driverless mobile ATM can provide cash to a user associated with the user device or can receive cash or a check from the user, and a transaction processor of a backend system of the financial institution configured to process the transaction.
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公开(公告)号：US10977630B2
公开(公告)日：2021-04-13
申请号：US16299890
申请日：2019-03-12
发明人： Brian Deluca , Harish Chavan , Jamie Warder , Max Doerfler , William Grisaitis , Mayank Pande , Robert Kania
摘要： Systems and methods include a database of a financial institution that maintains a respective status of a plurality of mobile automated teller machines (ATMs), the status of each of the plurality of mobile ATMs indicating the location of the respective mobile ATM and the amount of cash available for withdrawal from the mobile ATM, a communication interface that receives a request for a mobile ATM from a user device via a network, the request including user device location data, a location processor that compares the user device location data to location data associated with the plurality of mobile ATMs, and determines a first mobile ATM from the plurality of mobile ATMs that is closest to the user device based on the user device location data, and a transaction processor of a backend system of the financial institution that processes a transaction based on received confirmation.
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公开(公告)号：US11062282B2
公开(公告)日：2021-07-13
申请号：US16267046
申请日：2019-02-04
发明人： Brian Deluca , Harish Chavan , Jamie Warder , Max Doerfler , William Grisaitis , Mayank Pande
摘要： Embodiments include a database that maintains a respective status of mobile ATMs that indicates the location and cash available for withdrawal, a communication interface that receives a request for a mobile ATM from a user device, the request including user device location data, a location processor that compares the user device location data to location data of the mobile ATMs, and determines a first mobile ATM that is closest to the user device based on the user device location data, and a backend transaction processor that processes the transaction when confirmed. The communication interface transmits an alert that includes the request to the first mobile ATM, receives a response, transmits another alert that includes the location of the first mobile ATM and an estimated time that the first mobile ATM will arrive at the location associated to the user device, and receives confirmation from the first mobile ATM.
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公开(公告)号：US20200005272A1
公开(公告)日：2020-01-02
申请号：US16569658
申请日：2019-09-12
发明人： Mohammed Zafar Iqbal , Kevin Rosengren , Max Doerfler , Brian DeLuca , Anurag Joshi , James Dillon , Richie Hollins , Jamie Warder , William A. Hodges , Ken Allen
摘要： The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device.
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公开(公告)号：US11829988B2
公开(公告)日：2023-11-28
申请号：US17343241
申请日：2021-06-09
发明人： Mohammed Zafar Iqbal , Kevin Rosengren , Max Doerfler , Brian Deluca , Anurag Joshi , James Dillon , Richie Hollins , Jamie Warder , William A Hodges , Ken Allen
CPC分类号： G06Q20/3223 , G06Q20/18 , G06Q20/3221 , G06Q20/3224 , G06Q20/40145
摘要： The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device.
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公开(公告)号：US20210295304A1
公开(公告)日：2021-09-23
申请号：US17343241
申请日：2021-06-09
发明人： Mohammed Zafar Iqbal , Kevin Rosengren , Max Doerfler , Brian Deluca , Anurag Joshi , James Dillon , Richie Hollins , Jamie Warder , William A. Hodges , Ken Allen
摘要： The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device.
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公开(公告)号：US10198721B2
公开(公告)日：2019-02-05
申请号：US14854404
申请日：2015-09-15
发明人： Brian DeLuca , Harish Chavan , Jamie Warder , Max Doerfler , William Grisaitis , Mayank Pande
摘要： Embodiments include a database that maintains a respective status of mobile ATMs that indicates the location and cash available for withdrawal, a communication interface that receives a request for a mobile ATM from a user device, the request including user device location data, a location processor that compares the user device location data to location data of the mobile ATMs, and determines a first mobile ATM that is closest to the user device based on the user device location data, and a backend transaction processor that processes the transaction when confirmed. The communication interface transmits an alert that includes the request to the first mobile ATM, receives a response, transmits another alert that includes the location of the first mobile ATM and an estimated time that the first mobile ATM will arrive at the location associated to the user device, and receives confirmation from the first mobile ATM.
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