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公开(公告)号：US20200005272A1
公开(公告)日：2020-01-02
申请号：US16569658
申请日：2019-09-12
发明人： Mohammed Zafar Iqbal , Kevin Rosengren , Max Doerfler , Brian DeLuca , Anurag Joshi , James Dillon , Richie Hollins , Jamie Warder , William A. Hodges , Ken Allen
摘要： The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device.
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公开(公告)号：US11829988B2
公开(公告)日：2023-11-28
申请号：US17343241
申请日：2021-06-09
发明人： Mohammed Zafar Iqbal , Kevin Rosengren , Max Doerfler , Brian Deluca , Anurag Joshi , James Dillon , Richie Hollins , Jamie Warder , William A Hodges , Ken Allen
CPC分类号： G06Q20/3223 , G06Q20/18 , G06Q20/3221 , G06Q20/3224 , G06Q20/40145
摘要： The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device.
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公开(公告)号：US20210295304A1
公开(公告)日：2021-09-23
申请号：US17343241
申请日：2021-06-09
发明人： Mohammed Zafar Iqbal , Kevin Rosengren , Max Doerfler , Brian Deluca , Anurag Joshi , James Dillon , Richie Hollins , Jamie Warder , William A. Hodges , Ken Allen
摘要： The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device.
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