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公开(公告)号：US12021872B2
公开(公告)日：2024-06-25
申请号：US17313420
申请日：2021-05-06
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
IPC分类号： H04L9/40 , G06Q20/32 , G06Q20/34 , H04M1/724 , H04M1/72403 , H04M1/72457
CPC分类号： H04L63/102 , G06Q20/32 , G06Q20/342 , H04L63/0428 , H04L63/083 , H04L63/0861 , H04L63/10 , H04M1/724
摘要： A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
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公开(公告)号：US20230401563A1
公开(公告)日：2023-12-14
申请号：US17839562
申请日：2022-06-14
CPC分类号： G06Q20/351 , G06Q20/42 , G06Q20/405
摘要： Virtual cards are proactively provisioned for online purchases. Merchant transactions or user browser actions can be analyzed for the existence of a trigger condition such as recurrent merchant transactions or registration on a merchant website, among other things. In response to detecting the trigger condition, a request is sent to a customer for permission to add a virtual card for payment of a merchant online. Subsequently, a request is submitted for the virtual card for the customer from a financial institution in response to permission being granted, where the virtual card is linked to an account of the customer at the financial institution. A browser script can next be executed that adds the virtual card as the primary payment method of a website of the merchant.
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公开(公告)号：US11614933B2
公开(公告)日：2023-03-28
申请号：US17453682
申请日：2021-11-05
发明人： Joshua Edwards , Vu Nguyen , Adam Vukich , Mykhaylo Bulgakov , Abdelkadar M'Hamed Benkreira , David Gabriele , Andrea Montealegre , George Bergeron
摘要： In some implementations, a server device may receive, from a client device, a script identifier, that identifies a script, and an indication of whether the script was successfully executed by the client device. The server device may determine whether a condition associated with disabling the script is satisfied based on the script identifier, the indication of whether the script was successfully executed by the client device, and stored information determined based on a plurality of indications of whether the script was successfully executed by a plurality of other client devices. The server device may selectively cause a data structure to be updated to indicate that the script is disabled based on determining whether the condition is satisfied. The data structure may be used to indicate whether the script is enabled prior to execution of the script.
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公开(公告)号：US11431701B2
公开(公告)日：2022-08-30
申请号：US16996820
申请日：2020-08-18
发明人： Bryant Yee , George Bergeron , Mykhaylo Bulgakov
IPC分类号： G06F15/16 , G06F7/04 , H04L9/40 , H04L67/141
摘要： Systems and methods associated with sharing encrypted account details with a trusted party are disclosed. In one embodiment, an exemplary method may comprise hosting an online service accessed by a plurality of user accounts each configured for concurrent access sessions, establishing a first authenticated access session for a first user account between the online service and a first device associated with a first user, receiving a login request associated with the first user account to establish a second authenticated access session between the online service and a second device associated with a second user, transmitting, to the first device, a notification of the login request including a GUI element and a request to authenticate the login request, and establishing the second authenticated access session between the online service and the second device of the second user based on authentication of the second user via the GUI element.
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公开(公告)号：US11182153B2
公开(公告)日：2021-11-23
申请号：US16585230
申请日：2019-09-27
发明人： Joshua Edwards , Vu Nguyen , Adam Vukich , Mykhaylo Bulgakov , Abdelkadar M'Hamed Benkreira , David Gabriele , Andrea Montealegre , George Bergeron
摘要： In some implementations, a server device may receive, from a client device, a script identifier, that identifies a script, and an indication of whether the script was successfully executed by the client device. The server device may determine whether a condition associated with disabling the script is satisfied based on the script identifier, the indication of whether the script was successfully executed by the client device, and stored information determined based on a plurality of indications of whether the script was successfully executed by a plurality of other client devices. The server device may selectively cause a data structure to be updated to indicate that the script is disabled based on determining whether the condition is satisfied. The data structure may be used to indicate whether the script is enabled prior to execution of the script.
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公开(公告)号：US20210258320A1
公开(公告)日：2021-08-19
申请号：US17313420
申请日：2021-05-06
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
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公开(公告)号：US20210027303A1
公开(公告)日：2021-01-28
申请号：US17010141
申请日：2020-09-02
IPC分类号： G06Q20/42 , G06F40/169 , G06Q20/04
摘要： A system for crowdsourcing annotations for transactions includes a crowdsourcing annotation database and a processor. The database stores crowdsourced annotations associated with merchants. The crowdsourced annotations are shared among, and contributed by, users of a community. The processor receives transaction data for a transaction by a user with a merchant. Relevant crowdsourced annotations associated with the merchant are retrieved from the database and sent to the user to enable to the user to annotate the transaction. The user provides an annotation for the transaction. The system dynamically updates the database based on the annotation provided by the user.
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公开(公告)号：US10523681B1
公开(公告)日：2019-12-31
申请号：US16423939
申请日：2019-05-28
IPC分类号： H04L29/06 , G06F16/951 , G06N20/00 , G06F12/14
摘要： Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
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公开(公告)号：US20190392425A1
公开(公告)日：2019-12-26
申请号：US16520504
申请日：2019-07-24
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving gift information comprising data indicative of a gift type, a maximum gift amount, a gift recipient, and a first financial account from a first computing device associated with a gifter and via a software application. The first financial account being associated with the gifter and the gift recipient having preregistered user account with the software application. The method includes identifying one or more recipient financial accounts associated with the gift recipient including at least a second financial account. The method includes identifying a gift-eligible transaction that is associated with the second financial account by monitoring transaction data associated with the one or more recipient financial accounts. The method includes transmitting a gift notification to a second computing device and outputting an instruction to initiate a transfer of a gift amount from the first financial account to the second financial account.
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公开(公告)号：US10380596B1
公开(公告)日：2019-08-13
申请号：US16014309
申请日：2018-06-21
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving a gift token creation request representative of a selection of a gift recipient and gift limitations from a first computing device. The method includes generating a tokenized PAN associated with a gift account and transmitting the tokenized PAN and gift limitations to a second computing device. The method includes detecting a transaction authorization request that is representative of an attempted transaction at a merchant POS device based on monitoring of transaction authorization data originating from a plurality of merchant POS devices. The transaction authorization request represents an attempted tokenized PAN, an attempted transaction amount and a merchant code. The method includes determining that the attempted tokenized PAN matches the tokenized PAN associated with the gift account. The method includes transmitting an authorization message to the merchant POS in response to determining that the transaction authorization request satisfies the gift limitations.
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