公开(公告)号：USD1033448S1

公开(公告)日：2024-07-02

申请号：US29837472

申请日：2022-05-05

Applicant: Capital One Services, LLC

Designer： Lea Cody ,  Kaitlin Newman ,  Colin Hart ,  Lesley Newton ,  Emily Smith

Abstract: FIG. 1 is the first image of a sequence for the display screen with animated graphical user interface for card communication showing the new design;
FIG. 2 is a second image thereof; and
FIG. 3 is a third image thereof.
FIG. 4 is the first image of a sequence for the display screen with animated graphical user interface for card communication shown in an alternate broken line environment.
FIG. 5 is a second image thereof; and,
FIG. 6 is a third image thereof.
The appearance of the animated images sequentially transitions between the images shown in the drawings.
The process or period in which one image transitions to another forms no part of the claimed design.
The outermost broken lines depicting an electronic device form no part of the claimed design. The remaining broken lines illustrate a display screen and portions of the graphical user interface that form no part of the claimed design.

公开(公告)号：US11974127B2

公开(公告)日：2024-04-30

申请号：US17405777

申请日：2021-08-18

Applicant: Capital One Services, LLC

Inventor： Kaitlin Newman ,  Kimberly Haynes ,  Charles Nathan Crank ,  Andrew Cogswell ,  Colin Hart ,  Jeffrey Rule ,  Lara Mossler ,  Latika Gulati ,  Abdelkader Benkreira ,  Sarah Jane Cunningham ,  Sophie Bermudez ,  Michael Mossoba ,  Wayne Lutz

IPC: H04W12/06 ,  H04W12/041 ,  H04W12/47 ,  H04W12/60

CPC classification number: H04W12/06 ,  H04W12/041 ,  H04W12/47 ,  H04W12/60

Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.

公开(公告)号：US11915208B2

公开(公告)日：2024-02-27

申请号：US17742639

申请日：2022-05-12

Applicant: Capital One Services, LLC

Inventor： Adam Vukich ,  Colin Hart ,  Jason Ji ,  Kaitlin Newman

IPC: G06Q20/04 ,  G06Q20/38 ,  G06N20/00 ,  G06Q20/40

CPC classification number: G06Q20/042 ,  G06N20/00 ,  G06Q20/0425 ,  G06Q20/382 ,  G06Q20/389 ,  G06Q20/3827 ,  G06Q20/4016 ,  G06Q2220/00

Abstract: Various embodiments are directed to techniques for ensuring that a negotiable instrument has not been altered between the time the instrument leaves the hands of the payor and when the check is presented for redemption by the payee by recording an image of the check in a data block in a blockchain and retrieving the image when the check is presented for redemption for comparison with the check. A match between the stored image and the check indicates that no alteration of the check has occurred.

公开(公告)号：US11822994B2

公开(公告)日：2023-11-21

申请号：US17534761

申请日：2021-11-24

Applicant: Capital One Services, LLC

Inventor： Colin Hart ,  Jeffrey Rule ,  Kaitlin Newman ,  Lea Cody

IPC: G06K7/08 ,  G06F16/955 ,  H04L67/01

CPC classification number: G06K7/087 ,  G06F16/9566 ,  H04L67/01

Abstract: An authenticated data sharing system may include a contactless card comprising a processor and a memory including one or more applets and an application comprising instructions for execution on a device. The application is configured to determine a capability associated with the contactless card after a first entry into a communication field. The application is configured to request additional information based on the determination. The one or more applets are configured to transmit, to the application, a generated tokenized link after a second entry into the communication field based on the requested additional information. The application is configured to transmit the link to obtain the requested additional information.

公开(公告)号：USD973064S1

公开(公告)日：2022-12-20

申请号：US29728442

申请日：2020-03-18

Applicant: Capital One Services, LLC

Designer： Colin Hart ,  Lea Cody ,  Ryan Cuppernull ,  Kaitlin Newman ,  Lesley Newton

公开(公告)号：US11341200B1

公开(公告)日：2022-05-24

申请号：US17091827

申请日：2020-11-06

Applicant: Capital One Services, LLC

Inventor： Lawrence Douglas ,  Jeffrey Rule ,  Kaitlin Newman

IPC: G06F16/95 ,  G06F16/9535 ,  G06F9/451 ,  G06F16/958 ,  G06F21/34 ,  G06F21/44

Abstract: In certain embodiments, a presentation of a user interface may be dynamically modified for a user based on data related to the user's email address or other user identifier. As an example, the user interface may be caused to reflect the look and feel of an interface of an entity trusted by the user, incorporate data items related to the user's identifier, or effectuate other modifications. In some embodiments, a user identifier of a user may be received via a user interface associated with the third party, and a query for data related to one or more user accounts associated with the user identifier may be generated. Based on the query, multiple datasets associated with different user accounts may be received, and a first dataset associated with a first account of the user may be selected over other datasets associated with the user's other accounts effectuate the presentation modification.

公开(公告)号：US11122082B2

公开(公告)日：2021-09-14

申请号：US16597845

申请日：2019-10-09

Applicant: Capital One Services, LLC

Inventor： Rajko Ilincic ,  Kaitlin Newman ,  Jeffrey Rule

IPC: G06F21/44 ,  H04L29/06 ,  H04W12/06 ,  H04M3/51 ,  H04L9/32

Abstract: A system and method are disclosed that leverage multi-factor authentication features of a service provider and intelligent call routing to increase security and efficiency at a customer call center. Pre-authentication of customer support requests reduces the potential for misappropriation of sensitive customer data during call handling. A contactless card uniquely associated with a client may provide a second factor of authentication via a backchannel to reduce the potential for malicious third-party impersonation of the client prior to transfer of the call to the customer call center. Pre-authorized customer support calls may be intelligently and efficiently routed directly to call center agents, without incurring further delay. During call handling, call center agents may initiate further client authentication processes, including contactless card authentication requests, over one or more different communication channels for authorizing access to sensitive information or to allay suspicion.

公开(公告)号：US10958779B1

公开(公告)日：2021-03-23

申请号：US16579340

申请日：2019-09-23

Applicant: Capital One Services, LLC

Inventor： Jeffrey Rule ,  Kaitlin Newman ,  Rajko Ilincic

IPC: H04M1/64 ,  H04M3/24 ,  H04M3/22 ,  H04L12/58 ,  H04M3/54 ,  G10L15/30 ,  G10L15/18 ,  G06N20/00 ,  G06N5/04 ,  H04L29/06 ,  G10L15/22

Abstract: A server can receive a plurality of records at a databases such that each record is associated with a phone call and includes at least one request generated based on a transcript of the phone call. The server can generate a training dataset based on the plurality of records. The server can further train a binary classification model using the training dataset. Next, the server can receive a live transcript of a phone call in progress. The server can generate at least one live request based on the live transcript using a natural language processing module of the server. The server can provide the at least one live request to the binary classification model as input to generate a prediction. Lastly, the server can transmit the prediction to an entity receiving the phone call in progress. The prediction can cause a transfer of the call to a chatbot.

公开(公告)号：US10535062B1

公开(公告)日：2020-01-14

申请号：US16359980

申请日：2019-03-20

Applicant: Capital One Services, LLC

Inventor： Jeffrey Rule ,  Rajko Ilincic ,  Kaitlin Newman

IPC: G06Q20/34 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40 ,  H04L9/32 ,  H04L9/06

Abstract: Systems, methods, and articles of manufacture to securely share data stored in a blockchain. A contactless card may receive a request to provide a data element from a device. An applet of the contactless card may encrypt the data element and a wallet address. The applet may generate a signature for the request, and transmit, to a mobile device, the signature and the encrypted data. The mobile device may transmit, to a verification service, the signature and encrypted data. The verification service may verify the signature based on a public key. A node in a blockchain may generate a block in the blockchain, the block comprising indications of the verification of the signature, the requested data element, and the wallet address. An encrypted data element corresponding to the data element may be decrypted using a public key. The device may receive the decrypted data element from the wallet address.

公开(公告)号：US10524127B1

公开(公告)日：2019-12-31

申请号：US16351429

申请日：2019-03-12

Applicant: Capital One Services, LLC

Inventor： Kaitlin Newman ,  Kimberly Haynes ,  Charles Nathan Crank ,  Andrew Cogswell ,  Colin Hart ,  Jeffrey Rule ,  Lara Mossler ,  Latika Gulati ,  Abdelkader Benkreira ,  Sarah Jane Cunningham ,  Sophie Bermudez ,  Michael Mossoba ,  Wayne Lutz

IPC: H04W12/06 ,  H04W12/04 ,  H04W12/00

Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.