Credit score goals and alerts systems and methods

    公开(公告)号:US11132742B1

    公开(公告)日:2021-09-28

    申请号:US15811410

    申请日:2017-11-13

    Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.

    CIRCULAR ROTATIONAL INTERFACE FOR DISPLAY OF CONSUMER CREDIT INFORMATION

    公开(公告)号:US20200380599A1

    公开(公告)日:2020-12-03

    申请号:US16851525

    申请日:2020-04-17

    Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.

    Realtime access and control of secure regulated data

    公开(公告)号:US11893635B1

    公开(公告)日:2024-02-06

    申请号:US17645291

    申请日:2021-12-20

    CPC classification number: G06Q40/03 G06F21/31 G06F21/6245

    Abstract: The systems and methods described herein allow users to control access to regulated data of the user (stored in a secured third party database) through interaction on a mobile device (or other computing device), such as to provide a touch gesture on the mobile device that causes the users regulated data to be accessible to a third party. The regulated data may include credit data of the user, such as a credit report or credit file. Access rights to the regulated data may be provided in real-time (or near real-time) in response to a request for the data from a third party, for example. The system may allow a user to respond to an alert or notification that is automatically sent to the computing device of the user in response to a request for a secure regulated data of the user.

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