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公开(公告)号:US11132742B1
公开(公告)日:2021-09-28
申请号:US15811410
申请日:2017-11-13
Applicant: CONSUMERINFO.COM, INC.
Inventor: Jeremy Wasser , Michelle Felice-Steele , Melinda Nies , Luke Giltner
IPC: G06Q40/00 , G06F3/041 , G06F3/0482 , G06F3/01 , G06F3/048
Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.
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公开(公告)号:US20200380599A1
公开(公告)日:2020-12-03
申请号:US16851525
申请日:2020-04-17
Applicant: CONSUMERINFO.COM, INC.
Inventor: Jeremy Wasser , Michelle Felice-Steele , Melinda Nies , Luke Giltner
Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.
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公开(公告)号:US12020322B1
公开(公告)日:2024-06-25
申请号:US18296925
申请日:2023-04-06
Applicant: CONSUMERINFO.COM, INC.
Inventor: Jeremy Wasser , Michelle Felice-Steele , Melinda Nies , Luke Giltner
IPC: G06Q40/03 , G06F3/01 , G06F3/041 , G06F3/048 , G06F3/0482 , G06F3/0484 , G06F3/0488 , G06Q40/00 , G06T11/00 , G06T11/20
CPC classification number: G06Q40/03 , G06F3/01 , G06F3/0412 , G06F3/048 , G06F3/0482 , G06F3/0484 , G06F3/0488 , G06Q40/00 , G06T11/001 , G06T11/206 , G06T2200/24
Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.
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公开(公告)号:US11924213B2
公开(公告)日:2024-03-05
申请号:US17578238
申请日:2022-01-18
Applicant: ConsumerInfo.com, Inc.
Inventor: Michelle Felice-Steele , Michele Raneri , Paul DeSaulniers , Joe Manna , Jeff Softley , Srikumar Puthupadi Kanthadai , Aga Dzhafar Hady Ogiu Dzhafarov , Pat Finneran , Donna Meryl Smith , Gregory Lennox Wright , Marizette Galvez , Ujjayan Banerjee , Ravi Devesetti , Shivakumar Ramanathan , Mukeshkumar G. Patel
IPC: H04L9/40 , G06F9/451 , G06F9/54 , G06F16/13 , G06F16/23 , G06F16/245 , G06F16/248 , G06F21/62 , G06Q40/03 , H04L67/306
CPC classification number: H04L63/102 , G06F9/451 , G06F9/54 , G06F16/13 , G06F16/23 , G06F16/2379 , G06F16/245 , G06F16/248 , G06F21/6218 , G06Q40/03 , H04L63/062 , H04L63/083 , H04L63/0861 , H04L63/0884 , H04L63/18 , H04L67/306 , H04L2463/121
Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
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公开(公告)号:US11265324B2
公开(公告)日:2022-03-01
申请号:US16445808
申请日:2019-06-19
Applicant: ConsumerInfo.com, Inc.
Inventor: Michelle Felice-Steele , Michele Raneri , Paul DeSaulniers , Joe Manna , Jeff Softley , Srikumar Puthupadi Kanthadai , Aga Dzhafar Hady Ogiu Dzhafarov , Pat Finneran , Donna Meryl Smith , Gregory Lennox Wright , Marizette Galvez , Ujjayan Banerjee , Ravi Devesetti , Shivakumar Ramanathan , Mukeshkumar G. Patel
IPC: H04L29/06 , G06F16/23 , G06Q40/02 , H04L67/306 , G06F9/451 , G06F16/245 , G06F16/248 , G06F9/54 , G06F21/62 , G06F16/13
Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
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公开(公告)号:US09830646B1
公开(公告)日:2017-11-28
申请号:US13804460
申请日:2013-03-14
Applicant: ConsumerInfo.com, Inc.
Inventor: Jeremy Wasser , Michelle Felice-Steele , Melinda Nies , Luke Giltner
IPC: G06Q40/00 , G06F3/01 , G06F3/0482 , G06F3/048 , G06F3/041
CPC classification number: G06Q40/025 , G06F3/01 , G06F3/0412 , G06F3/048 , G06F3/0482 , G06F3/0484 , G06F3/0488 , G06Q40/00
Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.
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公开(公告)号:USD718327S1
公开(公告)日:2014-11-25
申请号:US29447787
申请日:2013-03-06
Applicant: ConsumerInfo.com, Inc.
Designer: Melinda Nies , Luke Giltner , Shannon Thornburg , Michelle Felice-Steele , Jeremy Wasser
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公开(公告)号:US11893635B1
公开(公告)日:2024-02-06
申请号:US17645291
申请日:2021-12-20
Applicant: ConsumerInfo.com, Inc.
Inventor: Gregory Thomas Olson , Nelson Yu , Roman Bercot , Michelle Felice-Steele
CPC classification number: G06Q40/03 , G06F21/31 , G06F21/6245
Abstract: The systems and methods described herein allow users to control access to regulated data of the user (stored in a secured third party database) through interaction on a mobile device (or other computing device), such as to provide a touch gesture on the mobile device that causes the users regulated data to be accessible to a third party. The regulated data may include credit data of the user, such as a credit report or credit file. Access rights to the regulated data may be provided in real-time (or near real-time) in response to a request for the data from a third party, for example. The system may allow a user to respond to an alert or notification that is automatically sent to the computing device of the user in response to a request for a secure regulated data of the user.
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公开(公告)号:US20210194885A1
公开(公告)日:2021-06-24
申请号:US17103778
申请日:2020-11-24
Applicant: ConsumerInfo.com, Inc.
Inventor: Joe Manna , Michelle Felice-Steele , Michele Raneri , Paul DeSaulniers , Jeff Softley , Srikumar Puthupadi Kanthadai , Aga Dzhafar Hady Ogiu Dzhafarov , Pat Finneran , Donna Meryl Smith , Gregory Lennox Wright , Marizette Galvez , Ujjayan Banerjee , Ravi Devesetti , Shivakumar Ramanathan , Mukeshkumar G. Patel
IPC: H04L29/06 , G06F16/23 , G06Q40/02 , H04L29/08 , G06F9/451 , G06F16/245 , G06F16/248 , G06F9/54 , G06F21/62 , G06F16/13
Abstract: A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database. The updated information may then be accessed at the secure third-party database to determine items associated with the user, which may include additional items in view of the additional data
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公开(公告)号:US20200076813A1
公开(公告)日:2020-03-05
申请号:US16445808
申请日:2019-06-19
Applicant: ConsumerInfo.com, Inc.
Inventor: Michelle Felice-Steele , Michele Raneri , Paul DeSaulniers , Joe Manna , Jeff Softley , Srikumar Puthupadi Kanthadai , Aga Dzhafar Hady Ogiu Dzhafarov , Pat Finneran , Donna Meryl Smith , Gregory Lennox Wright
IPC: H04L29/06
Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
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