Realtime access and control of secure regulated data

    公开(公告)号:US11893635B1

    公开(公告)日:2024-02-06

    申请号:US17645291

    申请日:2021-12-20

    IPC分类号: G06Q40/03 G06F21/62 G06F21/31

    摘要: The systems and methods described herein allow users to control access to regulated data of the user (stored in a secured third party database) through interaction on a mobile device (or other computing device), such as to provide a touch gesture on the mobile device that causes the users regulated data to be accessible to a third party. The regulated data may include credit data of the user, such as a credit report or credit file. Access rights to the regulated data may be provided in real-time (or near real-time) in response to a request for the data from a third party, for example. The system may allow a user to respond to an alert or notification that is automatically sent to the computing device of the user in response to a request for a secure regulated data of the user.

    Presenting credit score information

    公开(公告)号:US10685398B1

    公开(公告)日:2020-06-16

    申请号:US14255366

    申请日:2014-04-17

    IPC分类号: G06Q40/00 G06Q40/02 G06Q20/10

    摘要: A credit report system is provided that may generate various user interfaces for a consumer. Credit accounts may be accessed and analyzed by receiving data from one or more of the national credit bureaus. The credit report system may present account information to a consumer in the form of credit account tiles, wherein the tiles each represent an account of the consumer. The consumer may also be able to search credit accounts, sort credit accounts, view the impact of credit accounts on one or more of the consumer's credit scores, interact with the credit accounts, make payments to credit accounts, and otherwise monitor changes to consumer's credit accounts.

    Credit report timeline user interface

    公开(公告)号:US09710852B1

    公开(公告)日:2017-07-18

    申请号:US14258789

    申请日:2014-04-22

    IPC分类号: G06Q40/00 G06Q40/02

    CPC分类号: G06Q40/025

    摘要: A credit report user interface is provided that may comprise a credit event timeline to view events associated with various accounts associated with a consumer. Credit events may be determined by accessing and analyzing a consumer's credit report from one or more of the national credit bureaus. In some embodiments the consumer can see credit events associated with all of the consumer's accounts or only from a limited number of the consumer's accounts. The consumer may also be able to search credit events, sort credit events, view the impact of credit events on one or more of the consumer's credit scores, and view predicted future credit events.