公开(公告)号：US12174871B2

公开(公告)日：2024-12-24

申请号：US18370936

申请日：2023-09-21

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Anh Truong ,  Fardin Abdi Taghi Abad ,  Austin Walters ,  Jeremy Goodsitt ,  Vincent Pham ,  Kate Key

IPC: G06F16/35 ,  G06F16/25 ,  G06F40/205 ,  G06N3/04 ,  G06N3/044 ,  G06N3/08

Abstract: The present disclosure relates to systems and methods for parsing unstructured data with neural networks. In one implementation, a system for parsing unstructured data may include at least one processor and at least one non-transitory memory storing instructions that, when executed by the at least one processor, cause the system to: receive unstructured data; apply a classifier to the unstructured data to identify a type of the unstructured data; based on the identification, select a corresponding neural network; apply the selected neural network to the unstructured data to obtain structured data; and output the structured data.

公开(公告)号：US12155671B2

公开(公告)日：2024-11-26

申请号：US18490006

申请日：2023-10-19

Applicant: Capital One Services, LLC

Inventor： Nahid Farhady Ghalaty ,  Vincent Pham ,  Geeta Shyamala

IPC: H04L47/83 ,  H04L9/40 ,  H04L67/10

Abstract: Methods and systems are disclosed for improvements in cloud services by sharing estimated and actual usage data of cloud services recipients with the cloud services provider. The sharing of this data allows the cloud services provider to better apportion cloud resources between multiple cloud services recipients. By analyzing information included in the shared data (e.g., information about one or more applications that use the cloud resources), the cloud services provider may categorize the applications and/or the functions of those applications into authorized and unauthorized uses, the determination of which, is used to further efficiently apportion the cloud services resources.

公开(公告)号：US12141787B2

公开(公告)日：2024-11-12

申请号：US18135913

申请日：2023-04-18

Applicant: Capital One Services, LLC

Inventor： Vincent Pham ,  Mark Watson ,  Reza Farivar ,  Fardin Abdi Taghi Abad ,  Jeremy Goodsitt ,  Austin Walters

IPC: G06Q20/34 ,  G06K19/077

Abstract: Embodiments of the present disclosure provide a device, system, methods and components related to a modular card. Example components of the modular card include a thin rectangular rear plate, a thin rectangular front plate overlying the rear plate, a first plurality of fasteners fixed to the thin rectangular front plate, a second plurality of fasteners fixed to the thin rectangular rear plate, the second plurality of fasteners being configured to be removably engaged with the first plurality of fasteners; a magnetic strip, and/or an integrated circuit. In operation a user may remove and/or replace various components to customize the modular card. Some customizations include altering the accounts to which the modular card relates. In some example, the modular card may include components which relate to different accounts.

公开(公告)号：US12112268B2

公开(公告)日：2024-10-08

申请号：US18136830

申请日：2023-04-19

Applicant: Capital One Services, LLC

Inventor： Fardin Abdi Taghi Abad ,  Reza Farivar ,  Vincent Pham ,  Kenneth Taylor ,  Mark Watson ,  Jeremy Goodsitt ,  Austin Walters ,  Anh Truong

IPC: G06F40/10 ,  G06N3/045 ,  G06N3/08

CPC classification number: G06N3/08 ,  G06F40/10 ,  G06N3/045

Abstract: A method for generating a dual-class dataset is disclosed. A single-class dataset and a context dataset are obtained. The context dataset can be labeled. A model can be trained using the combination of the single-class dataset and the labeled context dataset. The model can be run on the context dataset. The data points that are classified the same as the data points included in the single-class dataset, can be removed from the labeled context dataset and added to the single-class dataset. These steps can be repeated until no data points are classified by the model.

公开(公告)号：US20240330102A1

公开(公告)日：2024-10-03

申请号：US18738948

申请日：2024-06-10

Applicant: Capital One Services, LLC

Inventor： Austin Walters ,  Jeremy Goodsitt ,  Vincent Pham

IPC: G06F11/07 ,  G06N3/04 ,  G06N20/00

CPC classification number: G06F11/0793 ,  G06F11/0721 ,  G06F11/0751 ,  G06N3/04 ,  G06N20/00

Abstract: The present disclosure enables signal error correction using a first processor and a memory on a first substrate, where the first processor is operationally connected to a second processor on a second substrate and the memory stores computer code having a machine learning model. The first processor executes computer code to: automatically receive from the second processor, a first output signal intended to be received by a target recipient device. The first processor automatically inputs the first output signal into the machine learning model, where the machine learning model determines that the first output signal includes an error signal that would cause a malfunction in the target recipient device, and output an instruction to cause the first processor to generate a second output signal that corrects the error signal. The first processor automatically generates the second output signal and transmits the second output signal to the target recipient device.

公开(公告)号：US12057134B2

公开(公告)日：2024-08-06

申请号：US18168881

申请日：2023-02-14

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Ahn Truong ,  Mark Watson ,  Jeremy Goodsitt ,  Vincent Pham ,  Fardin Abdi Taghi Abad ,  Kate Key ,  Austin Walters ,  Reza Farivar

IPC: G10L15/00 ,  G06F21/32 ,  G06V10/44 ,  G06V10/82 ,  G06V40/16 ,  G06V40/20 ,  G10L13/027 ,  G10L13/033 ,  G10L17/00 ,  G10L21/003

CPC classification number: G10L21/003 ,  G06F21/32 ,  G06V10/454 ,  G06V10/82 ,  G06V40/174 ,  G06V40/28 ,  G10L13/027 ,  G10L13/0335 ,  G10L17/00

Abstract: Methods and systems for providing changes to a live voice stream of a person are disclosed. A change to be made to the live voice stream based on user information can be identified. The live voice stream can be changed based on the user information.

公开(公告)号：US12052391B2

公开(公告)日：2024-07-30

申请号：US17083241

申请日：2020-10-28

Applicant: Capital One Services, LLC

Inventor： Vincent Pham ,  Jeremy Goodsitt ,  Kate Key ,  Anh Truong ,  Austin Walters

IPC: H04M3/56 ,  G06F3/16 ,  G10L17/02 ,  G10L17/18 ,  G10L17/22

CPC classification number: H04M3/566 ,  G06F3/165 ,  G06F3/167 ,  G10L17/02 ,  G10L17/18 ,  G10L17/22

Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for automatically queuing participants during a conference call. For instance, the method may include receiving call data associated with a conference call; analyzing the call data to identify the participants on the conference call; and determining whether two or more participants of the plurality of participants are speaking at a same time. The method can also include tracking a first participant that continues speaking and a second participant that stops speaking; and displaying a queuing element on a graphical user interface (GUI) to indicate that the second participant is in a queue to speak once the first participant has finished speaking.

公开(公告)号：US12050677B2

公开(公告)日：2024-07-30

申请号：US18339293

申请日：2023-06-22

Applicant: Capital One Services, LLC

Inventor： Lee Adcock ,  Nahid Farhady Ghalaty ,  Vincent Pham ,  Christopher Camenares

IPC: G06F21/34 ,  G06K7/10

CPC classification number: G06F21/34 ,  G06K7/10366

Abstract: In some implementations, a physical medium may include a radio frequency (RF) component and an integrated circuit (IC) chip component. The physical medium may be configured to detect, via the RF component, that the physical medium is within a communicative proximity of a first user device or a first medium associated with a first account. The physical medium may communicate, via the RF component, with the first user device or the first medium based on detecting that the physical medium is within the communicative proximity of the first user device or the first medium. The physical medium may configure the IC chip component to indicate that the physical medium is paired with the first account. The physical medium may transmit, via the RF component or the IC chip component and to a terminal, an indication that the physical medium is paired with the first account.

公开(公告)号：US12026459B2

公开(公告)日：2024-07-02

申请号：US18189818

申请日：2023-03-24

Applicant: Capital One Services, LLC

Inventor： Austin Walters ,  Anh Truong ,  Jeremy Goodsitt ,  Vincent Pham ,  Galen Rafferty ,  Reza Farivar

IPC: G06F16/34 ,  G06F40/117 ,  G06F40/169 ,  G06F40/197 ,  G06F40/30 ,  G06F40/40 ,  G06N3/00 ,  G06N20/00 ,  H04L67/02

CPC classification number: G06F40/197 ,  G06F16/345 ,  G06F40/117 ,  G06F40/169 ,  G06F40/30 ,  G06F40/40 ,  G06N3/00 ,  G06N20/00 ,  H04L67/02

Abstract: A method may include obtaining a document and using a first prediction model to generate text block scores for text blocks in the document, where a first text block of the text blocks is associated with a first text block score of the plurality of text block scores. The method also includes updating, in response to the first text block score for the first text block failing to satisfy a criterion, a modified version of the document with an indicator to set the first text block as a hidden text block in a presentation of the modified version. The method also includes generating a summarization of the first text block based on the words in the first text block and updating the modified version of the document to include the summarization. The method also includes providing the modified version of the document to a user device.

公开(公告)号：US11995484B2

公开(公告)日：2024-05-28

申请号：US17550109

申请日：2021-12-14

Applicant: Capital One Services, LLC

Inventor： Jeremy Goodsitt ,  Vincent Pham ,  Reza Farivar ,  Austin Walters

IPC: G06F9/54 ,  G06Q20/20 ,  G06Q20/32 ,  G07F7/10 ,  H04W4/80

CPC classification number: G06F9/542 ,  G06Q20/20 ,  G06Q20/326 ,  G07F7/1008 ,  H04W4/80

Abstract: A method of triggering an event based on occurrence of a POS transaction is provided in which an event processing server receives from a first user device associated with a first account, a first event triggering request. The request includes identification of a desired event to be triggered and first triggering criteria. The desired event is to be initiated by the event processing server upon occurrence of one or more POS transactions collectively meeting the first triggering criteria. The event processing server receives, from a transaction processing server, notification of an occurrence of a merchant POS transaction associated with the first account. The event processing server determines whether the occurrence of the merchant POS transaction results in the first triggering criteria having been met, and, if so initiates the desired event.