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1.
公开(公告)号:US12189814B2
公开(公告)日:2025-01-07
申请号:US18526398
申请日:2023-12-01
Applicant: Capital One Services, LLC
Inventor: Anh Truong , Jeremy Goodsitt , Alvin Hua , Kate Key , Ernest Kwak , Vincent Pham , Galen Rafferty , Austin Walters
IPC: G06F21/62 , G06F21/60 , G06N3/04 , G06N3/08 , G06V40/16 , G06V40/20 , H04L9/06 , H04L9/08 , G06F21/31
Abstract: A computer-implemented method may include: receiving, from at least one camera, image data associated with a first user at a public access user computing device; detecting, based on the received image data, by employing a machine learning model trained using a dataset of actions collected from a plurality of previous users, that the first user has moved away from the public access user computing device; automatically encrypting, based upon the detection, a user session associated with the first user, wherein the encrypted user session is configured to be subsequently activated by the first user; and initiating a new generic user session on the public access user computing device for a second user.
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公开(公告)号:US12041645B2
公开(公告)日:2024-07-16
申请号:US17526781
申请日:2021-11-15
Applicant: Capital One Services, LLC
Inventor: Vincent Pham , Jeremy Goodsitt , Anh Truong , Mark Watson , Austin Walters , Galen Rafferty , Reza Farivar
IPC: G06Q40/00 , H04L5/00 , H04L5/14 , H04W72/044 , H04W72/541
CPC classification number: H04W72/541 , H04L5/0082 , H04L5/1469 , H04W72/0473
Abstract: Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.
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3.
公开(公告)号:US20240095497A1
公开(公告)日:2024-03-21
申请号:US17947778
申请日:2022-09-19
Applicant: Capital One Services, LLC
Inventor: Austin Walters , Galen Rafferty , Jeremy Goodsitt , Anh Truong
CPC classification number: G06N3/0454 , G06N3/08
Abstract: Systems as described herein may implement a tunable pre-trained discriminator in a machine learning model, such as a general adversarial network. A server may generate training data using a generator of the machine learning model. The server may send the training data to a first discriminator (e.g., a pre-trained discriminator) and a second discriminator (e.g., an untrained discriminator). The server may receive a first set and a second set of labels from the first discriminator and the second discriminator, respectively. The server may select a label from either the first or the second set of labels. Accordingly, the server may provide the selected labels and the corresponding data records to further train the generator of the machine learning model.
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公开(公告)号:US11900389B2
公开(公告)日:2024-02-13
申请号:US17829209
申请日:2022-05-31
Applicant: Capital One Services, LLC
Inventor: Austin Walters , Jeremy Goodsitt , Galen Rafferty
CPC classification number: G06Q20/4093 , G06N20/00 , G06Q20/354 , G06Q20/3563 , G06Q20/4016
Abstract: Transaction cards, systems and methods for performing fraud detection at POS devices based on analysis of feature sets are disclosed. In one embodiment, an exemplary transaction card may comprise one or more sensors configured to collect pre-card-use sensor data regarding a user of the card, circuitry that assembles such data into feature sets and performs fraud detection, and data storage. According to some aspects, the fraud detection may include comparing user specific sensor data, collected for a current transaction, to a user-specific risk profile validation model to determine a risk score for the current transaction, and transmitting the risk score to a card transacting device when a card is presented during a transaction. In some implementations, the risk score may enable the card transacting device to evaluate a risk associated with accepting the transaction card to complete the attempted transaction.
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公开(公告)号:US11893097B2
公开(公告)日:2024-02-06
申请号:US17870126
申请日:2022-07-21
Applicant: Capital One Services, LLC
Inventor: Vincent Pham , Jeremy Goodsitt , Anh Truong , Austin Walters , Galen Rafferty , Reza Farivar
IPC: G06F21/31
CPC classification number: G06F21/316
Abstract: Various embodiments for a system to utilize user's location pattern as an authentication parameter are disclosed. An embodiment operates by retrieving a location history of a user based on past locations of a user equipment (UE) device at various times and traffic data associated with the location history. A request to access a protected application is received and a present location of the UE device at a time associated with the request is determined. A locational pattern is generated based on both the location history of the user and the traffic data. The present location of the UE device is compared with the locational pattern, and it is determined that a level of authentication necessary to grant access to the protected application is satisfied based on both the comparing and a determination that the present location falls within the locational range generated based on the traffic data.
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公开(公告)号:US11847245B2
公开(公告)日:2023-12-19
申请号:US17177822
申请日:2021-02-17
Applicant: Capital One Services, LLC
Inventor: Anh Truong , Austin Walters , Jeremy Goodsitt , Vincent Pham , Reza Farivar , Galen Rafferty
IPC: G06F21/00 , G06F21/62 , G06N20/00 , G06V20/62 , G06V30/262 , G06F18/2132
CPC classification number: G06F21/6245 , G06F18/2132 , G06N20/00 , G06V20/62 , G06V30/274
Abstract: Systems as described herein may label data to preserve privacy. An annotation server may receive a document comprising a collection of text representing a plurality of confidential data from a first computing device. The annotation server may convert the document to a plurality of text embeddings. The annotation server may input the text embeddings into a machine learning model to generate a plurality of synthetic images, and receive a label for each of the plurality of synthetic images from a third-party labeler. Accordingly, the annotation server may send the confidential data and the corresponding labels to a second computing device.
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公开(公告)号:US11818103B2
公开(公告)日:2023-11-14
申请号:US17116968
申请日:2020-12-09
Applicant: Capital One Services, LLC
Inventor: Galen Rafferty , Anh Truong , Jeremy Edward Goodsitt , Austin Walters , Vincent Pham
IPC: H04L9/40 , G06Q40/02 , G06F3/0484
CPC classification number: H04L63/0407 , G06Q40/02 , G06F3/0484
Abstract: Systems and methods for selectively obscuring data in a digital statement are disclosed. The systems and methods can relate to multiple user accounts that access a shared account. The systems can include means to determine which account completed a transaction. Device location tracking and hardware characteristics of the devices can be used to determine which account completed the transaction. Information related to transactions that fall outside of expected spend categories can be selectively obscured on the digital statement of the non-transacting account. The information related to the transaction can be selectively viewable by non-transacting account.
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公开(公告)号:US11816432B2
公开(公告)日:2023-11-14
申请号:US17171270
申请日:2021-02-09
Applicant: Capital One Services, LLC
Inventor: Jeremy Edward Goodsitt , Galen Rafferty , Anh Truong , Austin Walters
IPC: G06F40/279 , G06N3/08 , G06N3/04
CPC classification number: G06F40/279 , G06N3/04 , G06N3/08
Abstract: Disclosed embodiments may include a method that includes setting an influence level for each index that a neural network can accept in one sample to a same level for a neural network, receiving a training corpus including training input samples and a corresponding correct training prediction samples, generating, using the neural network, prediction samples, identifying an accuracy for each index by comparing the prediction samples with the corresponding correct training prediction samples, adjusting the influence level for each index based on the accuracy for each index, identifying one or more poorly accurate indexes for the neural network, receiving a first input sample including one or more characters, generating one or more normalized first input samples by applying one or more buffers to the one or more poorly accurate indexes, and generating, using the neural network, a categorization of each character in the one or more normalized first input samples.
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9.
公开(公告)号:US20230350860A1
公开(公告)日:2023-11-02
申请号:US18350211
申请日:2023-07-11
Applicant: Capital One Services, LLC
Inventor: Austin Walters , Jeremy Goodsitt , Anh Truong , Galen Rafferty , Grant Eden
IPC: G06F16/21 , G06N5/025 , G06F16/2457
CPC classification number: G06F16/21 , G06N5/025 , G06F16/24575
Abstract: Systems and methods for architecture embeddings for efficient dynamic synthetic data generation are disclosed. The disclosed systems and methods may include a system for generating synthetic data configured to perform operations. The operations may include retrieving a set of rules associated with a first data profile and generating, by executing a hyperparameter search, a plurality of hyperparameter sets for generative adversarial networks (GANs) that satisfy the set of rules. The operations may include generating mappings between the hyperparameter sets and the first data profile and storing the mappings in a hyperparameter library. The operations may include receiving a request for synthetic data, the request indicating a second data profile and selecting, from the mappings in the hyperparameter library, a hyperparameter set mapped to the second data profile. The operations may include building a GAN using the selected hyperparameter set and generating, using the GAN, a synthetic data set.
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10.
公开(公告)号:US20230315704A1
公开(公告)日:2023-10-05
申请号:US18328376
申请日:2023-06-02
Applicant: Capital One Services, LLC
Inventor: Austin Walters , Mark Watson , Anh Truong , Reza Farivar , Vincent Pham , Kate Key , Galen Rafferty , Jeremy Goodsitt
IPC: G06F16/22 , G06F16/2457 , G06F16/2455
CPC classification number: G06F16/2228 , G06F16/24578 , G06F16/24558
Abstract: A method includes storing, by one or more processors of one or more computing devices, a plurality of datasets in a non-transitory computer memory associated with the one or more computing devices. A plurality of index representations is generated where each one of the plurality of index representations includes a compressed representation of a respective one of the plurality of datasets. The plurality of index representations is stored in the non-transitory computer memory. A sample dataset is received by the one or more processors. A sample dataset representation is generated that includes a compressed representation of the sample dataset. A determination that at least one of the plurality of datasets is most similar to the sample dataset based on the sample dataset representation and the plurality of index representations is performed.
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