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    System for resource usage monitoring
    5.
    发明授权
    System for resource usage monitoring 有权

    公开(公告)号：US10154101B2

    公开(公告)日：2018-12-11

    申请号：US15167756

    申请日：2016-05-27

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Edward J. Achtner ,  Caitlin Chrisman Bullock

    IPC: G06F15/173 ,  H04L29/08 ,  H04W4/021 ,  H04W88/02

    Abstract: A system for monitoring the use of resources by a user includes a mobile device, a resource usage monitoring device, a message display system, and a third party system, each have communication interfaces, memory devices, and processing devices. The system is designed to detect the presence of a user within a physical location where resources may be accessed and determine a time-efficient set of resource allocations that the user may engage in while located in a particular physical location. In some embodiments, a message may be directed to the user through visual and/or audio displays to notify the user of the time-efficient set of resource allocations and direct the user to a particular location where such allocations may be effected.

    RESOURCE AND EXPERIENCE FACTOR VALUE GENERATION SYSTEM
    7.
    发明申请
    RESOURCE AND EXPERIENCE FACTOR VALUE GENERATION SYSTEM 审中-公开

    公开(公告)号：US20180204159A1

    公开(公告)日：2018-07-19

    申请号：US15463456

    申请日：2017-03-20

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Edward J. Achtner ,  Caitlin Chrisman Bullock ,  Suma Nagappa Kumaraswamy ,  Nikki Ayanna Benton

    IPC: G06Q10/06 ,  H04L29/06

    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a factor value generation system based on use resource distribution and experience indications. The system utilizes user activity across networks platforms for correlation and updating of user experiences. Matching these experiences with resource distribution, the system provides value generation for the experience. Post experience user activity across the network platforms is compiled for factor value generation of the experience. The invention presents the factor value generation via secure communication portal for review by user and interested parties.

    SYSTEM FOR RESOURCE USAGE MONITORING
    9.
    发明申请
    SYSTEM FOR RESOURCE USAGE MONITORING 审中-公开

    公开(公告)号：US20170346757A1

    公开(公告)日：2017-11-30

    申请号：US15167756

    申请日：2016-05-27

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Edward J. Achtner ,  Caitlin Chrisman Bullock

    IPC: H04L12/911 ,  H04L12/26 ,  H04L29/08 ,  H04W88/02

    CPC classification number: H04L67/20 ,  H04L67/306 ,  H04W4/021 ,  H04W88/02

    Abstract: A system for monitoring the use of resources by a user includes a mobile device, a resource usage monitoring device, a message display system, and a third party system, each have communication interfaces, memory devices, and processing devices. The system is designed to detect the presence of a user within a physical location where resources may be accessed and determine a time-efficient set of resource allocations that the user may engage in while located in a particular physical location. In some embodiments, a message may be directed to the user through visual and/or audio displays to notify the user of the time-efficient set of resource allocations and direct the user to a particular location where such allocations may be effected.

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