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    PROOF OF AFFINITY TO A SECURE EVENT FOR FRICTIONLESS CREDENTIAL MANAGEMENT
    3.
    发明申请
    PROOF OF AFFINITY TO A SECURE EVENT FOR FRICTIONLESS CREDENTIAL MANAGEMENT 有权

    公开(公告)号：US20250053637A1

    公开(公告)日：2025-02-13

    申请号：US18932415

    申请日：2024-10-30

    Applicant: Apple Inc.

    Inventor： Benjamin D. CHESTER ,  Hubert GREICHE ,  Richard W. HEARD ,  Yousuf H. VAID ,  Gianpaolo FASOLI

    IPC: G06F21/45 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q40/02 ,  H04L9/32 ,  H04L9/40

    Abstract: Systems, methods, and computer-readable media for facilitating frictionless credential provisioning on a user computing device are provided. Special “frictionless tokens” (e.g., ownership tokens) may be generated for each existing credential in a user's digital wallet. Such tokens may be stored in a user's AE locker (e.g., iCloud keychain) and synchronized across the user's devices using any suitable security features (e.g., using any suitable secure enclave processor (“SEP”)-based encryption). Such a token, as may be stored in a device's SEP, may be configured only to be read on that physical device. In this manner, the user may no longer need provide further proof of ownership of a credential or be hassled by passing any other challenge, but, instead, the additional security may be achieved using the ownership token, which may use the user's AE or device passcode in association with the user's physical device (and its SEP).

    USER INTERFACES FOR MANAGING AN ACCOUNT
    4.
    发明申请
    USER INTERFACES FOR MANAGING AN ACCOUNT 审中-公开

    公开(公告)号：US20200302519A1

    公开(公告)日：2020-09-24

    申请号：US16581614

    申请日：2019-09-24

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Jennifer BAILEY ,  Kristin CANAVAN ,  Jarad FISHER ,  Corey FUGMAN ,  Mischa MCLACHLAN ,  Aaron MELIM ,  Ashish NAGRE ,  Akila SURESH ,  Richard W. HEARD

    IPC: G06Q40/02 ,  G06Q20/10 ,  G06Q20/38

    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.

    SPLIT TRANSACTION EXECUTION
    9.
    发明申请
    SPLIT TRANSACTION EXECUTION 审中-公开

    公开(公告)号：US20180349881A1

    公开(公告)日：2018-12-06

    申请号：US15978059

    申请日：2018-05-11

    Applicant: Apple Inc.

    Inventor： Glen W. STEELE ,  Richard W. HEARD ,  Matthew C. BYINGTON

    IPC: G06Q20/22 ,  G06Q20/26 ,  G06Q20/40

    Abstract: A device implementing split transactions in a peer transaction system may include at least one processor configured to receive a request to transfer a transaction amount from a first account associated with a first user to a second account associated with a second user and determine that an available amount of the first account is less than the transaction amount. The at least one processor may be further configured to receive an indication of an other transaction resource and a portion of the transaction amount to be transferred from the other transaction resource and to obtain the portion of the transaction amount via the other transaction resource and a remaining portion of the transaction amount from the first account and transfer a combined amount into the second account that includes the portion of the transaction amount and the remaining portion of the transaction amount.

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