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公开(公告)号：US20230419310A1
公开(公告)日：2023-12-28
申请号：US18241844
申请日：2023-09-01
Applicant: Apple Inc.
Inventor： Manoj K. Thulaseedharan PILLAI , Ahmer A. KHAN , Thomas ELLIOTT , Timothy S. HURLEY , Jennifer J. BAILEY , David E. BRUDNICKI
CPC classification number: G06Q20/3829 , H04L9/0861 , G06Q20/3278 , G06Q20/3227 , G06Q20/382 , G06Q20/3823 , G06Q20/325 , G06Q20/40 , G06Q20/12 , H04L2209/24 , G06Q2220/00
Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.
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Patent Agency Ranking
公开(公告)号：US20240265383A1
公开(公告)日：2024-08-08
申请号：US18615993
申请日：2024-03-25
Applicant: Apple Inc.
Inventor： Manoj K. Thulaseedharan PILLAI , Ahmer A. KHAN , Thomas ELLIOTT , Timothy S. HURLEY , Jennifer J. BAILEY , David E. BRUDNICKI
CPC classification number: G06Q20/3829 , G06F21/45 , G06Q20/102 , G06Q20/12 , G06Q20/3226 , G06Q20/3227 , G06Q20/325 , G06Q20/3278 , G06Q20/382 , G06Q20/3823 , G06Q20/40 , G06Q20/4016 , H04W12/069 , G06Q2220/00
Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.
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公开(公告)号：US20230153899A1
公开(公告)日：2023-05-18
申请号：US18155628
申请日：2023-01-17
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Jennifer J. BAILEY , Jae Woo CHANG , Teofila CONNOR , Jarad FISHER , Richard W. HEARD , Ashish NAGRE , Glen W. STEELE , Andrew I. WILLIAMS
IPC: G06Q40/02 , G06Q20/40 , G06Q20/10 , G06Q20/38 , G06F3/04845 , H04M3/00 , G06F3/0484
CPC classification number: G06Q40/02 , G06Q20/405 , G06Q20/401 , G06Q20/105 , G06Q20/38215 , G06F3/04845 , H04M3/00 , G06F3/0484 , G06F3/04817
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号：US20250022049A1
公开(公告)日：2025-01-16
申请号：US18896824
申请日：2024-09-25
Applicant: Apple Inc.
Inventor： Marcel VAN OS , Jennifer J. BAILEY , Jae Woo CHANG , Jarad M. FISHER , Richard W. HEARD , Mischa MCLACHLAN , Ashish C. NAGRE , Glen W. STEELE , Akila SURESH
IPC: G06Q40/02 , G06F3/04817 , G06F3/0484 , G06F3/04845 , G06Q20/10 , G06Q20/38 , G06Q20/40 , H04M3/00
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号：US20220318876A1
公开(公告)日：2022-10-06
申请号：US17654391
申请日：2022-03-10
Applicant: Apple Inc.
Inventor： Ken T. LOH , Baris CETINOK , Jennifer J. BAILEY , Toby C. PATERSON , Pascal A. CAILLON , Alexis BORDET , John L. FURLAN , Joelle L. LAM , Daniel A. CUMMINGS
Abstract: In some embodiments, an electronic device obtains and displays a file container defining a virtual object corresponding to a physical object. The file container also defines a plurality of other permitted configurations of the virtual object. At a later time, the electronic device displays the virtual object using an alternate process. In response to a user input corresponding to a request to update a configuration of the object, the electronic device contacts the source of the object to obtain the availability of the updated configuration of the object. In some embodiments, in response to an indication that the physical object with the updated configuration is available, the electronic device presents the virtual object with the updated configuration.
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公开(公告)号：US20210150523A1
公开(公告)日：2021-05-20
申请号：US17135876
申请日：2020-12-28
Applicant: Apple Inc.
Inventor： Manoj K. Thulaseedharan PILLAI , Ahmer A. KHAN , Thomas ELLIOTT , Timothy S. HURLEY , Jennifer J. BAILEY , David E. BRUDNICKI
Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.
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