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    USER INTERFACE FOR PAYMENTS
    1.
    发明申请
    USER INTERFACE FOR PAYMENTS 有权

    公开(公告)号：US20210192530A1

    公开(公告)日：2021-06-24

    申请号：US17193991

    申请日：2021-03-05

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Christopher D. ADAMS ,  George R. DICKER

    IPC: G06Q20/40 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q30/06 ,  H04M1/72403 ,  H04M1/72445 ,  G06Q20/10 ,  G06Q20/36 ,  H04L29/08 ,  G06Q20/22

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    GENERATING TRANSACTION IDENTIFIERS
    3.
    发明申请
    GENERATING TRANSACTION IDENTIFIERS 有权

    公开(公告)号：US20210295282A1

    公开(公告)日：2021-09-23

    申请号：US17341711

    申请日：2021-06-08

    Applicant: Apple Inc.

    Inventor： George R. DICKER ,  Christopher B. SHARP ,  Ahmer A. KHAN ,  Yousuf H. VAID ,  Glen W. STEELE ,  Christopher D. ADAMS ,  David T. HAGGERTY

    IPC: G06Q20/04 ,  G06Q20/32 ,  G06Q20/38

    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.

    USER INTERFACE FOR PAYMENTS
    5.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开

    公开(公告)号：US20190050867A1

    公开(公告)日：2019-02-14

    申请号：US16164561

    申请日：2018-10-18

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Christopher D. ADAMS ,  Charles AHN ,  Pablo F. CARO ,  George R. DICKER ,  Craig M. FEDERIGHI ,  Woo-Ram LEE ,  Brian TUCKER ,  Giancarlo YERKES

    IPC: G06Q20/40 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/36 ,  H04M1/725 ,  H04L29/08 ,  G06Q20/10 ,  G06Q20/22 ,  G06Q30/06

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    USER INTERFACE FOR PAYMENTS
    6.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开
    付款用户界面

    公开(公告)号：US20160224973A1

    公开(公告)日：2016-08-04

    申请号：US14869831

    申请日：2015-09-29

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  George R. DICKER ,  Christopher D. ADAMS ,  Glen W. STEELE

    IPC: G06Q20/32 ,  G06Q20/40

    CPC classification number: G06Q20/3278 ,  G06K9/78 ,  G06Q20/24 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/3276 ,  G06Q20/3552 ,  G06Q20/40145 ,  H04N5/225

    Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transaction. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.

    Abstract translation: 本公开通常涉及使用移动设备进行支付。 在一个示例过程中，设备接收诸如指纹认证信息的第一认证数据和诸如银行授权码的第二认证数据。 然后，该设备传送用于支付交易的交易请求。 在另一示例性过程中，设备检测物理输入机构的激活并使用生物测定传感器检测指纹。 该设备能够参与NFC支付交易。 在另一个示例过程中，当设备在相机传感器的视场中检测到信用卡的部分信用卡信息时，设备显示通过照相机传感器获得的图像的实时预览。

    USER INTERFACE FOR PAYMENTS
    7.
    发明申请
    USER INTERFACE FOR PAYMENTS 有权

    公开(公告)号：US20210224785A1

    公开(公告)日：2021-07-22

    申请号：US17222141

    申请日：2021-04-05

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Christopher D. ADAMS ,  George R. DICKER ,  Jack I-Chieh FU ,  Petr KOSTKA ,  Daniel KURTZ ,  Brittany D. PAINE ,  Balaji A. SARPESHKAR

    IPC: G06Q20/32 ,  G06Q20/40 ,  G06K9/78 ,  G06Q20/34 ,  H04N5/225

    Abstract: The present disclosure generally relates selecting an appropriate communication radio mode based on criteria. In one example process, the device detects a fingerprint using the integrated biometric sensor and, in accordance with a determination that the fingerprint is consistent with an enrolled fingerprint and a determination that a set of one or more criteria is met, transitions to a second short-range communication radio mode different from a first short-range communication radio mode. In another example process, the device detects a fingerprint using the integrated biometric sensor and, in accordance with a determination that the fingerprint is consistent with the enrolled fingerprint and a determination that the set of one or more criteria is not met, the device is unlocked.

    USER INTERFACE FOR PAYMENTS
    8.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开

    公开(公告)号：US20200372514A1

    公开(公告)日：2020-11-26

    申请号：US16990974

    申请日：2020-08-11

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Christopher D. ADAMS ,  Charles AHN ,  Pablo F. CARO ,  George R. DICKER ,  Craig M. FEDERIGHI ,  Woo-Ram LEE ,  Brian TUCKER ,  Giancarlo YERKES

    IPC: G06Q20/40 ,  H04M1/725 ,  G06Q20/10 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q30/06 ,  H04L29/08

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    USER INTERFACE FOR PAYMENTS
    9.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开
    付款用户界面

    公开(公告)号：US20170032375A1

    公开(公告)日：2017-02-02

    申请号：US15294439

    申请日：2016-10-14

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Pablo F. CARO ,  Woo-Ram LEE ,  George R. DICKER ,  Christopher D. ADAMS ,  Charles AHN ,  Craig M. FEDERIGHI ,  Brian TUCKER ,  Giancarlo YERKES

    IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/32

    CPC classification number: G06Q20/40145 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/227 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3223 ,  G06Q20/3224 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/36 ,  G06Q20/3821 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4014 ,  G06Q20/405 ,  G06Q30/0631 ,  H04L67/10 ,  H04M1/72522 ,  H04M1/72561

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    Abstract translation: 本公开涉及使用移动设备进行支付。 在一个示例过程中，移动设备在移动设备上接收并存储一个或多个支付账户的信息。 移动设备用于使用付款帐户进行付款。 在一些示例中，在用户进行的每次购买之前执行进行付款的授权。 授权过程可以包括接收用户的验证，例如指纹扫描或密码。 在一些示例中，从可用的支付帐户中选择支付账户。 在一些示例中，显示与购买的商品相关联的数字商品的指示。 在一些示例中，与正在进行的通信的参与者一起发起支付交易。 在一些示例中，基于应用的可用性来调用零售商的应用。 在一些示例中，提供购买建议。

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