Location aware transaction authorization
    1.
    发明授权
    Location aware transaction authorization 有权
    位置感知交易授权

    公开(公告)号:US09171301B1

    公开(公告)日:2015-10-27

    申请号:US13963470

    申请日:2013-08-09

    Abstract: A mobile payment network may include a server receiving a request for payment from a device, where the request may include information related to a location for the device. The information related to location information for the device that is included within the request may then be used for deriving location information for the device. Given the location information for the device, a distance between the location information and a geographic area may be determined. The distance between the location information for the device and the geographic area may then serve, at least in part, as the basis for approving the request for payment.

    Abstract translation: 移动支付网络可以包括从设备接收支付请求的服务器,其中请求可以包括与设备的位置相关的信息。 然后可以使用与包括在请求内的设备的位置信息相关的信息来导出设备的位置信息。 给定设备的位置信息,可以确定位置信息与地理区域之间的距离。 然后,设备的位置信息与地理区域之间的距离可以至少部分地作为用于批准支付请求的基础。

    Anonymous mobile payments
    5.
    发明授权
    Anonymous mobile payments 有权
    匿名手机付款

    公开(公告)号:US08977568B1

    公开(公告)日:2015-03-10

    申请号:US13801706

    申请日:2013-03-13

    CPC classification number: G06Q20/383 G06Q20/10 G06Q20/385 G06Q20/387

    Abstract: Anonymous mobile payments enable a user to make and/or receive payments without disclosing personal or private information to another party. In some aspects, a provider of a payment may request an anonymous payment for a specified value from a host. In response, the host may transmit to the provider a code that is available for redemption. The provider may then relay the code to a recipient, who may redeem the code from the host. In other aspects, a recipient may request a temporary identifier (special code) from a host. The recipient may relay the temporary identifier to a provider, who may in turn transmit a payment, via the host, using the temporary identifier. The recipient may then claim the payment from the host. In additional aspects, the codes of the anonymous payments may include expiration times and/or restrictions on a number of uses of the code.

    Abstract translation: 匿名移动支付使用户能够在不向另一方披露个人或私人信息的情况下进行和/或接收付款。 在某些方面,付款提供商可以向主机请求指定值的匿名支付。 作为回应,主机可以向提供者发送可用于兑换的代码。 然后,提供商可以将代码中继到可以从主机兑换代码的接收者。 在其他方面,接收者可以从主机请求临时标识符(特殊代码)。 收件人可以将临时标识符转发给提供者,提供商可以通过主机使用临时标识符来进行支付。 收件人然后可以从主机索取付款。 在另外的方面,匿名支付的代码可以包括对代码的使用次数的到期时间和/或限制。

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