公开(公告)号：US09576288B1

公开(公告)日：2017-02-21

申请号：US14336258

申请日：2014-07-21

Applicant: Amazon Technologies, Inc.

Inventor： James Jesensky ,  Isaac Oates ,  Amit D. Agarwal ,  Vinay P. Vaidya

IPC: G06Q20/40

CPC classification number: G06Q20/40 ,  G06Q30/06

Abstract: Techniques for automatically approving transactions are described herein. These techniques may include determining whether a user who requested to conduct a transaction is the same user as a user that approves the transaction. If so, then the transaction may be approved. If not, then the approving user may be asked to provide authentication information in order to finish the approval process.

Abstract translation: 本文描述了用于自动批准交易的技术。 这些技术可以包括确定请求进行交易的用户是否是与批准交易的用户相同的用户。 如果是，则交易可能会被批准。 否则，可能会要求批准用户提供认证信息，以完成审批过程。

公开(公告)号：US10395248B1

公开(公告)日：2019-08-27

申请号：US15231511

申请日：2016-08-08

Applicant: Amazon Technologies, Inc.

Inventor： Amit Agarwal ,  Isaac Oates ,  Chesley Coughlin

IPC: G06Q20/00 ,  G06Q20/40 ,  H04L29/06 ,  G06Q20/10

Abstract: Techniques for conducting transactions with one-time passwords are described herein. These techniques may include receiving a request to conduct a transaction, as well as a one-time password and an identifier linked with a payment instrument. The identifier may or may not identify the linked payment instrument. In both instances, a transaction processing service may compare the received one-time password with a one-time password stored at or accessible by the transaction processing service. If the passwords match, the service may approve the transaction. Otherwise, the service may decline the transaction or implement one or more additional authorization procedures.

公开(公告)号：US11328297B1

公开(公告)日：2022-05-10

申请号：US16550068

申请日：2019-08-23

Applicant: Amazon Technologies, Inc.

Inventor： Amit D. Agarwal ,  Isaac Oates ,  Chesley Coughlin

IPC: G06Q20/00 ,  G06Q20/40 ,  G06Q20/10 ,  H04L29/06

Abstract: Techniques for conducting transactions with one-time passwords are described herein. These techniques may include receiving a request to conduct a transaction, as well as a one-time password and an identifier linked with a payment instrument. The identifier may or may not identify the linked payment instrument. In both instances, a transaction processing service may compare the received one-time password with a one-time password stored at or accessible by the transaction processing service. If the passwords match, the service may approve the transaction. Otherwise, the service may decline the transaction or implement one or more additional authorization procedures.