公开(公告)号：US10395248B1

公开(公告)日：2019-08-27

申请号：US15231511

申请日：2016-08-08

Applicant: Amazon Technologies, Inc.

Inventor： Amit Agarwal ,  Isaac Oates ,  Chesley Coughlin

IPC: G06Q20/00 ,  G06Q20/40 ,  H04L29/06 ,  G06Q20/10

Abstract: Techniques for conducting transactions with one-time passwords are described herein. These techniques may include receiving a request to conduct a transaction, as well as a one-time password and an identifier linked with a payment instrument. The identifier may or may not identify the linked payment instrument. In both instances, a transaction processing service may compare the received one-time password with a one-time password stored at or accessible by the transaction processing service. If the passwords match, the service may approve the transaction. Otherwise, the service may decline the transaction or implement one or more additional authorization procedures.

公开(公告)号：US11328297B1

公开(公告)日：2022-05-10

申请号：US16550068

申请日：2019-08-23

Applicant: Amazon Technologies, Inc.

Inventor： Amit D. Agarwal ,  Isaac Oates ,  Chesley Coughlin

IPC: G06Q20/00 ,  G06Q20/40 ,  G06Q20/10 ,  H04L29/06

Abstract: Techniques for conducting transactions with one-time passwords are described herein. These techniques may include receiving a request to conduct a transaction, as well as a one-time password and an identifier linked with a payment instrument. The identifier may or may not identify the linked payment instrument. In both instances, a transaction processing service may compare the received one-time password with a one-time password stored at or accessible by the transaction processing service. If the passwords match, the service may approve the transaction. Otherwise, the service may decline the transaction or implement one or more additional authorization procedures.