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公开(公告)号：US11615479B1
公开(公告)日：2023-03-28
申请号：US17315806
申请日：2021-05-10
IPC分类号： G06Q40/08 , G06F16/2457 , G06Q10/0635 , G08B21/00 , G08B25/01 , G08B23/00
摘要： A system allows for a user to notify an insurance provider or other third-party with a button press. The button can notify of an emergency situation. An event determiner may analyze information of events surrounding the button click. This information may include the time of day, location, identifying information for the insured, recent locations of the button, information from similar button presses and information from previous insurance claims. Based on this information, the event determiner may provide a high percentage estimate of an abnormal condition: home break-in, car accident, flat tire, etc. The system may automatically take action, depending on the event, such as contacting the police, sending a tow truck, or starting an insurance claim.
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公开(公告)号：US11010839B1
公开(公告)日：2021-05-18
申请号：US16570148
申请日：2019-09-13
摘要： A system allows for a user to notify an insurance provider or other third-party with a button press. The button can notify of an emergency situation. An event determiner may analyze information of events surrounding the button click. This information may include the time of day, location, identifying information for the insured, recent locations of the button, information from similar button presses and information from previous insurance claims. Based on this information, the event determiner may provide a high percentage estimate of an abnormal condition: home break-in, car accident, flat tire, etc. The system may automatically take action, depending on the event, such as contacting the police, sending a tow truck, or starting an insurance claim.
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公开(公告)号：US10553115B1
公开(公告)日：2020-02-04
申请号：US14601881
申请日：2015-01-21
发明人： Alinawaz Ismaili , Brennan Gee , Francis Lowry , Theresa A. Owens
IPC分类号： G06G1/16 , G08G1/0967 , G08G1/16
摘要： Systems and methods are provided for acquiring and analyzing vehicle operation data in conjunction with traffic light information to manage traffic and avoid collisions. A traffic management system determines whether a vehicle is likely to be involved in a collision, based on at least vehicle operation data and the status of traffic lights. If it is determined that a vehicle is likely to be involved in a collision, the traffic management system may issue a notification or warning to the vehicle, e.g., instructing the vehicle to increase or decrease its rate of acceleration, and/or apply its brakes. Where the vehicle does not respond to the notification or warning, the traffic management system may take control of the vehicle, and notify and warn other vehicles and/or systems of its actions. Where the vehicle responds to the notification or warning, the traffic management system may calculate and recommend an insurance benefit.
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公开(公告)号：US09973834B1
公开(公告)日：2018-05-15
申请号：US14507600
申请日：2014-10-06
CPC分类号： H04Q9/14 , G06F19/00 , G06Q40/08 , G08B25/00 , G08B25/008 , G16H10/60 , G16H40/67 , G16H50/80 , H04Q9/00 , H04Q2209/30 , H04Q2209/40
摘要： Systems and methods are disclosed herein for providing near real time communication to a user based on analysis of various user and environmental telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one building/environment telematic sensor configured to provide telematic data about the building and/or surrounding environment. The various telematic data is communicated and processed to provide a notification back to the user such as a potential safety hazard. The safety hazard may be based upon sensed data specific to the user, specific to the user's environment, or combinations thereof.
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公开(公告)号：US12100055B2
公开(公告)日：2024-09-24
申请号：US18174742
申请日：2023-02-27
IPC分类号： G06Q40/08 , G06F16/2457 , G06Q10/0635 , G08B21/00 , G08B23/00 , G08B25/01
CPC分类号： G06Q40/08 , G06F16/24575 , G06Q10/0635 , G08B21/00 , G08B23/00 , G08B25/016
摘要： A system allows for a user to notify an insurance provider or other third-party with a button press. The button can notify of an emergency situation. An event determiner may analyze information of events surrounding the button click. This information may include the time of day, location, identifying information for the insured, recent locations of the button, information from similar button presses and information from previous insurance claims. Based on this information, the event determiner may provide a high percentage estimate of an abnormal condition: home break-in, car accident, flat tire, etc. The system may automatically take action, depending on the event, such as contacting the police, sending a tow truck, or starting an insurance claim.
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公开(公告)号：US12086885B1
公开(公告)日：2024-09-10
申请号：US17403110
申请日：2021-08-16
发明人： Wayne J. Kullman , Jennifer A. Brandmaier , Alinawaz Ismaili , William Loo , Philip Peter Ramirez , Grace Song , Alfasha Zulkifli
IPC分类号： G06Q40/08 , G06Q30/0201
CPC分类号： G06Q40/08 , G06Q30/0201
摘要： A computer-assisted method for determining, such as by a computing device, a success rate for a presentation page included in a plurality of insurance presentations is described herein. Based on the success rate for the presentation page, a display of a recommendation for an insurance agent to include the presentation page in an insurance presentation for a customer may be generated. The insurance agent may select an option to include the presentation in the insurance presentation, and the selection may be received at a computing device. The insurance presentation may then be generated to include the presentation page.
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公开(公告)号：US10650470B1
公开(公告)日：2020-05-12
申请号：US16562885
申请日：2019-09-06
摘要： Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematics data. The system includes a user human telematic sensor providing telematics data about the wearer. Also, the system and method comprise at least one building/environment telematic sensor configured to provide telematic data about the building and the surrounding environment. The various telematics data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematics data.
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公开(公告)号：US10430889B1
公开(公告)日：2019-10-01
申请号：US14628953
申请日：2015-02-23
摘要： A system allows for a user to notify an insurance provider or other third-party with a button press. The button can notify of an emergency situation. An event determiner may analyze information of events surrounding the button press. This information may include the time of day, location, identifying information for the insured, recent locations of the button, information from similar button presses and information from previous insurance claims. Based on this information, the event determiner may provide a high percentage estimate of an abnormal condition: home break-in, car accident, flat tire, etc. The system may automatically take action, depending on the event, such as contacting the police, sending a tow truck, or starting an insurance claim.
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公开(公告)号：US10269074B1
公开(公告)日：2019-04-23
申请号：US14061424
申请日：2013-10-23
发明人： Jay A. Patel , Jennifer A. Brandmaier , Mark E. Faga , James Gillespie , Roger Horn , Stephen Hughes , Alinawaz Ismaili , Daniel Koza , William Loo , Francis Lowry
IPC分类号： G06Q40/08
摘要： Systems and methods provide for an automated system for analyzing damage to insured property. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a mobile device for analysis at the server in real time. Depending on network conditions, the mobile device may transfer images to the server in high definition or low definition. The server may send notifications to the mobile device to remind a user of the mobile device to capture and transfer images to the server. The server may analyze images to provide feedback to the insured user (e.g., insurance estimates).
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公开(公告)号：US09996882B1
公开(公告)日：2018-06-12
申请号：US14507717
申请日：2014-10-06
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： Systems and methods are disclosed herein for pricing an insurance premium based on analysis of various telematic data. The system includes a user with a wearable human telematic sensor providing telematic data about the wearer. Also, the system and method includes at least one building/environment telematic sensor configured to provide telematic data about the building and surrounding environment. The various telematic data is communicated and processed to provide an insurance quote to the user based upon analysis of the telematic data.
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