公开(公告)号：US08413896B2

公开(公告)日：2013-04-09

申请号：US12827807

申请日：2010-06-30

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00 ,  G06K19/06 ,  G06Q20/00 ,  G06Q30/00 ,  G07G1/14

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.

公开(公告)号：US08191778B1

公开(公告)日：2012-06-05

申请号：US13364985

申请日：2012-02-02

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.

Abstract translation: 用于基本上立即发行交易卡的系统和方法包括至少一个未分配的交易卡，其包括具有编码的卡号的存储介质。 该系统还包括计算系统，其被配置为从已经提供所述未分配交易卡的申请人接收申请信息，并且激活未分配的交易卡，以便通过所述未分配交易卡向所述申请人提供对货币资金的访问， 所述申请信息的评价表明申请人已被批准进入货币资金。 未分配的交易卡没有显示关于申请人的信息，并且没有关于所述申请人的信息在所述未分配交易卡的存储介质上进行编码。

公开(公告)号：US20120130896A1

公开(公告)日：2012-05-24

申请号：US13363634

申请日：2012-02-01

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06Q20/40

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.

Abstract translation: 用于基本上立即发行交易卡的系统和方法包括至少一个未分配的交易卡，其包括具有编码的卡号的存储介质。 该系统还包括计算系统，其被配置为从已经提供所述未分配交易卡的申请人接收申请信息，并且激活未分配的交易卡，以便通过所述未分配交易卡向所述申请人提供对货币资金的访问， 所述申请信息的评价表明申请人已被批准进入货币资金。 未分配的交易卡没有显示关于申请人的信息，并且没有关于所述申请人的信息在所述未分配交易卡的存储介质上进行编码。

公开(公告)号：US08127987B2

公开(公告)日：2012-03-06

申请号：US13239191

申请日：2011-09-21

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.

公开(公告)号：US08061597B2

公开(公告)日：2011-11-22

申请号：US12611665

申请日：2009-11-03

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.

Abstract translation: 用于争论作为交易主题的个体项目的系统和方法包括在数据库中存储将多个商品或服务出售给具有通过其获取货币的交易卡的个人的交易的记录 可以获得资金，使得交易由交易标识符标识。 此外，识别作为交易的主题的每个商品或服务的信息与所述交易标识符相关联。 与交易标识符相关联的商品或服务之一相关联的成本是有争议的，而不会与所述交易标识符相关联的所有商品或服务的成本产生争议。

公开(公告)号：US08061596B2

公开(公告)日：2011-11-22

申请号：US12611653

申请日：2009-11-03

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.

Abstract translation: 用于基本上立即发行交易卡的系统和方法包括至少一个未分配的交易卡，其包括具有编码的卡号的存储介质。 该系统还包括计算系统，其被配置为从已经提供所述未分配交易卡的申请人接收申请信息，并且激活未分配的交易卡，以便通过所述未分配交易卡向所述申请人提供对货币资金的访问， 所述申请信息的评价，表示申请人已经被批准进入货币资金。 未分配的交易卡没有显示关于申请人的信息，并且没有关于所述申请人的信息在所述未分配交易卡的存储介质上进行编码。

公开(公告)号：US07909246B2

公开(公告)日：2011-03-22

申请号：US11487169

申请日：2006-07-14

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00 ,  G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for establishment of rules governing child accounts may include associating, in a database, a first transaction card through which access to monetary funds is extended with a second transaction card through which access to the monetary funds is extended. Also, in the database, the second transaction card is associated with one or more rules governing access to the monetary funds by the second transaction card. Finally, an individual owning the first transaction card is permitted to specify the rules governing access to the monetary funds by the second transaction card.

Abstract translation: 用于建立管理儿童账户的规则的系统和方法可以包括将数据库中的第一个交易卡与第二个交易卡相关联，第二个交易卡通过该第一个交易卡与第二个交易卡进行通信，通过该卡可以访问货币资金。 此外，在数据库中，第二交易卡与一个或多个规则相关联，该规则管理由第二交易卡访问货币资金。 最后，允许拥有第一个交易卡的个人规定第二个交易卡访问货币资金的规则。

公开(公告)号：US20100280893A1

公开(公告)日：2010-11-04

申请号：US12611653

申请日：2009-11-03

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06Q40/00 ,  G06F17/00 ,  G06Q30/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.

Abstract translation: 用于基本上立即发行交易卡的系统和方法包括至少一个未分配的交易卡，其包括具有编码的卡号的存储介质。 该系统还包括计算系统，其被配置为从已经提供所述未分配交易卡的申请人接收申请信息，并且激活未分配的交易卡，以便通过所述未分配交易卡向所述申请人提供对货币资金的访问， 所述申请信息的评价表明申请人已被批准进入货币资金。 未分配的交易卡没有显示关于申请人的信息，并且没有关于所述申请人的信息在所述未分配交易卡的存储介质上进行编码。

公开(公告)号：US07578438B2

公开(公告)日：2009-08-25

申请号：US11487000

申请日：2006-07-14

Applicant: Jason J. Hogg ,  Patrick Graf

Inventor： Jason J. Hogg ,  Patrick Graf

IPC: G06K5/00

CPC classification number: G06Q20/4012 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/209 ,  G06Q20/24 ,  G06Q20/341 ,  G06Q20/357 ,  G06Q20/35785 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/016 ,  G06Q30/0185 ,  G06Q30/0208 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0637 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/122 ,  G07G1/12 ,  G07G3/003

Abstract: A system and method for establishing fraud detection rules system includes a first transaction card through which access to monetary funds is extended and a database associating said transaction card with one or more fraud detection rules governing access to said monetary funds by said transaction card. The system also includes a computing system programmed to permit an individual owning said transaction card to specify said fraud detection rules governing access to said monetary funds by said transaction card.

Abstract translation: 用于建立欺诈检测规则系统的系统和方法包括：第一交易卡，其通过其访问货币资金被扩展，以及数据库将所述交易卡与将由所述交易卡访问所述货币资金的一个或多个欺诈检测规则相关联。 该系统还包括计算系统，其被编程为允许拥有所述交易卡的个人指定所述交易卡访问所述货币资金的所述欺诈检测规则。

公开(公告)号：US20080309209A1

公开(公告)日：2008-12-18

申请号：US11763541

申请日：2007-06-15

Applicant: Scott McFarland ,  Andy Kinzelman ,  Bill Glassen ,  Patrick Graf

Inventor： Scott McFarland ,  Andy Kinzelman ,  Bill Glassen ,  Patrick Graf

IPC: A47B46/00

CPC classification number: A47F5/11 ,  B65D71/0096 ,  B65D2571/00037 ,  B65D2571/00043 ,  B65D2571/00049 ,  B65D2571/00055 ,  B65D2571/00067 ,  B65D2571/00117

Abstract: A combination mobile display and shipping device that allows product to be loaded onto the mobile display such that the display can be shipped in a loaded condition. The mobile display includes a product display and a support platform having a plurality of wheels mounted to the bottom surface of the support platform. When the mobile display is received at a retail location, the mobile display can be moved to a desired position through the rolling movement of the plurality of wheels. During shipment, the support platform is securely attached to a shipping pallet designed such that the plurality of wheels are suspended above the ground surface to prevent the rolling movement of the mobile display during shipment. After shipment, the support platform and shipping pallet are separated such that the mobile display can be rolled into a desired location with the product loaded on the display rack.

Abstract translation: 组合的移动显示和运输装置，其允许将产品加载到移动显示器上，使得显示器可以在加载状态下运输。 移动显示器包括产品显示器和具有安装到支撑平台的底表面的多个轮子的支撑平台。 当在零售位置接收到移动显示器时，移动显示器可以通过多个车轮的滚动运动而移动到期望的位置。 在装运期间，支撑平台被牢固地连接到运输托盘上，设计成使得多个车轮悬挂在地面上方，以防止在运输期间移动显示器的滚动运动。 装运后，支撑平台和运输托盘被分离，使得移动显示器可以滚动到期望的位置，产品加载在显示架上。