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公开(公告)号：USD490840S1
公开(公告)日：2004-06-01
申请号：US29170080
申请日：2002-10-30
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2.发明授权公开(公告)号：US08240557B2
公开(公告)日：2012-08-14
申请号：US12287283
申请日：2008-10-07
IPC分类号： G06K5/00
CPC分类号： G06Q20/04 , G06Q20/12 , G06Q20/223 , G06Q20/24 , G06Q20/32 , G06Q20/322 , G06Q20/3227
摘要： Techniques for negotiation techniques for mobile personal trusted device financial transactions are provided. A user of a mobile personal trusted device sets user preferences that define the user's preferred parameters for conducting financial transactions. A merchant sets merchant preferences that define the merchant's preferred parameters for conducting financial transactions. When a financial transaction is initiated, a user preference and a merchant preferences are accessed. A negotiated preference is generated that accommodates both the user preference and the merchant preference. If the user preference and the merchant preference are not mutually exclusive, the negotiated preference attempts to satisfy both preferences. If the user preference and the merchant preference are mutually exclusive, the negotiated preference satisfies at least one of the two preferences based on which of the two preferences has a higher priority. The financial transaction is conducted based on the negotiated preference.
摘要翻译： 提供了用于移动个人信任设备金融交易的谈判技术的技术。 移动个人信任设备的用户设置定义用户进行金融交易的优选参数的用户偏好。 商家设定商人偏好，其定义了商人进行金融交易的首选参数。 当金融交易发起时，访问用户偏好和商家偏好。 生成适应用户偏好和商家偏好的协商偏好。 如果用户偏好和商家偏好不是相互排斥的，则协商的偏好尝试满足两个偏好。 如果用户偏好和商家偏好是相互排斥的，则基于两个偏好中哪一个具有较高优先级的协商偏好来满足两个偏好中的至少一个。 金融交易是根据谈判的偏好进行的。
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公开(公告)号：USD491186S1
公开(公告)日：2004-06-08
申请号：US29171704
申请日：2002-11-27
申请人： James S. Arakaki , Jorge M. Fernandes , Li Liu
设计人： James S. Arakaki , Jorge M. Fernandes , Li Liu
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4.发明申请公开(公告)号：US20090108064A1
公开(公告)日：2009-04-30
申请号：US12287283
申请日：2008-10-07
IPC分类号： G06K5/00
CPC分类号： G06Q20/04 , G06Q20/12 , G06Q20/223 , G06Q20/24 , G06Q20/32 , G06Q20/322 , G06Q20/3227
摘要： Techniques for negotiation techniques for mobile personal trusted device financial transactions are provided. A user of a mobile personal trusted device sets user preferences that define the user's preferred parameters for conducting financial transactions. A merchant sets merchant preferences that define the merchant's preferred parameters for conducting financial transactions. When a financial transaction is initiated, a user preference and a merchant preferences are accessed. A negotiated preference is generated that accommodates both the user preference and the merchant preference. If the user preference and the merchant preference are not mutually exclusive, the negotiated preference attempts to satisfy both preferences. If the user preference and the merchant preference are mutually exclusive, the negotiated preference satisfies at least one of the two preferences based on which of the two preferences has a higher priority. The financial transaction is conducted based on the negotiated preference.
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公开(公告)号：US20090024533A1
公开(公告)日：2009-01-22
申请号：US11897413
申请日：2007-08-29
申请人： Jorge M. Fernandes , Timothy Wyatt , Mounir Shita , Scott Markwell , Pasan M. Kulasooriya De Silva , Kevin E. Wu , James B. O'Connor
发明人： Jorge M. Fernandes , Timothy Wyatt , Mounir Shita , Scott Markwell , Pasan M. Kulasooriya De Silva , Kevin E. Wu , James B. O'Connor
CPC分类号： G06Q20/3227 , G06Q20/02 , G06Q20/10 , G06Q20/3223 , G06Q20/401 , G06Q30/06
摘要： In one embodiment the present invention includes a payment system for a commercial transaction. The payment system includes an account server that a consumer accesses using the consumer's mobile telephone number. The account server updates the consumer's account and the merchant's account according to the transaction. The account server sends a confirmation directly to the consumer's mobile telephone.
摘要翻译： 在一个实施例中，本发明包括用于商业交易的支付系统。 支付系统包括消费者使用消费者的移动电话号码访问的帐户服务器。 帐户服务器根据交易更新消费者的帐户和商家的帐户。 帐号服务器直接向消费者的移动电话发送确认。
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公开(公告)号：US07357319B1
公开(公告)日：2008-04-15
申请号：US11051244
申请日：2005-02-04
IPC分类号： G06K7/08
CPC分类号： G06K7/084 , G06K7/0004 , G06K19/06206 , G06Q20/352 , G07F7/08 , G07F7/0833 , G07F7/088
摘要： An adaptor in accordance with the present invention allows a conventional magnetic stripe card POS reader to receive information from contact-based or wireless sources while maintaining the concurrent ability of the reader to interact with a magnetic stripe card. In accordance with one embodiment of the present invention, the adaptor includes an inductor capable of generating a magnetic field of sufficient power to couple with a head of a magnetic stripe card reader through the housing of the reader device. In this manner, the adaptor can be positioned external to the reader device, leaving the slot of the reader accessible for conventional interactions with magnetic stripe cards. Selective inductive communication with individual heads of the reader device may exploit their differing sensitivity to external magnetic fields generated by the adaptor.
摘要翻译： 根据本发明的适配器允许常规磁条卡POS读取器从基于联系人或无线源接收信息，同时保持读取器与磁条卡的交互的并发能力。 根据本发明的一个实施例，适配器包括电感器，其能够产生足够功率的磁场，以通过读取器装置的壳体与磁条读卡器的头部耦合。 以这种方式，适配器可以位于读取器设备的外部，使读取器的槽可以与用于与磁条卡的常规相互作用接近。 与读取器设备的单独头部的选择性感应通信可以利用它们对由适配器产生的外部磁场的不同灵敏度。
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公开(公告)号：US07028897B2
公开(公告)日：2006-04-18
申请号：US10327638
申请日：2002-12-19
IPC分类号： G06K7/08
CPC分类号： G07F7/08 , G06Q20/02 , G06Q20/04 , G06Q20/20 , G06Q20/29 , G06Q20/32 , G06Q20/322 , G06Q20/327 , G06Q20/3278 , G06Q20/3572 , G06Q20/363 , G06Q20/388 , G06Q20/4014 , G06Q20/4037 , G06Q20/425 , G07F7/0866 , G07G1/0018
摘要： An adaptor allows a magnetic stripe card reader to receive information from other media such as wireless proximity chip cards while maintaining the ability to receive a magnetic stripe card. In accordance with one embodiment, the adaptor includes a simulacrum structure of sufficiently narrow width to fit substantially permanently within the slot of the magnetic stripe reading device, while providing sufficient room for a magnetic stripe card to also be concurrently accommodated within the slot and read by the reader head. The simulacrum structure may be in electronic communication with one or more transceivers of wireless communications such as RF and IR.
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公开(公告)号：US4898391A
公开(公告)日：1990-02-06
申请号：US270262
申请日：1988-11-14
CPC分类号： F41A33/02 , F41G3/2655 , F41G3/2666 , A63F2009/2444
摘要： A target shooting apparatus utilizes a plurality of light beam emitting guns or rifles to shoot at a plurality of targets, the individual light beam guns being identified by frequency encoding the light beam emitted by each rifle. The first rifle to "hit" a target deactivates the target and is credited with a score. Light and sound effects are generated when a target is "hit" to simulate reality. The number of rifles and targets is limited only by the physical size of the apparatus that would be practical to accommodate the players.
摘要翻译： 目标拍摄装置利用多个光束发射枪或步枪在多个目标上拍摄，通过对由每个步枪发射的光束进行频率编码来识别各个光束枪。 “击中”目标的第一步枪，取消激活目标，并得分。 当目标被击中以模拟现实时，产生光和声效果。 步枪和目标的数量仅受到适合玩家的实用设备的物理尺寸的限制。
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9.发明申请公开(公告)号：US20130015241A1
公开(公告)日：2013-01-17
申请号：US13584553
申请日：2012-08-13
IPC分类号： G06Q20/34
CPC分类号： G06Q20/04 , G06Q20/12 , G06Q20/223 , G06Q20/24 , G06Q20/32 , G06Q20/322 , G06Q20/3227
摘要： Techniques for negotiation techniques for mobile personal trusted device financial transactions are provided. A user of a mobile personal trusted device sets user preferences that define the user's preferred parameters for conducting financial transactions. A merchant sets merchant preferences that define the merchant's preferred parameters for conducting financial transactions. When a financial transaction is initiated, a user preference and a merchant preferences are accessed. A negotiated preference is generated that accommodates both the user preference and the merchant preference. If the user preference and the merchant preference are not mutually exclusive, the negotiated preference attempts to satisfy both preferences. If the user preference and the merchant preference are mutually exclusive, the negotiated preference satisfies at least one of the two preferences based on which of the two preferences has a higher priority. The financial transaction is conducted based on the negotiated preference.
摘要翻译： 提供了用于移动个人信任设备金融交易的谈判技术的技术。 移动个人信任设备的用户设置定义用户进行金融交易的优选参数的用户偏好。 商家设定商人偏好，其定义了商人进行金融交易的首选参数。 当金融交易发起时，访问用户偏好和商家偏好。 生成适应用户偏好和商家偏好的协商偏好。 如果用户偏好和商家偏好不是相互排斥的，则协商的偏好尝试满足两个偏好。 如果用户偏好和商家偏好是相互排斥的，则基于两个偏好中哪一个具有较高优先级的协商偏好来满足两个偏好中的至少一个。 金融交易是根据谈判的偏好进行的。
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10.发明授权公开(公告)号：US07494055B2
公开(公告)日：2009-02-24
申请号：US11137682
申请日：2005-05-24
IPC分类号： G06K5/00
CPC分类号： G06Q20/04 , G06Q20/12 , G06Q20/223 , G06Q20/24 , G06Q20/32 , G06Q20/322 , G06Q20/3227
摘要： Techniques for negotiation techniques for mobile personal trusted device financial transactions are provided. A user of a mobile personal trusted device sets user preferences that define the user's preferred parameters for conducting financial transactions. A merchant sets merchant preferences that define the merchant's preferred parameters for conducting financial transactions. When a financial transaction is initiated, a user preference and a merchant preferences are accessed. A negotiated preference is generated that accommodates both the user preference and the merchant preference. If the user preference and the merchant preference are not mutually exclusive, the negotiated preference attempts to satisfy both preferences. If the user preference and the merchant preference are mutually exclusive, the negotiated preference satisfies at least one of the two preferences based on which of the two preferences has a higher priority. The financial transaction is conducted based on the negotiated preference.
摘要翻译： 提供了用于移动个人信任设备金融交易的谈判技术的技术。 移动个人信任设备的用户设置定义用户进行金融交易的优选参数的用户偏好。 商家设定商人偏好，其定义了商人进行金融交易的首选参数。 当金融交易发起时，访问用户偏好和商家偏好。 生成适应用户偏好和商家偏好的协商偏好。 如果用户偏好和商家偏好不是相互排斥的，则协商的偏好尝试满足两个偏好。 如果用户偏好和商家偏好是相互排斥的，则基于两个偏好中哪一个具有较高优先级的协商偏好来满足两个偏好中的至少一个。 金融交易是根据谈判的偏好进行的。
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