公开(公告)号：US06643362B2

公开(公告)日：2003-11-04

申请号：US09912409

申请日：2001-07-23

申请人： Steven J. Hogan ,  Kristi T. Feltz ,  Douglas R. Murdock ,  Todd A. Goodman ,  David J. Vercande ,  Michael R. Tangeman ,  Eric M. Busch ,  Raghavan Kripakaran ,  Madhigubba G. Jayasimha ,  Keith E. Smith ,  Mark A. Austin ,  Dana Bruce Berry

发明人： Steven J. Hogan ,  Kristi T. Feltz ,  Douglas R. Murdock ,  Todd A. Goodman ,  David J. Vercande ,  Michael R. Tangeman ,  Eric M. Busch ,  Raghavan Kripakaran ,  Madhigubba G. Jayasimha ,  Keith E. Smith ,  Mark A. Austin ,  Dana Bruce Berry

IPC分类号： H04M300

CPC分类号： H04M15/47 ,  H04M3/4228 ,  H04M3/42314 ,  H04M3/51 ,  H04M7/00 ,  H04M15/00 ,  H04M15/08 ,  H04M15/41 ,  H04M15/43 ,  H04M15/49 ,  H04M15/51 ,  H04M15/59 ,  H04M15/7655 ,  H04M15/77 ,  H04M15/772 ,  H04M15/80 ,  H04M15/8044 ,  H04M15/88 ,  H04M17/20 ,  H04M2203/6027 ,  H04M2207/45 ,  H04M2215/0116 ,  H04M2215/0148 ,  H04M2215/0152 ,  H04M2215/0164 ,  H04M2215/42 ,  H04M2215/46 ,  H04M2215/54 ,  H04M2215/62 ,  H04M2215/725 ,  H04M2215/7254 ,  H04M2215/7263 ,  H04M2215/745 ,  H04Q3/0016 ,  H04Q2213/1302 ,  H04Q2213/1304 ,  H04Q2213/13104 ,  H04Q2213/1313 ,  H04Q2213/13139 ,  H04Q2213/13298 ,  H04Q2213/1337 ,  H04Q2213/13376 ,  H04Q2213/13377 ,  H04Q2213/13383

摘要： A system and method for processing telephone calls and providing enhanced services is presented. The call processing system includes a network control processor for controlling the processing and routing of the calls and for providing enhanced features, and a matrix switch for routing calls from an originating location to a terminating location. Operator consoles can be included to provide operator assistance to the caller. The network control processor comprises a central message processor that receives call data, determines the type of call, determines the processing required, and determines whether operator assistance is required. A call route distributor allocates an operator console to the call if required. A billing server is used to track billing information for the call while it is in progress. A database server is provided for database look-ups and storage. The call processing system also includes a validation system, a billing system, a distribution system, and a fraud detection and prevention system. The validation system is used to validate call information to determine whether the call can be placed. The billing system determines rates for calls and calculates the cost of completed calls. The distribution system distributes changes that are made to a master database to the appropriate slave database. The fraud detection and prevention system monitors originating and in-process calls to detect and possibly prevent possible fraudulent uses of phone services and systems. A client interface is provided to facilitate communications among applications and DEF records are used to define specific call processing actions.

公开(公告)号：US20030195846A1

公开(公告)日：2003-10-16

申请号：US10422751

申请日：2003-04-25

申请人： David Felger

发明人： David Felger

IPC分类号： G06F017/60

CPC分类号： H04L12/14 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q20/206 ,  G06Q20/382 ,  G06Q20/40 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q30/0609 ,  G06Q30/0637 ,  G06Q40/025 ,  G07F7/08 ,  H04M3/38 ,  H04M3/42042 ,  H04M3/42059 ,  H04M3/51 ,  H04M3/56 ,  H04M15/00 ,  H04M15/47 ,  H04M15/68 ,  H04M2203/6027 ,  H04M2215/0148 ,  H04M2215/0196 ,  H04M2215/22 ,  H04M2242/22

摘要： A method of effecting a sale over a computer network in which it is determined whether a user passes fraud control before effecting a sale over a computer network. Information associated with a method of payment, such as credit card information, debit card information, checking account information, a telephone service account, a cable television account, a utility service account, or an Internet service provider account, is requested from the user after the user passes the fraud control. Information associated with the method of payment is received from the user in real time. Method-of-payment information is communicated to a payment authorization database, which can be located locally or remotely. The method-of-payment information includes the received information associated with the method of payment. Payment authorization information associated with the method of payment is received from the payment authorization database. A sale transaction is completed when the payment authorization information is affirmative. Sale charge information associated with the sale effected over the computer network is transmitted to the payment authorization database when the sale transaction is complete. The sale charge information includes information for charging the method of payment an amount representing a charge for the sale.

公开(公告)号：US20030194071A1

公开(公告)日：2003-10-16

申请号：US10222701

申请日：2002-08-16

发明人： Artoun Ramian

IPC分类号： H04M015/00

CPC分类号： H04M15/745 ,  H04M15/00 ,  H04M15/47 ,  H04M15/48 ,  H04M15/68 ,  H04M17/00 ,  H04M17/02 ,  H04M17/106 ,  H04M2017/14 ,  H04M2215/0108 ,  H04M2215/0148 ,  H04M2215/0156 ,  H04M2215/0168 ,  H04M2215/0196 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24

摘要： A telephony system that enables a user to personally his/her telephone number or numbers that can reach a particular handset and then change those numbers at will, or block certain parties from reach the handset. The handset also features a swipe slot so that a credit card can be inserted therein. A method of using a unique one time use credit card that is useless of a thief provides security to prevent fraudulent charges by non-authorized users.

摘要翻译： 一种电话系统，其使得用户能够亲自地访问他/她的电话号码或号码，其可以到达特定的手机，然后随意地改变这些号码，或阻止某些方接触手机。 手机还具有滑动槽，以便可以在其中插入信用卡。 使用无用小偷的唯一一次性使用信用卡的方法提供了安全性，以防止非授权用户的欺诈性费用。

公开(公告)号：US20030158812A1

公开(公告)日：2003-08-21

申请号：US10365116

申请日：2003-02-11

申请人： AT&T Wireless Services, Inc.

发明人： Robert L. Engelhart

IPC分类号： G06F017/60

CPC分类号： H04M15/7655 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/403 ,  H04M15/00 ,  H04M15/41 ,  H04M15/43 ,  H04M15/44 ,  H04M15/47 ,  H04M15/51 ,  H04M15/53 ,  H04M15/55 ,  H04M15/56 ,  H04M15/77 ,  H04M15/772 ,  H04M15/773 ,  H04M15/854 ,  H04M15/88 ,  H04M15/90 ,  H04M17/00 ,  H04M17/20 ,  H04M2215/0104 ,  H04M2215/0116 ,  H04M2215/0148 ,  H04M2215/016 ,  H04M2215/0164 ,  H04M2215/0168 ,  H04M2215/0172 ,  H04M2215/202 ,  H04M2215/2046 ,  H04M2215/22 ,  H04M2215/32 ,  H04M2215/54 ,  H04M2215/725 ,  H04M2215/7254 ,  H04M2215/7263 ,  H04M2215/7268 ,  H04M2215/8166 ,  H04Q3/0045

摘要： Centralized billing is provided by processing requests for pre-paid and post-paid services at a service control point that is configured to prepare one or more associated event records. Event records associated with provided services can be stored at the service control point or in a remote database, or the service control point can direct the event records to a central billing system that is configured to bill subscribers directly or to transmit event records to one or more payment systems via a financial gateway. Service control point service logic is configured to permit negative account balances for post-paid subscribers, while account balances remain positive for pre-paid subscribers. Credit limits can be associated with post-paid subscribers, and service authorization can be based on such credit limits.

公开(公告)号：US20030157925A1

公开(公告)日：2003-08-21

申请号：US10079968

申请日：2002-02-21

发明人： Russell E. Sorber ,  Stacia Kathleen Smith

IPC分类号： H04M011/00

CPC分类号： H04M15/7655 ,  H04M15/47 ,  H04M15/58 ,  H04M15/772 ,  H04M15/773 ,  H04M15/88 ,  H04M17/00 ,  H04M17/20 ,  H04M2017/26 ,  H04M2215/0116 ,  H04M2215/0148 ,  H04M2215/0188 ,  H04M2215/32 ,  H04M2215/725 ,  H04M2215/7263 ,  H04M2215/7268

摘要： The present invention addresses the need to facilitate prepaid communication services in a manner that reduces the user inconvenience and lost operator revenue presently associated with account replenishment. The network equipment (110-122) collects service usage information associated with a prepaid account and uses this information to predict when the prepaid account will be depleted. If the remaining time before account depletion is below an established minimum, a communication unit (101) associated with the account is notified. The communication unit is then able to respond by requesting replenishment of the account.

摘要翻译： 本发明解决了以减少用户不便和当前与帐户补充相关联的丢失的运营商收入的方式来促进预付费通信服务的需要。 网络设备（110-122）收集与预付帐户相关联的服务使用信息，并使用该信息来预测预付帐户何时将被耗尽。 如果帐户消耗之前的剩余时间低于建立的最小值，则通知与该账户相关联的通信单元（101）。 通信单元然后能够通过请求补充帐户来响应。

公开(公告)号：US20030112942A1

公开(公告)日：2003-06-19

申请号：US10022165

申请日：2001-12-17

申请人： INTERNATIONAL BUSINESS MACHINES CORPORATION

发明人： Michael Wayne Brown ,  Joseph Herbert McIntyre ,  Michael A. Paolini ,  James Mark Weaver ,  Scott Lee Winters

IPC分类号： H04M003/00

CPC分类号： G07F7/08 ,  G06Q20/4037 ,  H04M3/38 ,  H04M3/382 ,  H04M3/385 ,  H04M15/00 ,  H04M15/41 ,  H04M15/47 ,  H04M15/58 ,  H04M2203/6027 ,  H04M2215/0148 ,  H04M2215/0164 ,  H04M2215/0188

摘要： A method, system, and program providing identification usage fraud protection are provided. A context for a use of an identification via a communication line is detected at a fraud protection service. The context for use of the identification is analyzed in view of multiple previous uses of the identification. A level of suspicion of fraudulent use of the identification is specified according to the analysis of the context. Depending on the level of suspicion, further use of the identification may require additional authentication or may be barred. The identification may include a user name, an account number, a password, or other identifier that may be utilized to represent an individual in accessing products and services.

摘要翻译： 提供了提供识别使用欺诈保护的方法，系统和程序。 在欺诈保护服务中检测到通过通信线路使用识别的上下文。 鉴于识别的多个先前使用，分析了使用识别的上下文。 根据上下文的分析，指定了对欺诈性使用身份验证的怀疑程度。 根据怀疑程度，进一步使用该标识可能需要额外的认证或可能被禁止。 该标识可以包括可以用于表示个人访问产品和服务的用户名，帐号，密码或其他标识符。

公开(公告)号：US20030110385A1

公开(公告)日：2003-06-12

申请号：US10265611

申请日：2002-10-08

发明人： Oleg Golobrodsky ,  David Ronen

IPC分类号： H04L009/32 ,  H04L009/00 ,  H04M003/42 ,  G06F011/30 ,  G06F012/14

CPC分类号： H04M15/47 ,  G06N3/126 ,  H04M3/2218 ,  H04M3/36 ,  H04M3/38 ,  H04M15/00 ,  H04M2203/6027 ,  H04M2215/0148

摘要： The application describes a method for detecting a behavior of interest in a surrounding including at least one telecommunication network, by using approach of Immune Engineering. The method comprises steps of analyzing the behavior of interest by building a characterizing data string called DNA which comprises two or more data sub-strings characterizing fragments of the behavior of interest and called genes. Further, there are selected two or more data fragments called detectors and being substantially close to the genes, and the detectors are applied to identify similar to them data fragments if appearing in information concerning real time activity in the surrounding. Based on the identification results, the method detects whether the behavior of interest is present in the newly incoming information.

摘要翻译： 该应用描述了通过使用Immune Engineering的方法来检测包括至少一个电信网络的周围环境中的感兴趣行为的方法。 该方法包括通过构建称为DNA的表征数据串来分析感兴趣的行为的步骤，该特征化数据串包括表征感兴趣行为和所称基因的片段的两个或多个数据子串。 此外，选择两个或多个称为检测器的数据片段，并且基本上接近基因，并且如果出现在关于周围的实时活动的信息中，则应用检测器来识别与它们相似的数据片段。 基于识别结果，该方法检测新进入信息中是否存在感兴趣的行为。

公开(公告)号：US06577857B1

公开(公告)日：2003-06-10

申请号：US09302159

申请日：1999-04-29

申请人： Manuel Rodriguez

发明人： Manuel Rodriguez

IPC分类号： H04M1100

CPC分类号： H04W8/183 ,  H04M15/00 ,  H04M15/47 ,  H04M2215/0148 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24 ,  H04W8/245

摘要： A portable communication unit that operates based upon predetermined discrete blocks of airtime. The unit may be operated as a conventional portable communication unit when airtime is available, and operation of the unit for conventional communication is disabled when all the airtime has been used. By entering a specific code, which may be supplied by a dealer, the user may activate an additional block of airtime. Two classes of airtime may be provided; home time airtime which is used when the unit is within the area of a local or primary communication service provider, and roam time airtime which is used when the unit is outside of the area of a local or primary communication service provider. The unit may be programmed, preferably only by the dealer, with toll restrictor codes that limit the available range of numbers with which the unit may initiate a communication session.

摘要翻译： 一种便携式通信单元，其基于预定的分组的通话时间块进行操作。 当通话时间可用时，该单元可以作为传统的便携式通信单元来操作，并且当使用所有通话时间时，用于传统通信的单元的操作被禁用。 通过输入可以由经销商提供的特定代码，用户可以激活额外的通话时间块。 可以提供两类通话时间; 当本机在本地或主要通信服务提供商的区域内使用的本地时间通话时间，以及当本机在本地或主要通信服务提供商的区域之外时使用的漫游时间通话时间。 该单元可以优选仅由经销商编程，以限制可用于发起通信会话的数字的可用范围的费用限制器代码。

公开(公告)号：US06570968B1

公开(公告)日：2003-05-27

申请号：US09574606

申请日：2000-05-22

申请人： Dean C. Marchand ,  Erin C. Jackman

发明人： Dean C. Marchand ,  Erin C. Jackman

IPC分类号： H04M1500

CPC分类号： H04M15/47 ,  H04M15/00 ,  H04M2215/0148

摘要： A method and device for suppressing threshold alerts in a telecommunication fraud control system is disclosed. Threshold alerts are generated when the count of a certain category of call exceeds a certain threshold. These counts are maintained in relation to particular accounts. A fraud analyst determines whether or not a particular account will have alert suppression enabled, based on the type of account and its history. Once alert suppression is enabled, the count is multiplied by a coefficient before determining whether to issue a threshold alert. If the multiplied count still exceeds the threshold, an alert is generated. If not, no alert is generated.

摘要翻译： 公开了一种用于抑制电信欺诈控制系统中的阈值警报的方法和装置。 当特定呼叫类别的计数超过某个阈值时，会生成阈值警报。 这些计数与特定帐户相关。 欺诈分析者根据帐户类型及其历史来确定特定帐户是否启用警报抑制。 一旦启用警报抑制，在确定是否发出阈值警报之前，计数乘以系数。 如果相乘计数仍然超过阈值，则会生成警报。 如果没有，则不会生成警报。

公开(公告)号：US06567656B1

公开(公告)日：2003-05-20

申请号：US09666897

申请日：2000-09-20

申请人： Patrice Varinot ,  Michel Houde

发明人： Patrice Varinot ,  Michel Houde

IPC分类号： H04M1500

CPC分类号： H04W12/02 ,  H04L63/304 ,  H04M15/00 ,  H04M15/47 ,  H04M15/58 ,  H04M15/8083 ,  H04M2215/0148 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/32 ,  H04W24/00 ,  H04W36/12 ,  H04W76/10

摘要： Control is exercised over a tap connection made for law enforcement agency monitoring of mobile station communications in response to an inter-exchange hand-off. Where such a tap connection does not yet exist at hand-off, pre-hand-off actions taken at the target exchange trigger an analysis of whether a party to that communication is marked for monitoring followed by an establishment of the tap connection at hand-off if the party is so marked. If the tap connection is already in place, pre-hand-off actions taken at the target exchange trigger an analysis of whether law enforcement agency monitoring of that communication is lawfully authorized with respect to the target exchange followed by instructing the anchor exchange to terminate the tap connection at hand-off if monitoring is not lawfully authorized.

摘要翻译： 通过针对移动电台通信的执法机构监控的接口进行控制，以响应交换间切换。 在这种抽头连接尚未存在切换的情况下，在目标交换机上采取的切换前的动作触发对该通信方是否被标记为进行监控的分析，然后在手头建立分接连接， 如果派对是如此标记的话。 如果分支连接已经到位，目标交易所采取的预先切换行为会引发对执行机构对该通信的监控是否合法授权对目标交换进行分析，然后指示主机交换终止 如果监控没有合法授权，则切换连接。