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公开(公告)号:US11954658B2
公开(公告)日:2024-04-09
申请号:US18188378
申请日:2023-03-22
Applicant: Capital One Services, LLC
Inventor: Drew Jacobs , Justin Wishne , Karen Nickerson , Justin Smith , Marco S. Giampaolo , Hannes Jouhikainen
IPC: G06Q20/10 , G06F3/01 , G06F3/03 , G06F3/16 , G06Q10/087 , G06Q20/20 , G06Q20/32 , G06Q30/0601 , G06T11/60 , G06T19/00 , G06V20/20 , G06V30/224 , G06V40/20
CPC classification number: G06Q20/10 , G06F3/011 , G06Q10/087 , G06Q20/20 , G06Q20/208 , G06Q20/321 , G06Q30/0643 , G06T19/006 , G06V20/20 , G06V40/20 , G06F3/017 , G06F3/0304 , G06F3/167 , G06T11/60 , G06T2200/24 , G06V30/2247 , G06V2201/07
Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.
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公开(公告)号:US20240112254A1
公开(公告)日:2024-04-04
申请号:US18538376
申请日:2023-12-13
Applicant: Capital One Services, LLC
Inventor: Karen Nickerson , Justin Wishne , Drew Jacobs , Justin Smith , Marco S. Giampaolo , Hannes Jouhikainen
IPC: G06Q30/0601 , G06F3/14 , G06F3/147 , G06F3/16 , G06T11/00
CPC classification number: G06Q30/0643 , G06F3/1454 , G06F3/147 , G06F3/167 , G06Q30/0601 , G06T11/00 , G06F3/04842
Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.
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公开(公告)号:US11677745B2
公开(公告)日:2023-06-13
申请号:US16861974
申请日:2020-04-29
Applicant: CAPITAL ONE SERVICES, LLC.
Inventor: Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
CPC classification number: H04L63/0853 , G07C5/008 , H04L63/0428 , H04L63/0861 , H04L63/0869 , H04W4/025 , H04W4/40 , H04W12/06 , G06F2221/2111 , H04L2463/082
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
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公开(公告)号:US11588824B2
公开(公告)日:2023-02-21
申请号:US16905143
申请日:2020-06-18
Applicant: Capital One Services, LLC
Inventor: Drew Jacobs , Hannes Jouhikainen
IPC: H04L9/40 , H04W12/06 , H04W4/21 , H04W4/029 , H04L67/52 , H04L67/50 , H04W4/02 , G06Q50/00 , H04W12/63
Abstract: Systems and methods are provided for authenticating a user of a computing device. An example system includes a memory storing instructions, and a processor configured to execute the instructions to receive an authentication request from a user of a computing device, determine a context of the authentication request, determine a physical location of the user, and perform, based on the context of the authentication request and the physical location of the user, an associate proximity detection. The associate proximity detection includes steps to identify an associate based on at least one of the context of the authentication request or the physical location of the user, determine a physical location of the identified known associate, and determine a proximity of the user to the identified known associate. The authentication request may be approved when the determined proximity is within a threshold.
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65.
公开(公告)号:US11470116B2
公开(公告)日:2022-10-11
申请号:US16686762
申请日:2019-11-18
Applicant: Capital One Services, LLC
Inventor: Timur Sherif , Hannes Jouhikainen , Steve Blanchet
Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.
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公开(公告)号:US10832312B2
公开(公告)日:2020-11-10
申请号:US16251704
申请日:2019-01-18
Applicant: CAPITAL ONE SERVICES, LLC
Inventor: Karen Nickerson , Justin Wishne , Drew Jacobs , Justin Smith , Marco S. Giampaolo , Hannes Jouhikainen
IPC: G06Q30/00 , G06Q30/06 , G06Q20/20 , G06Q20/40 , G06F3/01 , G06K9/00 , G06F3/16 , G06F3/0484 , G06F3/03 , G06Q20/12 , G06F21/30
Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.
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公开(公告)号:US10769648B2
公开(公告)日:2020-09-08
申请号:US16601020
申请日:2019-10-14
Applicant: Capital One Services, LLC
Inventor: Steve Blanchet , Zviad Aznaurashvili , Hannes Jouhikainen , Timur Sherif
Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.
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公开(公告)号:US10681040B2
公开(公告)日:2020-06-09
申请号:US16131131
申请日:2018-09-14
Applicant: CAPITAL ONE SERVICES, LLC
Inventor: Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
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公开(公告)号:US10536289B1
公开(公告)日:2020-01-14
申请号:US16289323
申请日:2019-02-28
Applicant: Capital One Services, LLC
Inventor: Hannes Jouhikainen , Zviad Aznaurashvili , Timur Sherif , Steve Blanchet
IPC: G06F15/16 , H04L12/18 , G06F16/907
Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
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公开(公告)号:US10475055B2
公开(公告)日:2019-11-12
申请号:US15895380
申请日:2018-02-13
Applicant: Capital One Services, LLC
Inventor: Steve Blanchet , Zviad Aznaurashvili , Hannes Jouhikainen , Timur Sherif
Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.
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