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公开(公告)号：US11838142B2
公开(公告)日：2023-12-05
申请号：US18148589
申请日：2022-12-30
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Zviad Aznaurashvili , Timur Sherif , Steve Blanchet
IPC: H04L12/18 , G06F16/907 , G06Q10/00 , G06Q10/109
CPC classification number: H04L12/1831 , G06F16/907 , G06Q10/00 , G06Q10/109 , H04L12/1818
Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
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公开(公告)号：US11366995B2
公开(公告)日：2022-06-21
申请号：US17327854
申请日：2021-05-24
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Cara Weikel , Steve Blanchet , Kevin Osborn
IPC: G06K5/00 , G06F17/00 , G06K19/077 , G06Q20/34 , B42D25/378 , G07F7/08
Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digitally engage with the financial institution.
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公开(公告)号：US11055593B1
公开(公告)日：2021-07-06
申请号：US16735782
申请日：2020-01-07
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Cara Weikel , Steve Blanchet , Kevin Osborn
IPC: G06K5/00 , G06K7/08 , G06K19/077 , B42D25/378 , G07F7/08 , G06Q20/34
Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.
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4.发明授权公开(公告)号：US10484426B2
公开(公告)日：2019-11-19
申请号：US16298170
申请日：2019-03-11
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Hannes Jouhikainen , Steve Blanchet
Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.
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公开(公告)号：US20190278377A1
公开(公告)日：2019-09-12
申请号：US15916809
申请日：2018-03-09
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Timur Sherif , Steve Blanchet
Abstract: Embodiments disclosed herein generally relate to a method and system of generating text input via facial recognition. A computing system receives a video stream of a user operating an application on a client device. The video stream includes a time series of images of the user. The computing system parses the video stream to identify one or more visual cues of the user. The computing system identifies a current page of the application. The computing system maps the identified on or more visual cues to an operation available on the current page of the application. The computing system executes the mapped operation.
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Patent Agency Ranking
公开(公告)号：US10263799B1
公开(公告)日：2019-04-16
申请号：US16116600
申请日：2018-08-29
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Zviad Aznaurashvili , Timur Sherif , Steve Blanchet
IPC: G06F15/16 , H04L12/18 , G06F16/907
Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
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公开(公告)号：US12212562B2
公开(公告)日：2025-01-28
申请号：US18310485
申请日：2023-05-01
Applicant: Capital One Services, LLC
Inventor： Timur Sherif , Steve Blanchet , Hannes Jouhikainen , Zviad Aznaurashvili
Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device indicating that the user has been authenticated.
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公开(公告)号：US11755118B2
公开(公告)日：2023-09-12
申请号：US16693707
申请日：2019-11-25
Applicant: Capital One Services, LLC
Inventor： Hannes Jouhikainen , Timur Sherif , Steve Blanchet
IPC: G06F3/01 , G06F3/048 , G06F3/0488 , G06V40/16 , G06V40/20 , H04N21/44 , G06Q40/12 , G06F3/04883 , G06F3/0487
CPC classification number: G06F3/017 , G06F3/048 , G06V40/16 , G06V40/20 , G06F3/0487 , G06F3/0488 , G06F3/04883 , G06Q40/125 , G06V40/28 , H04N21/44008
Abstract: Embodiments disclosed herein generally relate to a method and system of generating text input via facial recognition. A computing system receives a video stream of a user operating an application on a client device. The video stream includes a time series of images of the user. The computing system parses the video stream to identify one or more visual cues of the user. The computing system identifies a current page of the application. The computing system maps the identified on or more visual cues to an operation available on the current page of the application. The computing system executes the mapped operation.
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9.发明授权公开(公告)号：US11288714B2
公开(公告)日：2022-03-29
申请号：US16023623
申请日：2018-06-29
Applicant: Capital One Services, LLC
Inventor： Zviad Aznaurashvili , Timur Sherif , Steve Blanchet , Hannes Jouhikainen
Abstract: Systems and methods are provided for providing a customized user experience. Providing a customized user experience may include receiving, from a graphical user interface displayed on a mobile device a user input indicative of a preferred level of interaction by the user, and monitoring, by a sensor, a facial expression of the user. Then, a first preference metric may be assigned to the user based on the monitored facial expression. Providing a customized user experience may further include monitoring, by a sensor, a behavior of the user, assigning a second preference metric based on the monitored behavior, and aggregating at least the user input, the first preference unit, and the second preference metric to generate a preference score of the user. The preference score may be stored in a central database, displayed on a remote device, and used to modify a customer service experience.
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公开(公告)号：US10796376B2
公开(公告)日：2020-10-06
申请号：US16053529
申请日：2018-08-02
Applicant: Capital One Services, LLC
Inventor： Zviad Aznaurashvili , Hannes Jouhikainen , Steve Blanchet , Timur Sherif
Abstract: A server device may receive, from a first user device, a first set of information regarding a first accident involving a first vehicle, and from a second user device, a second set of information regarding a second accident involving a second vehicle. The first user device may relate to a first user associated with a first policy issued by a first policy provider. The second user device may relate to a second user associated with a second policy issued by a second policy provider. The server device may determine that the first accident corresponds to the second accident, obtain first policy data relating to the first policy, and second policy data relating to the second policy, and cause the first policy data to be provided to the second user device, and the second policy data to be provided to the first user device.
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