公开(公告)号：US20240257099A1

公开(公告)日：2024-08-01

申请号：US18465665

申请日：2023-09-12

申请人： Marqeta, Inc.

发明人： Akhila Singaraju

IPC分类号： G06Q20/34 ,  G06Q20/02 ,  G06Q20/40 ,  G06Q30/0207

CPC分类号： G06Q20/34 ,  G06Q20/027 ,  G06Q20/40 ,  G06Q30/0215

摘要： This disclosure describes methods, non-transitory computer readable storage media, and systems that dynamically determine processing parameters for electronic card transactions involving funding sources via external gateways in real-time. Specifically, in response to receiving a transaction authorization request routed to a card processing system from a payment network, the disclosed system sends a funding request to an external gateway that services an external funding source of a payment card account. The disclosed system determines a set of dynamic processing parameters for the electronic card transaction based on characteristics of the transaction and predefined parameter ranges corresponding to the payment card account. Additionally, the disclosed system processes the transaction by funding the transaction from the external funding source according to the dynamic processing parameters. Furthermore, the disclosed system authorizes the electronic card transaction and determine the dynamic processing parameters within a response time deadline corresponding to the transaction authorization request.

公开(公告)号：US20240256422A1

公开(公告)日：2024-08-01

申请号：US18629649

申请日：2024-04-08

申请人： DISH Wireless L.L.C.

发明人： Owen Christens-Barry ,  Jennings Maxwell Orcutt ,  Christopher Ergen

IPC分类号： G06F11/34 ,  G06F9/50 ,  G06F11/30 ,  G06Q30/0207

CPC分类号： G06F11/3495 ,  G06F9/5083 ,  G06F11/3051 ,  G06Q30/0239 ,  G06F2201/81

摘要： The present disclosure is directed to methods and systems for monitoring nodes on a distributed computing network. A distributed computing system can monitor each node within a wireless network to identify when a node is disconnected from the network. The distributed computing system can dynamically perform tasks on behalf of the node until the node is reconnected to the wireless network. In some implementations, the distributed computing system monitors the utilization of the wireless network to identify when the wireless network has the capacity to perform a task.

公开(公告)号：US12050707B2

公开(公告)日：2024-07-30

申请号：US17401465

申请日：2021-08-13

申请人： The Toronto-Dominion Bank

发明人： Jonathan Joseph Prendergast ,  Thomas Osman Kelly ,  Christopher Mark Jones ,  Harshad Laxmanbhai Patel

IPC分类号： G06F21/62 ,  G06F9/54 ,  G06F16/955 ,  G06Q20/08 ,  G06Q20/40 ,  G06Q30/0207 ,  H04L9/40

CPC分类号： G06F21/6218 ,  G06F9/541 ,  G06F16/9566 ,  G06Q20/085 ,  G06Q20/4014 ,  G06Q30/0224 ,  H04L63/10

摘要： A computer-implemented method is disclosed. The method includes: receiving transfer parameters associated with a request for a first transfer of resources, the transfer parameters including an identifier of a designated transferor associated with the first transfer; determining that the transferor is eligible to access at least one protected data source based on the transfer parameters; generating a request message for the request including reference data for accessing the at least one protected data source; and providing, to a computing device associated with the transferor, the request message.

公开(公告)号：US20240251139A1

公开(公告)日：2024-07-25

申请号：US18384835

申请日：2023-10-27

申请人： INTENT IQ, LLC

发明人： Roy Shkedi

IPC分类号： H04N21/61 ,  G06Q30/02 ,  G06Q30/0207 ,  H04N7/16 ,  H04N21/4722 ,  H04N21/81

CPC分类号： H04N21/6175 ,  G06Q30/02 ,  G06Q30/0239 ,  H04N7/163 ,  H04N21/4722 ,  H04N21/6125 ,  H04N21/812

摘要： In a computer-implemented method, a selected online advertisement is automatically directed to, or online activity is automatically tracked and recorded from, an online user interface device which corresponds, at the time the advertisement is directed or the activity is tracked, to a first online access identifier. The advertisement is directed or the activity is tracked based on information from a user profile that references or includes a first set-top box identifier. That information is derived at least in part from automatically collected data related to user behavior with respect to at least one television advertisement delivered to a set-top box, which set-top box corresponds, at the time of that user behavior, to the first set-top box identifier. The first online access identifier is associated with the first set-top box identifier, by being referenced or included in the user profile, by being associated in a database, or otherwise.

公开(公告)号：US12045848B2

公开(公告)日：2024-07-23

申请号：US17857836

申请日：2022-07-05

申请人： Vower Inc.

发明人： Rejoice Marilyn Jones

IPC分类号： G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0208

CPC分类号： G06Q30/0208 ,  G06Q30/0224

摘要： A user device may generate a user profile indicating a plurality of user elements. The user device may select a function of a plurality of functions. Based on a selection of the function, an interactive indication of a required element for the function that is missing from the plurality of user elements may be displayed. Instruction for adding the required element to the plurality of user elements may be received based on an interaction with the interactive indication of the required element. The user profile may be updated based on an indication that the required element is added to the plurality of user elements. Based on the updated user profile, a request to execute the function may be sent. For example, a request to execute the function may be sent to a device, an entity, and/or a system associated with and/or providing the function.

公开(公告)号：US12045744B2

公开(公告)日：2024-07-23

申请号：US17822919

申请日：2022-08-29

申请人： GRAND PERFORMANCE ONLINE PTY LTD

发明人： Peter Petroulas

IPC分类号： G06Q10/02 ,  G06F16/22 ,  G06F16/2455 ,  G06F16/2457 ,  G06F16/9537 ,  G06F16/957 ,  G06N5/04 ,  G06Q10/04 ,  G06Q10/0631 ,  G06Q10/087 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q30/0201 ,  G06Q30/0207 ,  G06Q50/12 ,  H04L47/70

CPC分类号： G06Q10/02 ,  G06F16/2282 ,  G06F16/24565 ,  G06F16/24578 ,  G06F16/9537 ,  G06F16/9577 ,  G06N5/04 ,  G06Q10/04 ,  G06Q10/06314 ,  G06Q10/06315 ,  G06Q10/087 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q30/0206 ,  G06Q30/0207 ,  G06Q50/12 ,  H04L47/827 ,  H04L47/828

摘要： In one aspect, the present invention provides a computing system for effecting an optimised condition for one or more booking requests in a venue having one or more spaces, comprising an allocation module executing on a processor and arranged to retrieve the booking requests from a database containing a plurality of booking requests, the booking requests including requestor constraint information regarding one or more constraints provided by the booking requestor including a predefined service period, and retrieve venue constraint information from a database, the venue constraint information including venue spatial information and furniture spatial information, wherein the allocation module executes an allocation algorithm that utilises the booking information and the venue constraint information to assess the capacity of the one or more venues and allocate a portion of space for each booking request to satisfy the optimised condition utilising the assessment, to derive an optimised allocation instruction set.

公开(公告)号：US20240242246A1

公开(公告)日：2024-07-18

申请号：US18424346

申请日：2024-01-26

申请人： VUNGLE, INC.

发明人： Daniel Kang ,  Ben Bear

IPC分类号： G06Q30/0251 ,  G06Q30/0207 ,  G06Q30/0242 ,  G06Q30/0273

CPC分类号： G06Q30/0255 ,  G06Q30/0224 ,  G06Q30/0242 ,  G06Q30/0267 ,  G06Q30/0269 ,  G06Q30/0275

摘要： Methods and systems are described for providing advertising services to devices with a customized adaptive user experience based on adaptive algorithms. In one embodiment, a system includes a storage medium to store one or more software programs and an adaptive decision unit coupled to the storage medium. The adaptive decision unit includes or is coupled to processing logic that is configured to execute instructions of at least one adaptive decision algorithm to obtain data for different variables including at least two of an advertisement (ad) engagement history for a user, application (app) engagement history for the user, and in-app purchase engagement history for the user when making an ad selection decision. The at least one adaptive decision algorithm determines an ad selection decision for at least one relevant ad or ad content served in an engaging manner to a device of the user.

公开(公告)号：US20240242243A1

公开(公告)日：2024-07-18

申请号：US18562415

申请日：2021-05-26

申请人： NEC Corporation

发明人： Terumi Umematus ,  Masanori Tsujikawa

IPC分类号： G06Q30/0207 ,  G06Q30/0283

CPC分类号： G06Q30/0224 ,  G06Q30/0283

摘要： The value determination device 1X mainly includes a mental state acquisition means 16X and a value determination means 17X. The mental state acquisition means 16X is configured to acquire an estimation result of a mental state of a target person. The value determination means 17X is configured to determine a value for goods or a service provided to the target person, based on the estimation result of the mental state.

公开(公告)号：US12039591B2

公开(公告)日：2024-07-16

申请号：US17021487

申请日：2020-09-15

申请人： HONDA MOTOR CO., LTD.

发明人： Yoshihiro Matsunaga ,  Sho Takada ,  Mitsuhiro Ito ,  Nobuyuki Sasaki ,  Mio Oshima ,  Ryo Oshima

IPC分类号： G06Q30/0645 ,  G06F16/955 ,  G06Q30/0207 ,  G06Q30/0283 ,  G06Q50/06

CPC分类号： G06Q30/0645 ,  G06F16/955 ,  G06Q30/0207 ,  G06Q30/0283 ,  G06Q50/06

摘要： An information processing apparatus comprises an acquisition unit configured to acquire information according to the usage circumstances of an portable electric power supply apparatus; an estimation unit configured to estimate a type of an electrical device that is connected, based on a measurement result with respect to a voltage and a current when the portable electric power supply apparatus supplied electric power that is included in the information according to the usage circumstances; a determination unit configured to determine whether or not an electrical device that is estimated by the estimation unit is a predetermined designated device; and a decision unit configured to decide on a user treatment with respect to a user that rented the portable electric power supply apparatus, in accordance with a determination result obtained by the determination unit.

公开(公告)号：US12039564B2

公开(公告)日：2024-07-16

申请号：US17371366

申请日：2021-07-09

申请人： Kinaxis Inc.

发明人： Brian Keng ,  Fan Zhang ,  Kanchana Padmanabhan

IPC分类号： G06Q30/0242 ,  G06F18/214 ,  G06N5/01 ,  G06Q30/0201 ,  G06Q30/0207

CPC分类号： G06Q30/0242 ,  G06F18/214 ,  G06N5/01 ,  G06Q30/0201 ,  G06Q30/0223 ,  G06Q30/0244

摘要： There is provided a method and system for generating an output analytic for a promotion. The method includes determining, using an optimization machine learning model trained or instantiated with an optimization training set, at least one determined parameter for the promotion which optimizes at least one of received input parameters, the optimization training set comprising received historical data; forecasting, using a promotion forecasting machine learning model trained or instantiated with an forecasting training set, at least one output analytic of the promotion, the prediction training set comprising the received historical data, the at least one received input parameter and the at least one determined parameter; and outputting the at least one output analytic to the user.