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41.
公开(公告)号:US20170337542A1
公开(公告)日:2017-11-23
申请号:US15054808
申请日:2016-02-26
Applicant: Samsung Electronics Co., Ltd.
Inventor: Ki Bong KIM , Seon Sook LEE , Myung Hwa JUN , Beom Soo CHO
CPC classification number: G06Q20/204 , G06F3/041 , G06F3/048 , G06K9/00 , G06K9/00087 , G06Q20/02 , G06Q20/10 , G06Q20/105 , G06Q20/1085 , G06Q20/16 , G06Q20/206 , G06Q20/227 , G06Q20/32 , G06Q20/3227 , G06Q20/3255 , G06Q20/3274 , G06Q20/3276 , G06Q20/3278 , G06Q20/34 , G06Q20/36 , G06Q20/363 , G06Q20/367 , G06Q20/3674 , G06Q20/38 , G06Q20/382 , G06Q20/38215 , G06Q20/3823 , G06Q20/4012 , G06Q20/40145 , G06Q40/02 , H04W12/06 , H04W12/08
Abstract: An electronic device is provided. The electronic device includes a display and a processor. The processor transmits registration information relating to a user's payment means to an external electronic device, receives state information on the payment means, which is generated by the external electronic device using the registration information, from the external electronic device, and displays an indication corresponding to the state information in relation to an object for representing the payment means, through the display.
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42.
公开(公告)号:US20170308888A1
公开(公告)日:2017-10-26
申请号:US15439607
申请日:2017-02-22
Applicant: @PAY IP HOLDINGS LLC
Inventor: Gabriel L. Sierra
CPC classification number: G06Q20/3255 , G06F17/278 , G06Q20/322
Abstract: A donation processing system receives a text message from a donor indicating that they would like to make a donation to a non-profit organization. In response to the text message, a response message indicating the particulars of the donation including the donation amount and the non-profit organization is sent to the user. The donor reviews the information and, if the information is correct, a confirmation message is sent from the donor in response to the response message. The confirmation message confirms the donation. The donation is then made to the non-profit organization in response to the confirmation message.
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公开(公告)号:US09799067B2
公开(公告)日:2017-10-24
申请号:US14140153
申请日:2013-12-24
Applicant: Accenture Global Services Limited
Inventor: Robert Hasson
IPC: G06Q20/00 , G06Q30/00 , G06K5/00 , G06Q30/06 , G06Q20/20 , G06Q20/32 , G06Q20/40 , G07G1/00 , H04W4/14
CPC classification number: G06Q30/0633 , G06Q20/20 , G06Q20/202 , G06Q20/32 , G06Q20/322 , G06Q20/3223 , G06Q20/3255 , G06Q20/3276 , G06Q20/40 , G06Q20/4012 , G07G1/0081 , H04W4/14
Abstract: The present disclosure describes making a payment transaction between a customer and a merchant using a payment card of the customer including: transmitting details of the payment transaction from a mobile device to a remote server; capturing at least one image of the payment card using the mobile device of the merchant; transmitting the at least one image of the payment card to the remote server; identifying, by the remote server, the merchant and the payment card captured in the at least one image; and implementing the payment transaction between bank accounts of the customer and the merchant.
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公开(公告)号:US20170302641A1
公开(公告)日:2017-10-19
申请号:US15462477
申请日:2017-03-17
Applicant: Confia Systems, Inc.
Inventor: Nadaradjane Ramatchandirane , Vandana Upadhyay
IPC: H04L29/06
CPC classification number: H04L63/08 , G06F21/335 , G06F21/6254 , G06F2221/2137 , G06Q20/123 , G06Q20/30 , G06Q20/322 , G06Q20/325 , G06Q20/3255 , G06Q20/327 , G06Q20/3827 , G06Q20/385 , G06Q20/401 , G06Q20/4012 , G06Q20/405 , G07F11/002 , G07F15/005 , G07F17/24 , H04L63/0421 , H04L63/0492 , H04W12/00518 , H04W12/02 , H04W12/06 , Y02T90/12 , Y02T90/128
Abstract: An embodiment may involve receiving, by a computing system, a message from a wireless service provider system. The computing system may include one or more computing devices located, e.g., in the trusted cloud. The message may contain a service-provider-based identity of a client device, an indication that the service-provider-based identity has been authenticated by the wireless service provider, and a code that the client device obtained from a remote machine proximate to the client device. The computing system may generate an anonymized identity of the client device based on the service-provider-based identity. The computing system may verify that a task associated with the code is within the authorized capabilities of the anonymized identity. Possibly based on the code (and perhaps other information as well), the computing system may transmit an instruction to the remote machine. The instruction may direct the remote machine to perform the task.
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公开(公告)号:US09767453B2
公开(公告)日:2017-09-19
申请号:US13686982
申请日:2012-11-28
Applicant: XRomb Inc.
Inventor: Mikhail Kushevsky , Michael Fainshtein , Valdis Andris Martinsons
CPC classification number: G06Q20/3674 , G06Q20/322 , G06Q20/3255 , G06Q20/36 , G06Q20/4012 , G06Q20/405
Abstract: A method and system for processing payment during an electronic commerce transaction is described herein. The system includes: a mobile device configured to provide an electronic wallet storing a payment card, the payment card comprising card payment information, and a card security credential. The system may also include a coordination server configured to receive a request to conduct the electronic commerce transaction, and send an activation message to the mobile device to activate the electronic wallet. When the electronic wallet is activated, the mobile device may be further configured to: receive a card selection input indicating selection of the payment card for payment in the electronic commerce transaction; verify a security input against the card security credential of the payment card; and send the card payment information and confirmation that the payment card was present during the verifying for use in completing the electronic commerce transaction.
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公开(公告)号:US20170256007A1
公开(公告)日:2017-09-07
申请号:US15446849
申请日:2017-03-01
Applicant: Touradj Barman
Inventor: Touradj Barman
CPC classification number: G06Q50/12 , G06Q20/02 , G06Q20/102 , G06Q20/14 , G06Q20/3223 , G06Q20/3255 , G06Q20/327 , H04L67/02 , H04M15/00 , H04M15/68 , H04M15/844 , H04M17/02 , H04M17/106 , H04W4/24
Abstract: Systems and methods are disclosed to facilitate payment of a restaurant bill via text message. For example, a text message having a restaurant bill code may be sent from a customer device to an MPS phone number. A restaurant network address may be extracted for a restaurant computing system. A query may be sent to the restaurant computing system using the restaurant network address with the restaurant bill code. In response, the restaurant computing system may send restaurant bill data that includes least one restaurant menu item, a price for the at least one restaurant menu item, and a total bill amount. A unique URL may be created that when entered into a web browser presents a webpage that includes at least the restaurant bill data. The unique URL may be used by the customer to pay the restaurant bill.
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公开(公告)号:US20170249627A1
公开(公告)日:2017-08-31
申请号:US15595261
申请日:2017-05-15
Applicant: MY LIFE IT (AUST) PTY LTD
Inventor: Richard Stanley Smythe
CPC classification number: G06Q20/3255 , G06Q20/10 , G06Q20/3223 , G06Q20/385 , G06Q20/425
Abstract: A computer-implemented method for facilitating the transfer of funds from a sending account to a receiving account, the method including the steps of: receiving first data from a first device, the first data including: first transaction data representing a first portion of information required to transfer the funds; and second device identification data uniquely identifying a second device; transmitting request data to the second device identified by the second device identification data, at least a portion of the request data being derived from the first data; receiving from the second device second transaction data representing a second portion of the information required to transfer the funds; and generating combined transaction data from the first transaction data and second transaction data for subsequent transmission to a transaction processor.
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公开(公告)号:US20170206598A1
公开(公告)日:2017-07-20
申请号:US15474682
申请日:2017-03-30
Applicant: Goldman, Sachs & Co.
Inventor: Anthony Edward Bunnell , David Campos Cardona , William Walter Hurley , Raymond John Kaminski
CPC classification number: G06Q20/405 , G06F16/2465 , G06F16/951 , G06Q20/10 , G06Q20/108 , G06Q20/12 , G06Q20/3255 , G06Q40/02 , H04W4/14
Abstract: A method for prompting a user includes determining a threshold value for a defined time period and determining if the user has received funds in excess of the threshold value within the time period. The method also include, in response to determining that the user has received the funds in excess of the threshold value within the time period, prompting the user to deposit at least part of the funds in excess of the threshold value into an account. The method may further include receiving transaction information from the account or another account associated with the user. Determining the threshold value may include creating a statistical model of total transaction value for a time period analogous with the defined time period based on historical transaction information and selecting a value within norms of the statistical model as the threshold value.
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49.
公开(公告)号:US20170186016A1
公开(公告)日:2017-06-29
申请号:US15325229
申请日:2015-07-10
Applicant: Roam Data, Inc.
Inventor: Christopher Rotsaert
CPC classification number: G06Q20/425 , G06Q20/202 , G06Q20/204 , G06Q20/3255
Abstract: A method for managing at least one transaction implemented by an electronic payment terminal having a magnetic stripe reader for reading a paycard of a user. The method includes the following acts implemented in a secured remote server: receiving, from the electronic payment terminal, a transaction message carrying a piece of data of the card, read by the magnetic stripe reader and encrypted by the electronic payment terminal, and an identifier of a mobile communications terminal of the user; sending, to the mobile terminal, a transaction validation request message carrying a piece of information on the transaction; receiving, from the mobile terminal, a validation message carrying a response to the validation request message; managing the transaction.
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公开(公告)号:US20170178094A1
公开(公告)日:2017-06-22
申请号:US15383894
申请日:2016-12-19
Applicant: Alibaba Group Holding Limited
Inventor: Liying Yu , Chenlu Guo , Zhenhao Wu , Feng Luo
CPC classification number: H04L51/046 , G06Q20/10 , G06Q20/3223 , G06Q20/3255 , H04L51/08 , H04L51/10 , H04L51/38
Abstract: Embodiments of the present application provide a method and system for for performing an allocation operation. During operation, the system may receive an object allocation request from a computing device associated with an allocation source. The system may determine the allocation source, one or more allocation targets, one or more notification targets, and a quantity of objects to be allocated based on the object allocation request. The system may extract objects to be allocated corresponding to the quantity of objects to be allocated from an object set corresponding to the allocation source. The system may then allocate the objects to be allocated to the allocation targets. The system may notify the notification targets of messages related to the allocation operation.
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