METHOD FOR PROCESSING MULTIMODAL MOBILE DONATIONS VIA TEXT MESSAGE AND EMAIL COMMUNICATION

    公开(公告)号:US20170308888A1

    公开(公告)日:2017-10-26

    申请号:US15439607

    申请日:2017-02-22

    CPC classification number: G06Q20/3255 G06F17/278 G06Q20/322

    Abstract: A donation processing system receives a text message from a donor indicating that they would like to make a donation to a non-profit organization. In response to the text message, a response message indicating the particulars of the donation including the donation amount and the non-profit organization is sent to the user. The donor reviews the information and, if the information is correct, a confirmation message is sent from the donor in response to the response message. The confirmation message confirms the donation. The donation is then made to the non-profit organization in response to the confirmation message.

    System and method for processing payment during an electronic commerce transaction

    公开(公告)号:US09767453B2

    公开(公告)日:2017-09-19

    申请号:US13686982

    申请日:2012-11-28

    Applicant: XRomb Inc.

    Abstract: A method and system for processing payment during an electronic commerce transaction is described herein. The system includes: a mobile device configured to provide an electronic wallet storing a payment card, the payment card comprising card payment information, and a card security credential. The system may also include a coordination server configured to receive a request to conduct the electronic commerce transaction, and send an activation message to the mobile device to activate the electronic wallet. When the electronic wallet is activated, the mobile device may be further configured to: receive a card selection input indicating selection of the payment card for payment in the electronic commerce transaction; verify a security input against the card security credential of the payment card; and send the card payment information and confirmation that the payment card was present during the verifying for use in completing the electronic commerce transaction.

    TEXT PAYMENT SYSTEM
    46.
    发明申请
    TEXT PAYMENT SYSTEM 审中-公开

    公开(公告)号:US20170256007A1

    公开(公告)日:2017-09-07

    申请号:US15446849

    申请日:2017-03-01

    Applicant: Touradj Barman

    Inventor: Touradj Barman

    Abstract: Systems and methods are disclosed to facilitate payment of a restaurant bill via text message. For example, a text message having a restaurant bill code may be sent from a customer device to an MPS phone number. A restaurant network address may be extracted for a restaurant computing system. A query may be sent to the restaurant computing system using the restaurant network address with the restaurant bill code. In response, the restaurant computing system may send restaurant bill data that includes least one restaurant menu item, a price for the at least one restaurant menu item, and a total bill amount. A unique URL may be created that when entered into a web browser presents a webpage that includes at least the restaurant bill data. The unique URL may be used by the customer to pay the restaurant bill.

    FINANCIAL TRANSACTION SYSTEMS AND METHODS
    47.
    发明申请

    公开(公告)号:US20170249627A1

    公开(公告)日:2017-08-31

    申请号:US15595261

    申请日:2017-05-15

    Abstract: A computer-implemented method for facilitating the transfer of funds from a sending account to a receiving account, the method including the steps of: receiving first data from a first device, the first data including: first transaction data representing a first portion of information required to transfer the funds; and second device identification data uniquely identifying a second device; transmitting request data to the second device identified by the second device identification data, at least a portion of the request data being derived from the first data; receiving from the second device second transaction data representing a second portion of the information required to transfer the funds; and generating combined transaction data from the first transaction data and second transaction data for subsequent transmission to a transaction processor.

    METHOD FOR MANAGING A TRANSACTION, CORRESPONDING SERVER, COMPUTER PROGRAM PRODUCT AND STORAGE MEDIUM

    公开(公告)号:US20170186016A1

    公开(公告)日:2017-06-29

    申请号:US15325229

    申请日:2015-07-10

    CPC classification number: G06Q20/425 G06Q20/202 G06Q20/204 G06Q20/3255

    Abstract: A method for managing at least one transaction implemented by an electronic payment terminal having a magnetic stripe reader for reading a paycard of a user. The method includes the following acts implemented in a secured remote server: receiving, from the electronic payment terminal, a transaction message carrying a piece of data of the card, read by the magnetic stripe reader and encrypted by the electronic payment terminal, and an identifier of a mobile communications terminal of the user; sending, to the mobile terminal, a transaction validation request message carrying a piece of information on the transaction; receiving, from the mobile terminal, a validation message carrying a response to the validation request message; managing the transaction.

    METHOD AND SYSTEM FOR COMMUNICATION IN INSTANT MESSAGING APPLICATION

    公开(公告)号:US20170178094A1

    公开(公告)日:2017-06-22

    申请号:US15383894

    申请日:2016-12-19

    Abstract: Embodiments of the present application provide a method and system for for performing an allocation operation. During operation, the system may receive an object allocation request from a computing device associated with an allocation source. The system may determine the allocation source, one or more allocation targets, one or more notification targets, and a quantity of objects to be allocated based on the object allocation request. The system may extract objects to be allocated corresponding to the quantity of objects to be allocated from an object set corresponding to the allocation source. The system may then allocate the objects to be allocated to the allocation targets. The system may notify the notification targets of messages related to the allocation operation.

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