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公开(公告)号：US20160132870A1
公开(公告)日：2016-05-12
申请号：US15000581
申请日：2016-01-19
Inventor： Jiajie Xu , Runda Cai , Leteng Weng , Zhenyu Xu , Jinhai Liu , Dacheng Zhuo
CPC classification number: G06Q20/382 , G06Q20/20 , G06Q20/202 , G06Q20/3274 , G06Q20/385 , G06Q20/40 , H04L63/10 , H04L63/12 , H04L63/18 , H04L2463/102 , H04W4/021 , H04W12/00522
Abstract: This application discloses a method implemented at a server to facilitate secure offline transactions. The server receives, from a client device, an authorization request that includes a user identifier, first financial account information and a secure code. The server authenticates the authorization request, and sends a first transaction approval to the client device. Then, in accordance with the information received in the authorization request, the server facilitates a secure transaction between the client device and a point-of-sale (POS) machine while the client device is offline. Specifically, the server receives, from the POS machine, a transaction request that includes at least the user identifier and the security code. The server retrieves the first financial account information from a memory according to the user identifier and the security code, performs a transaction operation associated with the first financial account information, and sends a second transaction approval to the POS machine.
Abstract translation: 该应用公开了一种在服务器上实现的方法以便于安全的离线事务。 服务器从客户端装置接收包括用户标识符，第一金融账户信息和安全码的授权请求。 服务器认证授权请求，并向客户端设备发送第一个事务批准。 然后，根据在授权请求中收到的信息，服务器在客户端设备离线时便于客户端设备和销售点（POS）机器之间的安全交易。 具体地说，服务器从POS机接收至少包含用户标识符和安全码的交易请求。 服务器根据用户标识符和安全码从存储器检索第一金融账户信息，执行与第一金融账户信息相关联的交易操作，并向POS机发送第二交易批准。
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公开(公告)号：US11640605B2
公开(公告)日：2023-05-02
申请号：US17101295
申请日：2020-11-23
Inventor： Kai Liu , Yaxuan Zhu , Runda Cai , Zhenyu Xu , Chenglin Liu
Abstract: A method, server and storage medium for verifying a transaction using a smart card are disclosed. A server receives a transaction request to perform a transaction with a user of the smart card. The transaction request includes identification information and encrypted data extracted from the smart card, and transaction information. The server determines a user account linked to the identification information. The server performs a first verification process to authenticate the smart card by verifying that the smart card possesses a correct decryption key corresponding to the identification information. The server performs a second verification process to authenticate the smart card by verifying that the encrypted data extracted from the smart card encodes stored data corresponding to the respective user account linked to the identification information. If the first and the second verification processes are successful, the server processes the transaction in accordance with the transaction information.
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公开(公告)号：US11144942B2
公开(公告)日：2021-10-12
申请号：US15923916
申请日：2018-03-16
Inventor： Weifeng Zhu , Zhenyu Xu , Wa Ye , Jing Zang , Pingjin Xie , Zheng Wang , Jie Lin , Hongyang Wang
Abstract: Embodiments include information processing methods, a server, a terminal, and non-transitory computer-readable storage mediums. One information processing method includes receiving a request for electronic information. The request for the electronic information is sent by a first user logged into a first terminal. The method includes recommending and sharing at least one piece of recommended information, which corresponds to the electronic information, to at least one second user according to a recommendation and/or sharing rule associated with the electronic information. The at least one second user is associated with the first user. The method further includes, when the at least one second user logs into a second terminal and performs a function based on the at least one piece of recommended information, sending at least one piece of content information to a database accessible by the first user according to the at least one piece of recommended information.
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公开(公告)号：US10803433B2
公开(公告)日：2020-10-13
申请号：US16390810
申请日：2019-04-22
Abstract: A computer system receives, from a client device, a virtual bill request including user identification information of a user associated with the client device and then activates a virtual bill and associates the virtual bill with the client device, the virtual bill having a predefined effective time period. After receiving data corresponding to one or more items added to the virtual bill within the predefined effective time period through respective close proximity data communication between the client device and one or more respective terminals, the computer system determines a value based on the data corresponding to the one or more items and sends a verification request to the client device. Upon receipt of verification information responsive to the verification request, the computer system initiates a transfer of the value from an account associated with the user in accordance with a determination that the verification information is valid.
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公开(公告)号：US10762498B2
公开(公告)日：2020-09-01
申请号：US15160978
申请日：2016-05-20
Inventor： Jiajie Xu , Zhonghua Lai , Runda Cai , Wei Mao , Qiang Lu , Zhenyu Xu , Wa Ye , Deyuan Li , Dacheng Zhuo
Abstract: This application discloses a method for implementing a secure transaction via a social network platform. A server receives a product purchase request from a client device, and the product purchase request includes product information, product server information and a user account identifier of the social network platform. The transaction server authenticates the product purchase request, and forwards the product purchase request of the corresponding product to the product server in an encrypted format. After receiving a confirmation message from the product server, the transaction server initiates a payment transaction between the user account and the product server. Further, after completing the payment transaction, the transaction server sends a payment completion message to the client device and the product server, respectively.
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Patent Agency Ranking
公开(公告)号：US10354307B2
公开(公告)日：2019-07-16
申请号：US15168595
申请日：2016-05-31
IPC: G06Q30/00 , G06Q30/06 , H04N21/233 , H04H60/37 , H04N21/254 , H04N21/439 , H04N21/4722 , H04N21/81 , G06F3/0488 , H04N21/422 , H04N21/8545 , G10L15/08 , G10L17/22 , G10L21/14 , H04H60/58 , H04H60/63 , G06Q50/00 , G10L25/57 , G10L25/54
Abstract: A Method and a device for obtaining information based on an audio input are disclosed. The method is performed at an electronic device having one or more processors and memory. The method includes: while running a social networking application, sending a first audio input to a server hosting the social networking application, wherein the first audio input is captured in response to a triggering event; retrieving, from the server, a product information item associated with a product identified based on the first audio input, wherein the product information item is obtained by comparing at least one audio feature of the first audio input with signature audio features extracted from audio of TV or radio broadcast within a predetermined time span; and displaying the retrieved product information item to a user of the electronic device within the social networking application.
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公开(公告)号：US10050899B2
公开(公告)日：2018-08-14
申请号：US15174560
申请日：2016-06-06
Inventor： Jiajie Xu , Zhonghua Lai , Runda Cai , Zhenyu Xu , Wei Mao , Dacheng Zhuo , Deyuan Li , Qiang Lu , Wa Ye , Xuezhu Wu
IPC: G06F15/173 , H04L12/911 , H04L12/26 , H04L29/08 , G06Q30/06
Abstract: The present invention discloses a data processing method, apparatus, client, server and system, which belong to the field of computer technologies. The method includes: a client sending a target object transfer request to a resource platform server; the resource platform server generating a target object transfer instruction accordingly and returning the target object transfer instruction to the client; the client generating an operation instruction according to transfer confirmation performed on the target object transfer instruction and sending the operation instruction to a resource transfer server; and the resource transfer server transferring, according to the operation instruction, an exchange resource that corresponds to the target object from a first resource account to a second resource account. The present invention solves the problem of low security of a client and a resource platform server developed by a target object provider, and improves the security of a target object transfer process.
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公开(公告)号：US20180033034A1
公开(公告)日：2018-02-01
申请号：US15725127
申请日：2017-10-04
Inventor： Wa YE , Zhenyu Xu , Peiku Li , Zhouwei Zhu , Mengsha Zhou , Jiongchao Lin , Beiqi Wu , Likai Wang , Jiandong Lin , Dacheng Zhuo , Zeqi Lian , Hongyang Wang , Jing Zang
IPC: G06Q30/02 , G06Q50/00 , G06F3/0482
CPC classification number: G06Q30/0214 , G06F3/0482 , G06Q30/0225 , G06Q50/01
Abstract: An information sharing method, including; receiving an instruction for sharing first information to a first information pool of a first user, wherein the first information pool includes a plurality of electronic coupons shared by one or more contact users associated with the first user, and wherein the first information pool is accessible to respective user accounts of the one or more contact users; adding the first electronic coupon to the first information pool; receiving a confirmation notification from a third-party server corresponding to the first electronic coupon, wherein the confirmation notification is sent by the third-party server in response to a second user in the contact users applying the first electronic coupon in an online transaction, wherein the confirmation notification includes at least second information that corresponds to the first information, wherein the second information includes a second electronic coupon related to the first electronic coupon.
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公开(公告)号：USD767588S1
公开(公告)日：2016-09-27
申请号：US29476680
申请日：2013-12-16
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公开(公告)号：USD759044S1
公开(公告)日：2016-06-14
申请号：US29476679
申请日：2013-12-16
Designer： Xiaolong Zhang , Shaomian Yao , Wa Ye , Zhenyu Xu , Xiaobin Fang
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