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公开(公告)号：US11044251B2
公开(公告)日：2021-06-22
申请号：US16000440
申请日：2018-06-05
发明人： Shiying Lian , Donghao Huang , Naman Aggarwal
摘要： A method for remote authentication aided by an audio signal includes: storing, in a memory of a computing device, at least first authentication data; receiving, by a first input device of the computing device, an audio signal electronically transmitted by a separate computing system; decoding, by a decoding module of the computing device, the received audio signal to identify a server identification value; receiving, by a second input device of the computing device, second authentication data submitted by a user of the computing device; authenticating, by an authentication module of the computing device, the received second authentication data based on the stored first authentication data; and electronically transmitting, by a transmitting device of the computing device, a result of the authentication and a profile identifier to an external processing server based on the server identification value.
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公开(公告)号：US20210133740A1
公开(公告)日：2021-05-06
申请号：US17087229
申请日：2020-11-02
发明人： Zunhua Wang , Srinatha Ravinathan , Donghao Huang , Shiying Lian
摘要： A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server.
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公开(公告)号：US20200265395A1
公开(公告)日：2020-08-20
申请号：US16278364
申请日：2019-02-18
发明人： Hui Fang , Bensam Joyson , Donghao Huang
摘要： A method for billing device usage through a data storage system and aggregation includes: receiving, in a device controller, user credentials for one of a plurality of users; detecting, by the device controller, usage parameters of a hardware device; submitting, by the device controller, a new usage transaction for usage of the hardware device to a data storage system including the user credentials and a usage fee based on the usage parameters; receiving, by an aggregator node, a plurality of usage transactions from the data storage system including the new usage transaction where each usage transaction includes user data and a fee amount; generating, by the aggregator node, an aggregated bill for each of the users including based on the fee amount included in each usage transaction associated with the respective user; and transmitting, by the aggregator node, each aggregated bill to a computing device associated with the respective user.
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公开(公告)号：US10396998B2
公开(公告)日：2019-08-27
申请号：US15401614
申请日：2017-01-09
发明人： Hao Tang , Xijing Wang , Senxian Zhuo , Yong-How Chin , Jiaming Li , Bensam Joyson , Donghao Huang , Martin Collings , Preshant Sridhar , Perry Kick
摘要： There is provided a data processor implemented method for dynamic authentication of an object. There is also provided non-transitory computer readable storage mediums and systems for carrying out dynamic authentication of an object.
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公开(公告)号：US20180025332A1
公开(公告)日：2018-01-25
申请号：US15627793
申请日：2017-06-20
发明人： Donghao Huang , Naman Aggarwal , Kshama Jha , Yong How Chin , Jie Zhang , Dekai Zhang
CPC分类号： G06Q20/10 , G06Q20/027 , G06Q20/322 , G06Q20/3223 , G06Q20/325 , G06Q20/3672 , G06Q20/3674 , G06Q20/3829 , G06Q20/40 , H04L9/0822 , H04L9/0825 , H04L9/083 , H04L9/0861 , H04L9/3213 , H04L9/3234 , H04L63/0428 , H04L63/061 , H04L63/062 , H04L63/0876 , H04L2209/56 , H04W12/02 , H04W12/04 , H04W12/06
摘要： A system for facilitating a payment using a client application executed by a client device, the system including one or more processing devices in communication with the client device via a communications network, wherein the one or more processing devices execute processing device software that cause the one or more processing devices to communicate with the client application to establish a transaction session having a session access token and a session key, receive requests from the client application, at least some of the requests including the access token a payload encrypted at least in part using the session key, decrypt the payload at least in part using the session key, process the requests at least in part using the access token and in accordance the decrypted payload, to thereby allow at least one action to be performed, the at least one action forming part of a payment process and provide any required response to the client application.
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公开(公告)号：US20170372264A1
公开(公告)日：2017-12-28
申请号：US15624999
申请日：2017-06-16
发明人： Hao Tang , Senxian Zhuo , Xijing Wang , Bensam Joyson , Naman Aggarwal , Donghao Huang , Prashant Sridhar , Martin Collings , Perry Kick
CPC分类号： G06Q10/0875 , G06Q20/202 , G06Q20/203 , G06Q20/208
摘要： An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.
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公开(公告)号：US12118537B2
公开(公告)日：2024-10-15
申请号：US18102140
申请日：2023-01-27
发明人： Srinath Ravinathan , Donghao Huang
CPC分类号： G06Q20/3674 , G06Q20/0655 , G06Q20/202 , G06Q20/204 , G06Q20/3678 , G06Q20/381 , G06Q20/3825 , G06Q20/3829 , G06Q20/4014 , G06Q20/405 , G06Q20/34 , G06Q2220/00 , H04L9/50 , H04L2209/56
摘要： A method for acceptance of blockchain payment at a traditional point of sale device direct to a merchant includes: receiving an authorization request for a fiat payment transaction including a transaction account number, transaction amount, and merchant identifier; identifying blockchain payment acceptance for a transaction account associated with the transaction account number; transmitting an address request to an exchange server including the merchant identifier; receiving a destination address associated with the merchant identifier for a blockchain network from the exchange server; transmitting a new blockchain transaction to a blockchain node in the blockchain network including the destination address and a cryptocurrency amount based on the transaction amount; and transmitting an authorization response for the fiat payment transaction to a payment network for routing to a point of sale device, the authorization response including an indication that clearance and settlement of the fiat payment transaction is not required.
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公开(公告)号：US11783309B2
公开(公告)日：2023-10-10
申请号：US17100089
申请日：2020-11-20
发明人： Srinath Ravinathan , Donghao Huang , Bensam Joyson
CPC分类号： G06Q20/127 , G06Q20/02 , G06Q20/385 , G06Q20/40
摘要： The present disclosure generally relates to controlling operation of service devices. A payment network server receives, from a merchant aggregator, an operation request from a user for operation of one or more service of the devices associated with the merchant aggregator, the operation request comprising identification data of each service device, an operation mode selected by the user for each service device, and a payment token of the user; identifies, based on the identification data of each service device, a device server communicatively connected with the service device; communicates, to the respective device servers, operation instructions for controlling access to the service devices, the instructions comprising activating the service devices, thereby permitting the user to access the service devices; determining a payment amount for operation of the service devices requested in the operation request based at least on the selected operation modes; and processing a payment transaction for paying the payment amount to the merchant aggregator using the payment token.
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公开(公告)号：US11615406B2
公开(公告)日：2023-03-28
申请号：US17087229
申请日：2020-11-02
发明人： Zunhua Wang , Srinatha Ravinathan , Donghao Huang , Shiying Lian
摘要： A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server.
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公开(公告)号：US20230092733A1
公开(公告)日：2023-03-23
申请号：US17949187
申请日：2022-09-20
发明人： Srinath Ravinathan , Donghao Huang , Dendy Gunawan , Karl Cheng , Hancong Guan , Phuoc Hoang Long Le
摘要： An access control method comprises: providing access profiles for users, wherein each access profile comprises an access profile identifier and at least one personal identifier mapped to one or more obfuscated payment numbers, and wherein each of the at least one personal identifiers is a non-payment identifier issued by an identity provider;
receiving, from a terminal of a service provider, a request to validate permission for a user of a payment device to access a resource made available by the service provider, the request comprising an obfuscated payment number read by the terminal from the payment device; determining whether there is a match of the obfuscated payment number read by the terminal and one of the obfuscated payment numbers of the access profiles; and transmitting at least one of the identifiers of the matched access profile to the service provider for matching to a stored identifier associated with the resource.
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