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公开(公告)号：US20180359249A1
公开(公告)日：2018-12-13
申请号：US16000440
申请日：2018-06-05
发明人： Shiying Lian , Donghao Huang , Naman Aggarwal
CPC分类号： H04L63/0876 , G10L25/51
摘要： A method for remote authentication aided by an audio signal includes: storing, in a memory of a computing device, at least first authentication data; receiving, by a first input device of the computing device, an audio signal electronically transmitted by a separate computing system; decoding, by a decoding module of the computing device, the received audio signal to identify a server identification value; receiving, by a second input device of the computing device, second authentication data submitted by a user of the computing device; authenticating, by an authentication module of the computing device, the received second authentication data based on the stored first authentication data; and electronically transmitting, by a transmitting device of the computing device, a result of the authentication and a profile identifier to an external processing server based on the server identification value.
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公开(公告)号：US20170120106A1
公开(公告)日：2017-05-04
申请号：US15340668
申请日：2016-11-01
发明人： Tobias Puehse , Sin Jian Tan , Jie Zhang , Douglas Teck Yong Tan , Noor Ali Nizar Ali , Naman Aggarwal , Yong Wei Chin
CPC分类号： A63B24/0021 , A63B2024/0025 , A63B2220/17 , A63B2220/62 , A63B2230/04 , A63B2230/42 , G06Q20/3224 , G06Q20/405 , G09B5/02
摘要： A data processor implemented method for authenticating use of an activity tracking device by a user is provided. The method includes obtaining a plurality of first markers, wherein each of the first markers includes a location and time-stamp of the activity tracking device when the activity tracking device is tracking at least one parameter of the user. The method also includes obtaining a plurality of second markers from a transaction data storage, wherein each of the second markers includes a location and time-stamp of an electronic transaction made by the user using at least one payment device of the user. The method further includes comparing the locations of the plurality of first markers with the locations of the plurality of second markers, and determining, based on the comparison, whether the activity tracking device is regularly in use by the user.
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公开(公告)号：US20180293572A1
公开(公告)日：2018-10-11
申请号：US15941684
申请日：2018-03-30
摘要： A system and a method for administering a user account are provided. The system includes at least one processor, and at least one memory including computer program code. The at least one memory and the computer program code are configured to, with the at least one processor, cause the system at least to receive from a device, a user account identifier, receive from a merchant device, a credit request including a merchant identifier and a credit amount, determine based on the user account identifier, at least one digital wallet associated with the user account identifier, and determine an amount of points to be credited to the user account associated with the at least one digital wallet, the user account being determined according to the user account identifier and the merchant identifier, and the amount of points being determined in response to the credit amount.
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4.发明申请公开(公告)号：US20170116634A1
公开(公告)日：2017-04-27
申请号：US15294079
申请日：2016-10-14
发明人： Tobias Puehse , Sin Jian Tan , Jie Zhang , Douglas Teck Yong Tan , Noor Ali Nizar Ali , Naman Aggarwal , Yong Wei Chin
CPC分类号： G06Q30/0209 , G06Q20/027 , G06Q20/3223 , G06Q20/405 , G07F17/3206 , G07F17/3225 , G07F17/3244 , G07F17/3255 , G07F17/3262
摘要： A data processor implemented method for gamification of activity tracking to determine a reward is provided. The method includes obtaining activity tracking information from one or more activity tracking sensors, and comparing one or more associated activity tracking target with the obtained activity tracking information to generate an activity tracking level. The method also includes assessing the activity tracking level for determination of the reward, and interfacing with a payment gateway to make payment to an entity associated with the reward, wherein an amount of the payment is dependent on the reward.
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公开(公告)号：US11044251B2
公开(公告)日：2021-06-22
申请号：US16000440
申请日：2018-06-05
发明人： Shiying Lian , Donghao Huang , Naman Aggarwal
摘要： A method for remote authentication aided by an audio signal includes: storing, in a memory of a computing device, at least first authentication data; receiving, by a first input device of the computing device, an audio signal electronically transmitted by a separate computing system; decoding, by a decoding module of the computing device, the received audio signal to identify a server identification value; receiving, by a second input device of the computing device, second authentication data submitted by a user of the computing device; authenticating, by an authentication module of the computing device, the received second authentication data based on the stored first authentication data; and electronically transmitting, by a transmitting device of the computing device, a result of the authentication and a profile identifier to an external processing server based on the server identification value.
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公开(公告)号：US20180025332A1
公开(公告)日：2018-01-25
申请号：US15627793
申请日：2017-06-20
发明人： Donghao Huang , Naman Aggarwal , Kshama Jha , Yong How Chin , Jie Zhang , Dekai Zhang
CPC分类号： G06Q20/10 , G06Q20/027 , G06Q20/322 , G06Q20/3223 , G06Q20/325 , G06Q20/3672 , G06Q20/3674 , G06Q20/3829 , G06Q20/40 , H04L9/0822 , H04L9/0825 , H04L9/083 , H04L9/0861 , H04L9/3213 , H04L9/3234 , H04L63/0428 , H04L63/061 , H04L63/062 , H04L63/0876 , H04L2209/56 , H04W12/02 , H04W12/04 , H04W12/06
摘要： A system for facilitating a payment using a client application executed by a client device, the system including one or more processing devices in communication with the client device via a communications network, wherein the one or more processing devices execute processing device software that cause the one or more processing devices to communicate with the client application to establish a transaction session having a session access token and a session key, receive requests from the client application, at least some of the requests including the access token a payload encrypted at least in part using the session key, decrypt the payload at least in part using the session key, process the requests at least in part using the access token and in accordance the decrypted payload, to thereby allow at least one action to be performed, the at least one action forming part of a payment process and provide any required response to the client application.
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公开(公告)号：US20170372264A1
公开(公告)日：2017-12-28
申请号：US15624999
申请日：2017-06-16
发明人： Hao Tang , Senxian Zhuo , Xijing Wang , Bensam Joyson , Naman Aggarwal , Donghao Huang , Prashant Sridhar , Martin Collings , Perry Kick
CPC分类号： G06Q10/0875 , G06Q20/202 , G06Q20/203 , G06Q20/208
摘要： An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.
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公开(公告)号：US11379792B2
公开(公告)日：2022-07-05
申请号：US15624999
申请日：2017-06-16
发明人： Hao Tang , Senxian Zhuo , Xijing Wang , Bensam Joyson , Naman Aggarwal , Donghao Huang , Prashant Sridhar , Martin Collings , Perry Kick
摘要： An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.
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公开(公告)号：US10769653B2
公开(公告)日：2020-09-08
申请号：US15294079
申请日：2016-10-14
发明人： Tobias Puehse , Sin Jian Tan , Jie Zhang , Douglas Teck Yong Tan , Noor Ali Nizar Ali , Naman Aggarwal , Yong Wei Chin
摘要： A data processor implemented method for gamification of activity tracking to determine a reward is provided. The method includes obtaining activity tracking information from one or more activity tracking sensors, and comparing one or more associated activity tracking target with the obtained activity tracking information to generate an activity tracking level. The method also includes assessing the activity tracking level for determination of the reward, and interfacing with a payment gateway to make payment to an entity associated with the reward, wherein an amount of the payment is dependent on the reward.
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公开(公告)号：US20180300706A1
公开(公告)日：2018-10-18
申请号：US15951737
申请日：2018-04-12
发明人： Naman Aggarwal , Tobias Puehse , Yong How Chin
摘要： There is provided an airborne apparatus and transaction method. The airborne apparatus typically traverses to a user who wishes to carry out a transaction. The airborne apparatus is able to help the user to carry out a desired transaction using various possible payment processes.
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