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公开(公告)号：US10803445B2
公开(公告)日：2020-10-13
申请号：US14301683
申请日：2014-06-11
发明人： Donghao Huang , Bensam Joyson , Jie Zhang , Jasmine Ng , Ross Finch
摘要： A system and method of conducting an authentication transaction; and a near field communication (NFC) enabled mobile device for conducting the authentication transaction. The method includes the steps of: storing data associated with one or more authentication certificates in a secure element of the NFC enabled mobile device; sending the data associated with the one or more authentication certificates from the NFC enabled mobile device to a server via a NFC enabled transceiver; verifying the authenticity of the one or more authentication certificates at the server; and upon successful authentication, sending transaction data from the server to the NFC enabled mobile device via the NFC enabled transceiver.
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公开(公告)号：US20160005009A1
公开(公告)日：2016-01-07
申请号：US14788081
申请日：2015-06-30
发明人： Jiaming Li , Donghao Huang , Jie Zhang , Bensam Joyson , Douglas Tan , Yong How Chin
CPC分类号： G06Q30/0255 , G06Q20/20 , G06Q20/327 , G06Q20/382 , G06Q30/0633
摘要： A method for conducting a transaction between a merchant and a customer, a merchant device, and a computer storage medium for instructing a computing device to execute a method for conducting a transaction between a merchant and a customer are disclosed. The method includes establishing a secure wireless connection between a merchant device and a customer device, real-time synchronizing, via the secure connection, a shopping cart of the customer between the merchant and the customer devices, determining, via the secure connection, at least one payment option for checking out the shopping cart, and processing, at a transaction processing device, the payment based on a selected payment option out of the at least one payment option.
摘要翻译： 公开了一种用于在商家和客户之间进行交易的方法，商家装置和计算机存储介质，用于指示计算设备执行用于在商家和客户之间进行交易的方法。 该方法包括在商家设备和客户设备之间建立安全无线连接，通过安全连接实时同步商家和客户设备之间的顾客的购物车，至少经由安全连接确定至少 用于检出购物车的一个付款选项，以及在交易处理装置处处理基于所述至少一个支付选项中所选择的支付选项的支付。
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公开(公告)号：US20240104560A1
公开(公告)日：2024-03-28
申请号：US18368749
申请日：2023-09-15
发明人： Srinath Ravinathan , Karl Cheng , Donghao Huang , Shi Ler Shila Chew , Dendy Gunawan , Putu Arie Ganapathi , Phuoc Hoang Long Le
CPC分类号： G06Q20/3829 , G06Q20/02 , G06Q20/401 , G06Q2220/00
摘要： Systems and techniques for digitization of payment cards for Web 3.0 (“Web3”) and metaverse transactions are provided. The described systems and techniques allow for the use of non-fungible tokens (NFTs) to represent a payment token for making a payment inside a Web3 and Metaverse environment. Indeed, the described systems and techniques provide a financial NFT enabled representation of a payment card account as a token in a blockchain network, which can then be used to facilitate Web3 payments with real-time fiat to crypto exchanges.
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公开(公告)号：US11379792B2
公开(公告)日：2022-07-05
申请号：US15624999
申请日：2017-06-16
发明人： Hao Tang , Senxian Zhuo , Xijing Wang , Bensam Joyson , Naman Aggarwal , Donghao Huang , Prashant Sridhar , Martin Collings , Perry Kick
摘要： An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.
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公开(公告)号：US20200175489A1
公开(公告)日：2020-06-04
申请号：US16616358
申请日：2018-04-24
发明人： Donghao Huang , Hui Fang , Jiaming Li
摘要： A method for originating a vending transaction via machine-readable code includes storing, in a memory of a computing device, an account identifier associated with a transaction account, reading, by an optical imaging device of the computing device, a machine-readable code displayed on a vending machine, wherein the machine-readable code is encoded with at least a device identifier, electronically transmitting, by a transmitting device of the computing device, at least the device identifier and an account identifier to a third party system, and receiving, by a receiving device of the computing device, a transaction confirmation indicating approval of a payment transaction involving the transaction account and the vending machine.
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公开(公告)号：US20180253723A1
公开(公告)日：2018-09-06
申请号：US15910793
申请日：2018-03-02
发明人： Donghao Huang , Krishnadas Mohandas , Bo Zeng , Hui Fang , Xijing Wang
CPC分类号： G06Q20/363 , G06Q20/24 , G06Q20/34 , G06Q20/387 , G06Q20/4016
摘要： A system and a method for determining a profile of a consumer are disclosed. The system includes a processor and a memory unit coupled to the processor. The memory unit is configured to store the consumer's payment card usage data. The processor is configured to obtain a credit score specific to the consumer and calculate a payment card index specific to the consumer based on the consumer's payment card usage data stored in the memory unit. The payment card index may comprise a weighted sum of factors representative of the consumer's payment card usage. The processor is also configured to multiply the credit score by the payment card index to obtain a collective score representative of the profile of the consumer.
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公开(公告)号：US20180053147A1
公开(公告)日：2018-02-22
申请号：US15680940
申请日：2017-08-18
发明人： Jie Zhang , Donghao Huang , Tobias Puehse
IPC分类号： G06Q10/08
CPC分类号： G06Q10/0832 , G06Q10/087
摘要： Disclosed herein is a system for managing item delivery. The system includes an order management system comprising an order terminal for receiving an order, a transmitter for receiving the order from the order terminal and sending the order to one or more product providers, a verification terminal by which a recipient can verify completion of delivery of items associated with the order, and a scheduler. The scheduler schedules a robot to be available at an interchange to receive the one or more items, and the order management system provides a delivery destination to the robot by which, or so that, the robot can autonomously navigate to the destination.
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公开(公告)号：US20180005320A1
公开(公告)日：2018-01-04
申请号：US15628676
申请日：2017-06-21
CPC分类号： G06Q40/04 , G06Q20/227 , G06Q20/24 , G06Q20/26 , G06Q20/3223 , G06Q20/381
摘要： A method for currency exchange, comprising: providing, by an account management module, an account each for first and second entities, each account comprising a plurality of sub-accounts for a different currency; broadcasting a currency exchange rate between a first currency and second currency; receiving, at a transaction management module in communication with the account management module, a request from the second entity for an amount of the first currency in exchange for the second currency at the broadcasted rate; determining, by the transaction management module, an equivalent amount of the second currency at the broadcasted rate; debiting the determined amount of the second currency from the second entity, and crediting said amount to the first entity, by the account management module; and debiting the requested amount of the first currency from first entity and crediting said amount to the second entity, by the account management module.
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公开(公告)号：US12086802B2
公开(公告)日：2024-09-10
申请号：US18224212
申请日：2023-07-20
发明人： Srinath Ravinathan , Donghao Huang , Hancong Guan , Karl Cheng , Phuoc Hoang Long Le , Weiming Ma
CPC分类号： G06Q20/389 , G06F16/2379 , G06Q20/02 , G06Q20/381 , G06Q20/38215 , G06Q20/3827 , G06Q20/401 , H04L9/3239 , G06Q20/3674 , G06Q20/3825 , G06Q20/3829 , H04L9/50
摘要： A method for mediating an atomic swap includes: receiving a swap request from a first computing device including a first address associated with a first blockchain and a network identifier associated with a second blockchain; identifying a second computing device using the network identifier and a second address associated with the second blockchain; generating a proof value and a hashlock using the proof value; transmitting (i) the hashlock and second address to the first computing device, and (ii) the hashlock and first address to the second computing device; verifying a first blockchain transaction on the first blockchain for transfer to the first address, and a second blockchain transaction on the second blockchain for transfer to the second address; and transmitting the proof value to blockchains node associated with the first and second blockchains.
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公开(公告)号：US11748749B2
公开(公告)日：2023-09-05
申请号：US17350646
申请日：2021-06-17
发明人： Srinath Ravinathan , Donghao Huang , Hancong Guan , Karl Cheng , Phuoc Hoang Long Le , Weiming Ma
CPC分类号： G06Q20/389 , G06F16/2379 , G06Q20/02 , G06Q20/381 , G06Q20/3827 , G06Q20/38215 , G06Q20/401 , H04L9/3239 , G06Q20/3674 , G06Q20/3825 , G06Q20/3829 , H04L9/50
摘要： A method for mediating an atomic swap includes: receiving a swap request from a first computing device including a first address associated with a first blockchain and a network identifier associated with a second blockchain; identifying a second computing device using the network identifier and a second address associated with the second blockchain; generating a proof value and a hashlock using the proof value; transmitting (i) the hashlock and second address to the first computing device, and (ii) the hashlock and first address to the second computing device; verifying a first blockchain transaction on the first blockchain for transfer to the first address, and a second blockchain transaction on the second blockchain for transfer to the second address; and transmitting the proof value to blockchains node associated with the first and second blockchains.
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