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    USER INTERFACE FOR PAYMENTS
    22.
    发明申请
    USER INTERFACE FOR PAYMENTS 有权

    公开(公告)号：US20210192530A1

    公开(公告)日：2021-06-24

    申请号：US17193991

    申请日：2021-03-05

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Christopher D. ADAMS ,  George R. DICKER

    IPC: G06Q20/40 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q30/06 ,  H04M1/72403 ,  H04M1/72445 ,  G06Q20/10 ,  G06Q20/36 ,  H04L29/08 ,  G06Q20/22

    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

    USER INTERFACE FOR PAYMENTS
    23.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开

    公开(公告)号：US20200065821A1

    公开(公告)日：2020-02-27

    申请号：US16667271

    申请日：2019-10-29

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Pablo F. CARO ,  George R. DICKER ,  Anton K. DIEDERICH

    IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/22 ,  H04M1/725 ,  H04L29/08 ,  G06Q20/36 ,  G06Q20/32 ,  G06Q30/06 ,  G06Q20/38

    Abstract: An electronic device with a display and a biometric input sensor is described. In some embodiments, the electronic device displays a user interface for a first application that includes an affordance; in response to detecting selection of the affordance, the electronic device transfers first transaction information about a transaction from the first application to a second application and displays a user interface for the second application; in accordance with a determination that detected biometric input is consistent with enrolled biometric input information, the electronic device proceeds with the transaction; after proceeding with the transaction, the electronic device displays a user interface for a third application that includes a second affordance; in response to detecting selection of the second affordance, the electronic device transfers third transaction information about a second transaction from the third application to the second application and displays a second user interface for the second application.

    PEER TRANSACTION SYSTEM
    24.
    发明申请
    PEER TRANSACTION SYSTEM 审中-公开

    公开(公告)号：US20180349880A1

    公开(公告)日：2018-12-06

    申请号：US15994992

    申请日：2018-05-31

    Applicant: Apple Inc.

    Inventor： Glen W. STEELE ,  George R. DICKER ,  Matthew C. BYINGTON ,  Richard William Thomas HEARD

    IPC: G06Q20/22 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42 ,  H04W4/12

    CPC classification number: G06Q20/3223 ,  G06Q20/38

    Abstract: A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.

    USER INTERFACE FOR PAYMENTS
    27.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开
    付款用户界面

    公开(公告)号：US20160224966A1

    公开(公告)日：2016-08-04

    申请号：US14870694

    申请日：2015-09-30

    Applicant: APPLE INC.

    Inventor： Marcel VAN OS ,  George R. DICKER ,  Glen W. STEELE ,  Pablo F. CARO ,  Peter ANTON ,  Donald W. PITSCHEL

    IPC: G06Q20/24 ,  G06K9/78 ,  H04N5/225 ,  G06Q20/34 ,  G06Q20/32

    CPC classification number: G06Q20/3278 ,  G06K9/78 ,  G06Q20/24 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/3276 ,  G06Q20/3552 ,  G06Q20/40145 ,  H04N5/225

    Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transactions. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.

    Abstract translation: 本公开通常涉及使用移动设备进行支付。 在一个示例过程中，设备接收诸如指纹认证信息的第一认证数据和诸如银行授权码的第二认证数据。 然后，设备传送用于支付交易的交易请求。 在另一示例性过程中，设备检测物理输入机构的激活并使用生物测定传感器检测指纹。 该设备能够参与NFC支付交易。 在另一个示例过程中，当设备在相机传感器的视场中检测到信用卡的部分信用卡信息时，设备显示通过照相机传感器获得的图像的实时预览。

    CONDUCTING TRANSACTIONS USING ELECTRONIC DEVICES WITH NON-NATIVE CREDENTIALS
    30.
    发明申请
    CONDUCTING TRANSACTIONS USING ELECTRONIC DEVICES WITH NON-NATIVE CREDENTIALS 有权

    公开(公告)号：US20220318798A1

    公开(公告)日：2022-10-06

    申请号：US17836981

    申请日：2022-06-09

    Applicant: Apple Inc.

    Inventor： George R. DICKER ,  Nicholas J. SHEARER

    IPC: G06Q20/38 ,  G06Q20/32 ,  G06Q20/10 ,  G06Q20/40

    Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction. Additional embodiments are also provided.

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